re: Will insurance companies charge higher premiums for the unvaxxed? Can they?

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then they could itemize every health risk per individual and charge extra for high blood pressure, obesity, family history of various medical issues

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I worked for an insurance company in the late 1980's, and when an individual purchased a health plan, the application had a health questionnaire that covered every known medical condition. Coverage for some conditions was excluded, but many were covered for additional costs in the premiums paid. I believe the A*CA did away with this. Of course the best recourse for those with pre-existing conditions back then, was a group plan through employers where there was usually no issue with getting those conditions covered.

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This tells me even insurance companies have concerns over the vaccines. The operate purely for profit. So it only makes sense that they profit more from individuals being unvaccinated rather than vaccinated. Or at the very least it's all a net zero

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The data so far is close to net zero with the costs of the vaccines being about the same as the cost of hospitalizations for the unvaccinated.

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If insurance companies can charge a premium for being unvaxxed then they could itemize every health risk per individual and charge extra for high blood pressure, obesity, family history of various medical issues…..it could get real crazy real quick.

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I may be one of the oddball conservatives who think they should do that. Health insurance is about risk. People who knowingly add to their risk are more likely to use services and take from the insurance company.

Honestly, it’s a way to push for good health habits without forcing anybody to do something. Or, on the flip side, reward those who are healthier with lower premiums.

As for the vaccine, it should not be one of those things. It’s not applicable for young healthy people. Why penalize them?

Let's see, private health insurers should not be told who they have to cover or how to run their business. Price and coverage according to risk.


Something, something, I can't believe my pet leopard ate my face, something, something, this wasn't supposed to happen....