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Message
Will Apple Pay ever become a big thing?
Posted on 10/4/17 at 10:12 am
Posted on 10/4/17 at 10:12 am
I can't think of a single store that I visit regularly that accepts Apple pay. Why is that? Is it simply because it is dependent on merchants changing out their POS systems?
Are there other places in the country that have more stores that have it available and Louisiana is behind?
I think I have only used it a handful of times since it came out. Is Apple Pay a failure?
Are there other places in the country that have more stores that have it available and Louisiana is behind?
I think I have only used it a handful of times since it came out. Is Apple Pay a failure?
This post was edited on 10/4/17 at 10:28 am
6
Posted on 10/4/17 at 10:17 am to Lazy But Talented
Any place that accepts contactless payments takes Apple Pay. Anywhere you see this:
Posted on 10/4/17 at 10:22 am to Lazy But Talented
Samsung Pay >>>>> Apple Pay
Posted on 10/4/17 at 10:24 am to SG_Geaux
Which stores that you frequent accept Samsung Pay?
How often do you use it?
How often do you use it?
Posted on 10/4/17 at 10:30 am to Lazy But Talented
Most places take contactless payments now. Forcing vendors to upgrade to new machines or be liable for breaches resulted in most businesses getting new machines.
To me though, Apple Pay and other contactless payment methods are still used behind my regular credit cards. There are a few reasons for this,.
1. Apple Pay probably works great on a brand new iPhone. But on my 3 year old iPhone 6, degradation in hardware and software results in an experience that can be up to 30 seconds slower than just pulling my card from my wallet, which leads me to my next point...
2. I typically always have my wallet. Mainly because I need my ID to both drive and buy alcohol. Almost anywhere I go requires me to drive or results in me being some place where I am buying a drink. I know this isnt the case for a lot of users (either living in a city where they do not need to drive or being old enough to not be IDed). However, it seems the target demographic to use contactless payments would be 18-35 year olds, a large majority of which will be IDed when buying a drink.
3. Phones die. The cards in my wallet do not. I wouldn't want to be tailgating all day, have my phone die and have no way to prove my identity, purchase items or possibly not be able to get home.
For me to use Apple Pay (or any other method), it has to work 100% of the time correctly and efficiently, like my card does. At this point, it does not. That may change when I get a new iPhone, but I suspect that after three years, that hardware and software will result in the same issues. Not to mention the fact that there still isnt a solution that allows the phone to be used for payments or verification if it is dead.
In lieu of a system like that working efficiently, I would need to be incentivized to use a product. For example, there is an incentive to use Starbucks app to pay for coffee at their store because you earn points for free coffee. While their app works phenomenally well, there is still an extra few steps to do complete a transaction instead of just using a typical credit card.
To me though, Apple Pay and other contactless payment methods are still used behind my regular credit cards. There are a few reasons for this,.
1. Apple Pay probably works great on a brand new iPhone. But on my 3 year old iPhone 6, degradation in hardware and software results in an experience that can be up to 30 seconds slower than just pulling my card from my wallet, which leads me to my next point...
2. I typically always have my wallet. Mainly because I need my ID to both drive and buy alcohol. Almost anywhere I go requires me to drive or results in me being some place where I am buying a drink. I know this isnt the case for a lot of users (either living in a city where they do not need to drive or being old enough to not be IDed). However, it seems the target demographic to use contactless payments would be 18-35 year olds, a large majority of which will be IDed when buying a drink.
3. Phones die. The cards in my wallet do not. I wouldn't want to be tailgating all day, have my phone die and have no way to prove my identity, purchase items or possibly not be able to get home.
For me to use Apple Pay (or any other method), it has to work 100% of the time correctly and efficiently, like my card does. At this point, it does not. That may change when I get a new iPhone, but I suspect that after three years, that hardware and software will result in the same issues. Not to mention the fact that there still isnt a solution that allows the phone to be used for payments or verification if it is dead.
In lieu of a system like that working efficiently, I would need to be incentivized to use a product. For example, there is an incentive to use Starbucks app to pay for coffee at their store because you earn points for free coffee. While their app works phenomenally well, there is still an extra few steps to do complete a transaction instead of just using a typical credit card.
This post was edited on 10/4/17 at 10:33 am
Posted on 10/4/17 at 10:33 am to colorchangintiger
quote:
Any place that accepts contactless payments takes Apple Pay. Anywhere you see this:
I don't think that's 100% correct. I remember hearing about some stores (CVS maybe) that won't accept Apple Pay because they were trying to collectively start their own contactless payment system - CurrentC. Obviously you can't use Apple Pay at Walmart because they want you to use their own e-wallet.
But I use Apple Pay regularly at a local Exxon station, Winn-Dixie, Jimmy John's, Disney Store and with a good number of online purchases. Using it via my Apple Watch at the Exxon station is great. I don't have to worry about card skimmers.
Posted on 10/4/17 at 10:33 am to TigerRob20
Rouses, Walmart, nor Costco accept Apple Pay. The 3 main places I get my groceries. Not sure if I ever tried using at Winn Dixie.
