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What high yield savings account do you use
Posted on 9/12/23 at 12:16 pm
Posted on 9/12/23 at 12:16 pm
Looking to move my emergency account and another to something other than USAA that is making me pennies right now.
It seems that Amex is pretty popular around here, and it's currently at 4.25%. But there are others right now that are higher. What do ya'll use?
It seems that Amex is pretty popular around here, and it's currently at 4.25%. But there are others right now that are higher. What do ya'll use?
Posted on 9/12/23 at 12:38 pm to indytiger
Cap One is 4.3% right now. There are some internet based institutions that are higher, but I'll sacrifice a little yield for one I've actually heard of and can walk into.
Posted on 9/12/23 at 1:12 pm to indytiger
My lendingclub founders account is at 4.75%
Posted on 9/12/23 at 2:30 pm to bluewing
Had the strategy of using my Vanguard MM fund as a savings account for now.
Any reason not to do this?
Any reason not to do this?
Posted on 9/12/23 at 2:34 pm to someone35
I’m using capital one 4.30% and vanguard VMFXX 5.27%.
Just recently moved 1/2 my savings to VMFXX. I still like having money in Capital One for quick access if needed.
Just recently moved 1/2 my savings to VMFXX. I still like having money in Capital One for quick access if needed.
This post was edited on 9/12/23 at 2:35 pm
Posted on 9/12/23 at 2:34 pm to bluewing
quote:
Fidelity MM
I keep my sideline cash in Schwab's equivalent, currently compounding 5.3%. Problem is it is in retirement accounts so not easily accessible if I need some of it. I suppose it could be held in a plain old brokerage account but I don't know what fees would be that would offset my interest. I don't have enough cash to look into it.
Posted on 9/12/23 at 2:39 pm to deeprig9
keeping cash in a fidelity brokerage account earns 4.98% in SPAXX
Posted on 9/12/23 at 3:06 pm to indytiger
I use Morgan Stanley and Betterment, wife uses Amex and Betterment.
Betterment is tough to beat imo.
4.75%, (5.5% on new accounts) and they make it really easy to move money as needed.
Betterment is tough to beat imo.
4.75%, (5.5% on new accounts) and they make it really easy to move money as needed.
Posted on 9/12/23 at 3:13 pm to indytiger
Cadence Bank is doing 5.25 on 8 month CD
Posted on 9/12/23 at 3:16 pm to indytiger
I just got an email from Citi today (same account with Costco visa) that they are 4.35%. Interest should hit tomorrow.
Posted on 9/12/23 at 3:51 pm to bluewing
I have several Roth’s, rollover accounts as well as my 401K.
Is this difficult to do ?
I also have the high yield Account at Chase
Is this difficult to do ?
I also have the high yield Account at Chase
Posted on 9/12/23 at 8:06 pm to indytiger
I use capital one (4.3%).
I also use origin bank for checking. As long as you maintain a balance of at least $4,000 and have 16 debit card transactions and 1 direct deposit each month, they pay 6%. You can have as much as you want in the checking account but the 6% maxes out at $40,000.
I also use origin bank for checking. As long as you maintain a balance of at least $4,000 and have 16 debit card transactions and 1 direct deposit each month, they pay 6%. You can have as much as you want in the checking account but the 6% maxes out at $40,000.
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