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re: Tort (Legal) Reform is by far the biggest issue in the Louisiana Governor’s race

Posted on 9/26/23 at 7:36 am to
Posted by DevilDagNS
Member since Dec 2017
2960 posts
Posted on 9/26/23 at 7:36 am to
quote:

Some state bar association needs to nut up and challenge the Arizona decision. I think the current state of the Civil justice system is proof lawyer advertising should be constrained.


The issue of advertising is tricky and you run into first amendment issues. If you address the statutory issues, the advertising won't matter.

Also- another issue that isn't as easy to fix is the nuclear jury verdicts. When you are dealing with a largely poor and uneducated population, emotion replaces rationality. This is why lawyer advertising is targeted to poorer areas, daytime TV and now thanks to NIL, sports. Its not a coincidence.
Posted by Wednesday
Member since Aug 2017
16991 posts
Posted on 9/26/23 at 7:43 am to
I like these, especially the future medical. The true problem with personal injury case values is the unholy alliance btwn doctors and personal injury lawyers. These ppl get a love tap in a parking lot at 5 miles per hour and suddenly they need injections forever.

I think the “loser pays” thing should only exist in frivolous situations.

Anyone who thinks we need to eliminate bad faith actions has never been sued and had to rely on their insurer to protect them, or been through a hurricane.

I did have one atty make a suggestion that I liked regarding bad faith insurance claims . . . The penalties should increase based on the duration of the denial/delay by the carrier.

After 60 days, an insurer has no incentive to pay any faster. Penalties are the same. So they may as well drag it out until the market improves or other external factors over which an insured has no control.

I don’t think a general damages cap is a good idea unless you can come up with something less squishy than “all but the most serious cases.” You just never know what will happen. We have protections in our laws to deal with those.

I think the jury trial limit should be reduced in MVA cases to the amount of insurance carried by the plaintiff’s driver. And zero if the plaintiff has no insurance.

I would add that the problem isn’t plaintiff lawyers in the legislature, it’s the plaintiff lawyers who purchase the guy on the bench. I’m still pissed about that Louise Myers horror that is in the 19th JDC. The best approach to tort reform is appointment of judges and to have as many juries as possible.
Posted by Fulwar
Member since Jun 2012
319 posts
Posted on 9/26/23 at 7:44 am to
quote:

Simply changing the law to prevent WC claimants from choosing their own doctor for WC purposes would have a huge positive impact on the state’s economy.


Amen, brother! This single issue would save hundreds of thousands of dollars per claimant for LA businesses. This is also one of the biggest and most lucrative rackets in the legal/medical industries.

There’s a reason why the same docs are sought on comp claims. This is absolutely needed.
Posted by Wednesday
Member since Aug 2017
16991 posts
Posted on 9/26/23 at 7:47 am to
quote:

nuclear jury verdicts


This is curable and there are legal protections for litigants.

The absolute problem is the judges who are owned by the plaintiff bar in every jurisdiction.
Posted by doubleb
Baton Rouge
Member since Aug 2006
41836 posts
Posted on 9/26/23 at 7:53 am to
It’s a big issue, but not as big as changing the constitution and changing our tax code; however, it is getting more run now with insurance so high and the in your face trial attorneys bombarding us every day with ads.
Posted by Damone
FoCo
Member since Aug 2016
32966 posts
Posted on 9/26/23 at 8:01 am to
Didn’t Jeff Landry refuse to investigate some firm who blatantly defrauded Louisiana citizens?
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
466921 posts
Posted on 9/26/23 at 8:06 am to
quote:

A good first step would be to lower the jury threshold to $0 like the majority of states.

I understand the theory, but you do understand the reason our PI system is so profitable is jury awards, ultimately, right?

Those are used to create the quantum amounts used to calculate settlements. LA juries are very generous and that is the heart of the issue.
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
466921 posts
Posted on 9/26/23 at 8:08 am to
quote:

Loser pays (including attorneys fees)

THAT is going to increase insurance costs exponentially

quote:

Cap on general damages for all but most severe injuries

How do you adequately regulate this in a system full of idiosyncrasies? That's big government run amuck.

quote:

Mandatory mediation before pretrial conference.

Most cases end up here, but it's not going to do much if parties can just walk away. Again, this will increase costs and flow to consumers with higher rates.

