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Grifola
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| Number of Posts: | 273 |
| Registered on: | 8/9/2017 |
| Online Status: | Online |
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I'm looking at this for a relative and legit question, other than the free $1000 why would a 530A be a better option than a normal brokerage account?
Contributions to a 530A are after tax, and withdrawals will be treated as income, so what's the benefit over a brokerage? I guess a 18-19 year old with little to no income could do roth conversions up to the standard deduction, and basically get a free roth (or is that not how it works)?
Vs a brokerage, where withdrawals would be long term capital gains and potentially have no tax (if under the income limit).
Contributions to a 530A are after tax, and withdrawals will be treated as income, so what's the benefit over a brokerage? I guess a 18-19 year old with little to no income could do roth conversions up to the standard deduction, and basically get a free roth (or is that not how it works)?
Vs a brokerage, where withdrawals would be long term capital gains and potentially have no tax (if under the income limit).
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quote:
Change the plastic drain valve at the bottom to brass before you install and your set.
Great advice. I had a plastic piece of shite valve pop off. Luckily I was home, heard it happen and shut off the water quickly. Had a geyser spraying in my attic, would have been a disaster if I wasn’t home.
re: Prescription Cycling Glasses
Posted by Grifola on 6/28/26 at 2:40 pm to RanchoLaPuerto
re: Today is the 150th anniversary of the Battle of the Little Bighorn
Posted by Grifola on 6/25/26 at 7:47 pm to RollTide1987
re: Music in Film - a song that takes you back
Posted by Grifola on 6/22/26 at 8:20 pm to Fewer Kilometers
quote:
Layla - Derek and the Dominos, Goodfellas
This. Beat me to it.
Nerd alert:
Textbook frangible roof design for a storage tank.
Textbook frangible roof design for a storage tank.
quote:
From back in high school... Walkin' down the street, to the hardcore beat While my JVC vibrates the concrete
Jr High for me. I can barely remember what I had for breakfast this morning but somehow can still remember OG Cool J lyrics.
LL Cool J is hard as hell, battle anybody I don’t care you tell!
re: The Song Remains The Same Movie
Posted by Grifola on 6/11/26 at 7:50 pm to midnight1961
Hell yeah, same here. We wore that VHS out back in the day.
Wouldn’t that just screw the initial person who used the pump after the card was used? I don’t think it would benefit the gas station at all
Correct, but the gas station coordinates to have their buddies lined up for free gas.
Correct, but the gas station coordinates to have their buddies lined up for free gas.
quote:
Two of the best songs ever written.
Yep. Trace is one of my favorite albums.
That’s a pretty insightful and impressive response from a bot. It’s a lot deeper than just comparing the lyrics, it talks about the voicing and textures of the vocals/guitar.
Which begs the question, how is a bot generating this? How does AI know Farrar has a yearning voice, or the atmosphere of a song? I guess it’s just scraping the internet for reviews and commentary on these songs/artists, old articles from No Depression, etc.
quote:
It's like Beatles meet Pink Floyd meets Ween.
That’s a pretty good description of this track. I definitely get Pink Floyd - One of the Few vibes from the intro.
re: Jaxton & Friends vs HOA Kevin's and Karens - Boca Raton Gated Community
Posted by Grifola on 6/4/26 at 5:12 pm to Wolfhound45
quote:
Kevin on “patrol” with his HOA shirt on
With elbow/knee pads and a whistle. Everything adult in that video is pathetic loser with no life. OMG, a 12-year old did a wheelie in the street, frick off.
That antique Farmall is sweet.
re: Fighting Sparrows on My Dock
Posted by Grifola on 5/17/26 at 7:26 pm to PlaySomeHonk
quote:
want to get fit for a Tri bike soon. Where should I go in or around the BR area?
Deviate Physio
re: Could you kill an adult Timber Wolf if given a chokehold “head start”?
Posted by Grifola on 4/23/26 at 8:29 pm to Sasquatch Smash
re: Guy uses hair dryer to win polymarket bet
Posted by Grifola on 4/23/26 at 7:54 am to stelly1025
Degens no longer view it as degenerate gambling, they now view it as legitimately regulated perpetual leveraged futures options. Seems legit.
re: Kayakers stuck in Amite river near end of Hoo Shoo Too
Posted by Grifola on 4/19/26 at 9:05 pm to choupiquesushi
quote:
Stuck on a sandbar many offered help called 911 after dark
So many questions. :lol: Did they miss their takeout spot? Get too far downstream and couldn’t get back upstream? Did they simply get lost?
What the hell, I need answers.
:lol:
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