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Started By
Message
re: If I quit or get let go from Federal job
Posted on 1/6/22 at 8:10 am to I Love Bama
Posted on 1/6/22 at 8:10 am to I Love Bama
quote:
Why the hell are you guys losing jobs over something that takes 5mins to photoshop?
Some people still value integrity.
Posted on 1/6/22 at 8:33 am to 13SaintTiger
Where I work, you will get put on probation for not doing what's considered the standard performance. Suspension follows after that.
The last 40 years may have seen a lazy government work force on some levels but it's gotten tightened up around here in the past decade or so.
The last 40 years may have seen a lazy government work force on some levels but it's gotten tightened up around here in the past decade or so.
Posted on 1/6/22 at 4:34 pm to kywildcatfanone
You have no idea what you are talking about. Federal employees, broadly speaking, get a combo of social security, small pension and a 457(b) deferred comp type plan.
They can retire at 57 with 10 years, but they take a greatly reduced amount on the pension if they retire before age 62 and without 30 years of service. And they won’t qualify for S.S. At that age either.
Just admit you hate state and federal employees, the majority of whom are normal people who work hard and try to feed their families on a fixed/capped wage, and call it a day.
They can retire at 57 with 10 years, but they take a greatly reduced amount on the pension if they retire before age 62 and without 30 years of service. And they won’t qualify for S.S. At that age either.
Just admit you hate state and federal employees, the majority of whom are normal people who work hard and try to feed their families on a fixed/capped wage, and call it a day.
Posted on 1/7/22 at 8:58 am to Suntiger
Its's safe to assume he and alot to of other private sector folks are projecting the fat cat DC types upon those of us who work for the fed in the flyover states. We don't have book deals or over-inflated salaries for made up positions in the Pentagon.
Posted on 1/7/22 at 12:31 pm to sodcutterjones
Anyone notice he basically bugged out of here after his bullshite was posted? He has 50+ posts since his last one in this thread.
Clown showed his arse and then ran away when he got called out on it...
Anyway, back to the OP's topic...based on some of the numbers posted in this thread, you'd probably be better off stashing the would-be premium payments in a savings account.
Maybe the Canadians are on to something with universal healthcare...
Clown showed his arse and then ran away when he got called out on it...
Anyway, back to the OP's topic...based on some of the numbers posted in this thread, you'd probably be better off stashing the would-be premium payments in a savings account.
Maybe the Canadians are on to something with universal healthcare...
This post was edited on 1/7/22 at 12:33 pm
Posted on 1/7/22 at 12:45 pm to sodcutterjones
Good luck. My small group plan for 4 people is pushing 24k a year. No in network deductible. BCBS POS plan 100/80 I believe. This amount includes dental for me and my wife. That’s like 80 bucks a month out of the total cost though. Prepare thy anus.
This post was edited on 1/7/22 at 12:46 pm
Posted on 1/7/22 at 12:48 pm to Spasweezy
quote:
My small group plan for 4 people is pushing 24k a year.
Holy shite, that's ridiculous.
Posted on 1/7/22 at 12:52 pm to Cowboyfan89
quote:
Holy shite, that's ridiculous
Living the American Dream…it really is absurd. If my wife were to go back to work and get family insurance benefits, go ahead and just call that. $24k a year bonus. While the kids are young though, we decided it’s best for her to stay at home with them.
Posted on 1/7/22 at 1:09 pm to Spasweezy
So that's all there is left to do? There's no other options but to pay thousands upon thousands for a healthcare plan? My gosh where did this country go wrong
Posted on 1/7/22 at 1:38 pm to Spasweezy
quote:
Living the American Dream…it really is absurd. If my wife were to go back to work and get family insurance benefits, go ahead and just call that. $24k a year bonus. While the kids are young though, we decided it’s best for her to stay at home with them.
I mean, at some point, I have to question whether that health insurance is worth it. Just looking at all of my numbers from last year, I spent more on premiums and HSA contributions than I was actually billed for services.
