Progressive car insurance

Have auto through them. They gave us an amazing deal for top end coverage when my wife and I got married. Just got our renewal and they went up $150 for the next six month period. I technically also have homeowners through Progressive but with a different underwriter and an umbrella policy that is also underwritten by another carrier.

I’ve bounced back and forth between Progressive and GEICO for the last decade. I typically stick for 2-3 cycles and then flip to the other when the rate differential is worth the hassle.

I got my windshield replaced and it was super easy to do with the app.

Thats about all I got, it needs to be replaced again but Ill wait until the I12 construction is done.

Had them, one accident they paid within. They did declare my vehicle a total loss only because I cracked the radiator

I've had them for 3 ir 4 years. 18 months ago I had someone short stop in front of me but I was able to stop before hitting him. The guy immediately jumped out of his car and ran up to me asking if I had insurance. I got out and looked at his rear bumper and he had several dents, my front bumper didn't have a mark on it. Dallas police don't come out for minor stuff so I took photos and told Progressive what happened. They sent an adjuster to look at my bumper who agreed with me, no marks, and in the end paid the guys claim and jacked my rates up.

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Had it years ago. Was hit by a drunk driver while parked in my car. Driver was driving on a suspended license for a prior DUI, and was specifically excluded on the policy for the car she was driving. We both had progressive. They tried to force me to pay me deductible to release the car from my mechanic. I refused to return the rental until they covered the full cost of repairs, and rental. Had the rental for another 3 days. At renewal, my rates went up around 20%, no marks on my insurance and agent showed my policy didn’t pay anything; yet the policy still went up

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This shows that you lack a basic understanding of how insurance works . Yes both you and the other driver may have the same carrier, however it’s treated as two completely different claims evaluated on their own merits. If the other driver did not have coverage at the time of loss , you would have to go through your own collision in which the deductible always applies. That is not the insurance companies fault, that is the deductible that you selected.

As far as you refusing to return the rental, the insurance company does not give 2 shits how long you keep it. They will put the last day they are covering in the system, and then you can fight with the rental car company about the balance for any days you keep the rental.

There is a very big difference from what you initially said (excluded driver) to what you just said (unauthorized driver).

If they are excluded, the insurance isn’t paying a dime out of that policy. Straight denial. You were more than likely hit by an unlisted driver

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I had someone short stop in front of me

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They do a good job for their customers.

They may be a headache for the people that you hit, though.

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18 months ago I had someone short stop in front of me but I was able to stop before hitting him. The guy immediately jumped out of his car and ran up to me asking if I had insurance. I got out and looked at his rear bumper and he had several dents, my front bumper didn't have a mark on it. Dallas police don't come out for minor stuff so I took photos and told Progressive what happened. They sent an adjuster to look at my bumper who agreed with me, no marks, and in the end paid the guys claim and jacked my rates up.

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lol what you let some guy you didn't even hit cuck you? Why not just tell him to get lost and drive off