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Lazy But Talented
Houston Astros Fan
Member since Aug 2011
10115 posts

Will Apple Pay ever become a big thing?
I can't think of a single store that I visit regularly that accepts Apple pay. Why is that? Is it simply because it is dependent on merchants changing out their POS systems?

Are there other places in the country that have more stores that have it available and Louisiana is behind?

I think I have only used it a handful of times since it came out. Is Apple Pay a failure?
This post was edited on 10/4 at 10:28 am


colorchangintiger
Houston Astros Fan
Dan Carlin
Member since Nov 2005
28522 posts

re: Will Apple Pay ever become a big thing?


SG_Geaux
LSU Fan
Googolplex Posts
Member since Aug 2004
65262 posts

re: Will Apple Pay ever become a big thing?
Samsung Pay >>>>> Apple Pay


Lazy But Talented
Houston Astros Fan
Member since Aug 2011
10115 posts

re: Will Apple Pay ever become a big thing?
Which stores that you frequent accept Samsung Pay?

How often do you use it?


TigerRob20
LSU Fan
Baton Rouge
Member since Nov 2008
3344 posts

re: Will Apple Pay ever become a big thing?
Most places take contactless payments now. Forcing vendors to upgrade to new machines or be liable for breaches resulted in most businesses getting new machines.

To me though, Apple Pay and other contactless payment methods are still used behind my regular credit cards. There are a few reasons for this,.

1. Apple Pay probably works great on a brand new iPhone. But on my 3 year old iPhone 6, degradation in hardware and software results in an experience that can be up to 30 seconds slower than just pulling my card from my wallet, which leads me to my next point...

2. I typically always have my wallet. Mainly because I need my ID to both drive and buy alcohol. Almost anywhere I go requires me to drive or results in me being some place where I am buying a drink. I know this isnt the case for a lot of users (either living in a city where they do not need to drive or being old enough to not be IDed). However, it seems the target demographic to use contactless payments would be 18-35 year olds, a large majority of which will be IDed when buying a drink.

3. Phones die. The cards in my wallet do not. I wouldn't want to be tailgating all day, have my phone die and have no way to prove my identity, purchase items or possibly not be able to get home.

For me to use Apple Pay (or any other method), it has to work 100% of the time correctly and efficiently, like my card does. At this point, it does not. That may change when I get a new iPhone, but I suspect that after three years, that hardware and software will result in the same issues. Not to mention the fact that there still isnt a solution that allows the phone to be used for payments or verification if it is dead.

In lieu of a system like that working efficiently, I would need to be incentivized to use a product. For example, there is an incentive to use Starbucks app to pay for coffee at their store because you earn points for free coffee. While their app works phenomenally well, there is still an extra few steps to do complete a transaction instead of just using a typical credit card.
This post was edited on 10/4 at 10:33 am


GeauxColonels
Chicago Cubs Fan
Tottenham Fan | Nicholls St Fan
Member since Oct 2009
23069 posts

re: Will Apple Pay ever become a big thing?
quote:

Any place that accepts contactless payments takes Apple Pay. Anywhere you see this:

I don't think that's 100% correct. I remember hearing about some stores (CVS maybe) that won't accept Apple Pay because they were trying to collectively start their own contactless payment system - CurrentC. Obviously you can't use Apple Pay at Walmart because they want you to use their own e-wallet.

But I use Apple Pay regularly at a local Exxon station, Winn-Dixie, Jimmy John's, Disney Store and with a good number of online purchases. Using it via my Apple Watch at the Exxon station is great. I don't have to worry about card skimmers.


Lazy But Talented
Houston Astros Fan
Member since Aug 2011
10115 posts

re: Will Apple Pay ever become a big thing?
Rouses, Walmart, nor Costco accept Apple Pay. The 3 main places I get my groceries. Not sure if I ever tried using at Winn Dixie.


I assume that Kroger, HEB, and other popular chains accept it. Maybe Louisiana is just lagging behind.


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21
Lazy But Talented
Houston Astros Fan
Member since Aug 2011
10115 posts

re: Will Apple Pay ever become a big thing?
quote:

Winn-Dixie



Nice. I'll check for it next time I'm there.



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dltigers3
LSU Fan
Collierville, TN
Member since Jun 2010
535 posts

re: Will Apple Pay ever become a big thing?
Samsung pay works on all card readers, Samsung phones have a technology called MOST which mimics a magnetic card swipe on readers.