I don't know how things go if you are paying cash versus having health insurance, but I feel like if I just took that $24k, and stuck it in a savings account, I'd come out better than paying for the health insurance.
Posted on 1/7/22 at 8:38 pm to Cowboyfan89
That’s how insurance generally works, for any type of insurance. Most people pay more in then they receive out. The unfortunate ones receive more than they pay.
If everyone received more than they put in, then the insurance fund would have to operate at a loss. That wouldn’t be a very good business if you could never turn a profit.
The point of insurance is to protect you when you do become the unfortunate one.
If everyone received more than they put in, then the insurance fund would have to operate at a loss. That wouldn’t be a very good business if you could never turn a profit.
The point of insurance is to protect you when you do become the unfortunate one.
This post was edited on 1/7/22 at 8:42 pm
Posted on 1/7/22 at 10:27 pm to blackoutdore
I understand that.
My point is, I don't pay anywhere near $24k a year between premiums and what I actually have to pay, so if the choice was $24k in premiums and having to pay in cash, unless the cash route would somehow cost me more than $24k, I'm going that route.
My point is, I don't pay anywhere near $24k a year between premiums and what I actually have to pay, so if the choice was $24k in premiums and having to pay in cash, unless the cash route would somehow cost me more than $24k, I'm going that route.
Posted on 1/7/22 at 11:20 pm to StealthCalais11
quote:38,000/yr before any expenses… I’d take a yearly shot of heroin not to pay that.
Jesus Christ. At this point just go get the fricking shot
Posted on 1/8/22 at 12:24 am to Cowboyfan89
quote:of course you would…. Until you got that cancer diagnoses or that catastrophic injury/accident…or that long term hospitalization and rehab…then you are hundreds of thousands in debt and making decisions about your health care and quality of life based on medical charges
I feel like if I just took that $24k, and stuck it in a savings account, I'd come out better than paying for the health insurance.
This post was edited on 1/8/22 at 12:32 am
Posted on 1/8/22 at 6:03 am to saderade
quote:
38,000/yr before any expenses…
If you’re so hung up on a shot that over 200,000,000 people in the US have taken that you would rather pay almost $40K a year instead of taking it, then you get what you deserve.
That is one expensive line in the sand. It’s a shame that you’ve believed all the lies about the vaccine.
Posted on 1/8/22 at 6:25 am to roadkill
quote:
I was quoted $42k annual premium for a high deductible plan for my wife and myself.
I don’t believe that for one minute. Give us specific coverage and age details.
Posted on 1/8/22 at 7:23 am to TDsngumbo
quote:
I don’t believe that for one minute. Give us specific coverage and age details.
I suppose that number is possible if they are both 60-year old tobacco users.
Posted on 1/8/22 at 8:04 am to Grinder
quote:
If you’re so hung up on a shot that over 200,000,000 people in the US have taken that you would rather pay almost $40K a year instead of taking it, then you get what you deserve. That is one expensive line in the sand. It’s a shame that you’ve believed all the lies about the vaccine.
A shot that A) is ineffective at preventing the main thing it is supposed to do and B) could have severe side effects that are still being studied at the moment.
It’s my decision and don’t think I take it lightly. I’ve done everything the workplace has asked me to do from the start but this is crossing the line. As much as you don’t want to admit it, people are dying from the vaccine. I’d rather be alive and providing for my family than dead and definitely unable.
It should be a choice and that’s the end of it.
Posted on 1/8/22 at 8:17 am to FinleyStreet
quote:
I suppose that number is possible if they are both 60-year old tobacco users.
Gotta be! It’s like when I quote a smoker life insurance and they bitch about being quoted the smoker rates. I’ve actually had one tell me “me smoking should have nothing to do with my life insurance!”
I guess smoking eliminates some brain cells as it turns into cancer.
Posted on 1/8/22 at 9:49 am to sodcutterjones
quote:
It should be a choice and that’s the end of it.
You’ve made your choice then. Pay the $40K (or whatever the amount) in insurance premiums annually. I respect your decision and this is the “con” side of that reality.
This post was edited on 1/8/22 at 9:50 am
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