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Auto insurance rate check in

Posted on 4/9/23 at 7:22 pm
Posted by Dandaman
Louisiana
Member since May 2017
800 posts
Posted on 4/9/23 at 7:22 pm
I’m at $3400 annually. Two new vehicles (truck and suv) and 250/500 liability, 100 UM. 1k deductible. Metairie, LA.

Is this a good price?
Posted by fallguy_1978
Best States #50
Member since Feb 2018
53116 posts
Posted on 4/9/23 at 7:32 pm to
We pay about $180/mo in BR for 2 vehicles. They are 6 and 11 years old though. We have 100/300 I think. Probably need to up our coverage.

I'll be adding a teen driver in 3 months though
This post was edited on 4/9/23 at 7:35 pm
Posted by Will Cover
Davidson, NC
Member since Mar 2007
39920 posts
Posted on 4/9/23 at 7:59 pm to
quote:

Auto insurance rate check in


300/500/300, $1M umbrella policy.

$1K deductibles.

1 vehicle, $1,280.90 annually.

Montana
Posted by fallguy_1978
Best States #50
Member since Feb 2018
53116 posts
Posted on 4/9/23 at 8:20 pm to
Recently relocate?
Posted by Weekend Warrior79
Member since Aug 2014
20812 posts
Posted on 4/9/23 at 8:28 pm to
Similar coverage and received quotes of $3.3k, $5k & $5.8k
Posted by Will Cover
Davidson, NC
Member since Mar 2007
39920 posts
Posted on 4/9/23 at 8:40 pm to
quote:

Recently relocate?


No.



Posted by lynxcat
Member since Jan 2008
25028 posts
Posted on 4/9/23 at 8:44 pm to
500 CSL

$250 deductibles.

2 vehicles, ~$2,160 annually, $180/month
Posted by achenator
Member since Oct 2014
3256 posts
Posted on 4/9/23 at 10:45 pm to
4 vehicles, 4 drivers, one - 22 male one a 17 yo male. Everybody has a clean record.. high lints, hiigh deductibles. In Covington. Almost $12k a year.
Posted by lynxcat
Member since Jan 2008
25028 posts
Posted on 4/9/23 at 10:58 pm to


My goodness. $12K?!?!
Posted by MyRockstarComplex
The airport
Member since Nov 2009
4903 posts
Posted on 4/10/23 at 5:57 am to
Underlying umbrella requirements and full coverage on a mid-size SUV. Just jumped from $1200 to $2000 annually for no reason other than “general rate increases” in Louisiana.
Posted by St. Pete Tiger
"Shaqapulco"
Member since Feb 2005
2499 posts
Posted on 4/10/23 at 7:16 am to
Had decent rates from USAA for years. Added teen driver (barf…) and went wayyyyyyyyy up. Progressive better deal

100/300 still the recommended standard?
Posted by ThermoDynamicTiger
Baton Rouge
Member since Jul 2008
1449 posts
Posted on 4/10/23 at 7:51 am to
Two vehicles in South Carolina. No accidents. One is liability only and one is collision $1200/year
Posted by Double Oh
Louisiana
Member since Sep 2008
23410 posts
Posted on 4/10/23 at 8:28 am to
quote:

Two vehicles in South Carolina. No accidents. One is liability only and one is collision $1200/year




shite thats not bad
Posted by ThermoDynamicTiger
Baton Rouge
Member since Jul 2008
1449 posts
Posted on 4/10/23 at 9:07 am to
State Farm... I was paying 3k/year for same coverages in Louisiana for reference.
Posted by meeple
Carcassonne
Member since May 2011
10849 posts
Posted on 4/10/23 at 10:28 am to
$169/mo
2 vehicles (2007, 2015 Hondas)
100/300
50/100 UM

No comp or collision coverage on the 2007
Posted by meeple
Carcassonne
Member since May 2011
10849 posts
Posted on 4/10/23 at 10:29 am to
quote:

one is collision

Do you carry comp on this one?

Anyone else NOT carrying comp and why (if not based on old age of car).

Wondering if I should drop it
This post was edited on 4/10/23 at 10:32 am
Posted by jfw3535
South of Bunkie
Member since Mar 2008
5445 posts
Posted on 4/10/23 at 11:04 am to
250/500 liability and UM coverage, $500 deductible, 2 vehicles, 2 drivers - premium was $2,867/yr in May 2022. Coming up for renewal and having to switch carriers b/c they a dropping my homeowners policy, so I have no idea who I'll end up with or what my premium will be this year.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
72956 posts
Posted on 4/10/23 at 1:23 pm to
300/500/300, $1M umbrella policy.

$1K deductibles.

2 vehicles (Lexus small SUV & an Accord), 3 drivers, one in Law School,

$3,000.00-ish annually.

In the Land Mass

Posted by meansonny
ATL
Member since Sep 2012
26045 posts
Posted on 4/10/23 at 2:27 pm to
4 cars.
4 drivers (two 18 and under).
1 speeding ticket.
Full coverage on 3 of the vehicles $600 collision deductibles ($250 comp)
250/500/100 liability and uninsured.
$4056/yr.
$1M umbrella is $829 (3 motorcycles at $802/yr with 3 drivers, one is 18)
Posted by RedlandsTiger
Greenwell Springs, LA
Member since Jan 2008
3129 posts
Posted on 4/10/23 at 5:15 pm to
How do you get a $1M umbrella policy?
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