Samsung also gives you reward points for using the app. The only downfall to Samsung pay is that you have to own a Samsung phone. I am looking forward to the day when they license the tech to the other manufacturers.

Samsung pay is literally the only thing I will miss about my Samsung phone when I switch in a couple months.


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50
SG_Geaux
LSU Fan
Googolplex Posts
Member since Aug 2004
65262 posts

re: Will Apple Pay ever become a big thing?
quote:

Which stores that you frequent accept Samsung Pay?




I used it at CVS yesterday which doesn't even accept mobile payments because of their stupid app.

I don't use it all that often, but that is mainly because I shop online like 90+ % of the time.

I get my groceries at Target which I have the Red Card so I don't use it there.


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MontyFranklyn
Alabama Fan
T-Town
Member since Jan 2012
18718 posts

re: Will Apple Pay ever become a big thing?
quote:

Samsung Pay
Is the only thing keeping me with Samsung. So legit


rocket31
Toledo Fan
Member since Jan 2008
32957 posts

re: Will Apple Pay ever become a big thing?
quote:

Is the only thing keeping me with Samsung


you cant access it on other platforms?


MontyFranklyn
Alabama Fan
T-Town
Member since Jan 2012
18718 posts

re: Will Apple Pay ever become a big thing?
I don't think you can

ETA: It is Samsung device exclusive
This post was edited on 10/4 at 11:40 am


LSUtigerME
LSU Fan
Walker, LA
Member since Oct 2012
1723 posts

re: Will Apple Pay ever become a big thing?
If you have an Apple Watch, it’s slightly more convenient since there is nothing to pull out. Just tap the button, hover your wrist, and you’re done.

I think Apple Pay will become infinitely more popular once they roll out a person-to-person pay structure. Will be huge to capitalize on the Venmo/Square market.


MontyFranklyn
Alabama Fan
T-Town
Member since Jan 2012
18718 posts

re: Will Apple Pay ever become a big thing?
Samsung Pay works on the watch as well. It was the only reason I got the Frontier 3.

Image: https://i.ytimg.com/vi/jl-ZnwuLWVk/maxresdefault.jpg


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Pettifogger
Atlanta Braves Fan
Member since Feb 2012
45655 posts

re: Will Apple Pay ever become a big thing?
quote:

But I use Apple Pay regularly at

quote:

Exxon station, Winn-Dixie, Jimmy John's


not bad

quote:

Disney Store


wtf


SG_Geaux
LSU Fan
Googolplex Posts
Member since Aug 2004
65262 posts

re: Will Apple Pay ever become a big thing?
quote:

I don't think you can

ETA: It is Samsung device exclusive


Right. It is not just software. Samsung bought the company that made that card reader tech.


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Dam Guide
New Orleans Saints Fan
Nooga
Member since Sep 2005
9212 posts

re: Will Apple Pay ever become a big thing?
Apple Pay should work everywhere now, it's the stores that are blocking it. NFC readers are required part of credit card terminals now and every single one of them should work with Apple Pay. It's the stores that refuse to turn them on.

quote:

Samsung Pay >>>>> Apple Pay


Samsung made the right move in buying LoopPay to get that technology
This post was edited on 10/4 at 12:54 pm


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40
632627
Southern Cal Fan
LA
Member since Dec 2011
7055 posts

re: Will Apple Pay ever become a big thing?
are any of these mobile payment systems taking off?

i think everything is about convenience, and for me at least, making a payment with my phone is not more convenient than paying with my credit card. i'm never going to not carry my wallet, as i always have my ID and insurance card on me, along with some cash; therefor i'll also have at least one credit card with me.

i think the whole mobile pay system was trying to give people a solution to a question that wasn't being asked.


DoubleDown
Alabama Fan
New Orleans, Louisiana
Member since Oct 2008
8751 posts

re: Will Apple Pay ever become a big thing?
Does ApplePay give you "rewards points" for using it like Samsung Pay?

I like my Samsung Frontier S3 watch but I had to go back to iPhone. I just don't like Android and find it bogged down and less snappy than iOS. Just my personal taste and of course I have the S3 but want an Apple Watch now.

Anyone wanna swap watches - your Apple Watch for my Samsung S3 Frontier?


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