I assume that Kroger, HEB, and other popular chains accept it. Maybe Louisiana is just lagging behind.
I assume that Kroger, HEB, and other popular chains accept it. Maybe Louisiana is just lagging behind.
Posted on 10/4/17 at 10:36 am to GeauxColonels
quote:
Winn-Dixie
Nice. I'll check for it next time I'm there.
Posted on 10/4/17 at 10:40 am to Lazy But Talented
Samsung pay works on all card readers, Samsung phones have a technology called MOST which mimics a magnetic card swipe on readers.
Samsung also gives you reward points for using the app. The only downfall to Samsung pay is that you have to own a Samsung phone. I am looking forward to the day when they license the tech to the other manufacturers.
Samsung pay is literally the only thing I will miss about my Samsung phone when I switch in a couple months.
Samsung also gives you reward points for using the app. The only downfall to Samsung pay is that you have to own a Samsung phone. I am looking forward to the day when they license the tech to the other manufacturers.
Samsung pay is literally the only thing I will miss about my Samsung phone when I switch in a couple months.
Posted on 10/4/17 at 11:00 am to Lazy But Talented
quote:
Which stores that you frequent accept Samsung Pay?
I used it at CVS yesterday which doesn't even accept mobile payments because of their stupid app.
I don't use it all that often, but that is mainly because I shop online like 90+ % of the time.
I get my groceries at Target which I have the Red Card so I don't use it there.
Posted on 10/4/17 at 11:37 am to SG_Geaux
quote:Is the only thing keeping me with Samsung. So legit
Samsung Pay
Posted on 10/4/17 at 11:38 am to MontyFranklyn
quote:
Is the only thing keeping me with Samsung
you cant access it on other platforms?
Posted on 10/4/17 at 11:38 am to rocket31
I don't think you can
ETA: It is Samsung device exclusive
ETA: It is Samsung device exclusive
This post was edited on 10/4/17 at 11:40 am
Posted on 10/4/17 at 11:57 am to MontyFranklyn
If you have an Apple Watch, it’s slightly more convenient since there is nothing to pull out. Just tap the button, hover your wrist, and you’re done.
I think Apple Pay will become infinitely more popular once they roll out a person-to-person pay structure. Will be huge to capitalize on the Venmo/Square market.
I think Apple Pay will become infinitely more popular once they roll out a person-to-person pay structure. Will be huge to capitalize on the Venmo/Square market.
Posted on 10/4/17 at 12:03 pm to LSUtigerME
Samsung Pay works on the watch as well. It was the only reason I got the Frontier 3.
Posted on 10/4/17 at 12:08 pm to GeauxColonels
quote:
But I use Apple Pay regularly at
quote:
Exxon station, Winn-Dixie, Jimmy John's
not bad
quote:
Disney Store
wtf
Posted on 10/4/17 at 12:22 pm to MontyFranklyn
quote:
I don't think you can
ETA: It is Samsung device exclusive
Right. It is not just software. Samsung bought the company that made that card reader tech.
Posted on 10/4/17 at 12:53 pm to SG_Geaux
Apple Pay should work everywhere now, it's the stores that are blocking it. NFC readers are required part of credit card terminals now and every single one of them should work with Apple Pay. It's the stores that refuse to turn them on.
Samsung made the right move in buying LoopPay to get that technology
quote:
Samsung Pay >>>>> Apple Pay
Samsung made the right move in buying LoopPay to get that technology
This post was edited on 10/4/17 at 12:54 pm
Posted on 10/4/17 at 1:20 pm to Lazy But Talented
are any of these mobile payment systems taking off?
i think everything is about convenience, and for me at least, making a payment with my phone is not more convenient than paying with my credit card. i'm never going to not carry my wallet, as i always have my ID and insurance card on me, along with some cash; therefor i'll also have at least one credit card with me.
i think the whole mobile pay system was trying to give people a solution to a question that wasn't being asked.
i think everything is about convenience, and for me at least, making a payment with my phone is not more convenient than paying with my credit card. i'm never going to not carry my wallet, as i always have my ID and insurance card on me, along with some cash; therefor i'll also have at least one credit card with me.
i think the whole mobile pay system was trying to give people a solution to a question that wasn't being asked.
Posted on 10/4/17 at 1:38 pm to 632627
Does ApplePay give you "rewards points" for using it like Samsung Pay?
I like my Samsung Frontier S3 watch but I had to go back to iPhone. I just don't like Android and find it bogged down and less snappy than iOS. Just my personal taste and of course I have the S3 but want an Apple Watch now.
Anyone wanna swap watches - your Apple Watch for my Samsung S3 Frontier?
I like my Samsung Frontier S3 watch but I had to go back to iPhone. I just don't like Android and find it bogged down and less snappy than iOS. Just my personal taste and of course I have the S3 but want an Apple Watch now.
Anyone wanna swap watches - your Apple Watch for my Samsung S3 Frontier?
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