Posted by White Bear
OPINIONS & A-HOLES
Member since Jul 2014
17270 posts
Posted on 9/26/23 at 8:13 am to
quote:

jury awards
Aren’t these amounts suggested to the jury? If so by whom?
Posted by bigwheel
Lake Charles
Member since Feb 2008
6491 posts
Posted on 9/26/23 at 8:24 am to
The $400 M verdict will be lowered on appeal , however it may be decided by the US Supreme Court
Posted by NIH
Member since Aug 2008
120121 posts
Posted on 9/26/23 at 8:29 am to
If you want to curb giant verdicts, you hit future Medicals and non-economics

Loser pays won’t do anything. The PI machines don’t even sign up those types of cases.
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
466921 posts
Posted on 9/26/23 at 8:42 am to
quote:

Loser pays won’t do anything. The PI machines don’t even sign up those types of cases.

Arguing for loser pays when dealing with PI mills is insanity. Every one of those cases will get a bump for attorney's fees with loser pays, because 99%+ of cases with claims filed have clear liability, so the insurer is going to be paying attorney's fees in those 99%+ of cases. How is that going to lower costs to consumer?

quote:

If you want to curb giant verdicts, you hit future Medicals and non-economics

That's the easiest for the middle-large verdicts for sure, the problem is that a bunch of "small government conservatives" are now demanding government intervention into economic avenues. It is showing their true colors.
Posted by BigJim
Baton Rouge
Member since Jan 2010
14980 posts
Posted on 9/26/23 at 8:50 am to
Ooooh, actual proposals up in this thread.

A rarity!
Posted by Kreg Jennings
Parts Unknown
Member since Aug 2007
3914 posts
Posted on 9/26/23 at 8:52 am to
The real question is…which candidate for Governor will get major Tort reform across the finish line?
Posted by BigJim
Baton Rouge
Member since Jan 2010
14980 posts
Posted on 9/26/23 at 8:54 am to
quote:

Those are used to create the quantum amounts used to calculate settlements. LA juries are very generous and that is the heart of the issue.


That's what I never got about the last round of threshold bills filed.

And it would be nice to see some numbers the next time this is debated.
Posted by Bjorn Cyborg
Member since Sep 2016
34131 posts
Posted on 9/26/23 at 9:00 am to
Florida tops personal injury claims, Louisiana in Top 10

quote:

New research released by a Florida-based personal injury firm shows the states with the most personal injury cases per capita—and Florida leads the way with 1,237% more filings than the national average.


Ohio, New Jersey, South Carolina and Illinois rounded out the top five. Other states finishing out the top 10 included Louisiana, Minnesota, Indiana, Georgia and New Hampshire.




I'm not a lawyer and not an expert on this topic. However, being No. 6 on this list is not a good place to be. It causes higher insurance rates and creates a negative business environment.

It's probably a combination of multiple factors, including demographics and the legal climate.

Whatever the states at the bottom of the list are doing, Louisiana needs to mimic.
Posted by udtiger
Over your left shoulder
Member since Nov 2006
112707 posts
Posted on 9/26/23 at 9:03 am to
quote:

Loser pays won’t do anything. The PI machines don’t even sign up those types of cases


Ding

They won't take/prosecute the shady cases

Insurers won't fight the cases they shouldn't fight.
Posted by udtiger
Over your left shoulder
Member since Nov 2006
112707 posts
Posted on 9/26/23 at 9:10 am to
quote:

I did have one atty make a suggestion that I liked regarding bad faith insurance claims . . . The penalties should increase based on the duration of the denial/delay by the carrier.

After 60 days, an insurer has no incentive to pay any faster. Penalties are the same. So they may as well drag it out until the market improves or other external factors over which an insured has no control


The penalties do increase.

22:1973 damages (in which penalties are based) are the consequential damages arising from the breach of the 1973 duties - NOT the amount owed by the insurer. So, in most cases, to the extent there are actual damages arising from.the breach, they will increase over time, thereby increasing the penalty (2 times the damages)
Posted by DevilDagNS
Member since Dec 2017
2960 posts
Posted on 9/26/23 at 9:11 am to
quote:


The real question is…which candidate for Governor will get major Tort reform across the finish line?


The governor can only deal with what the legislature gives him. If we can't get good legislation passed, its doesn't matter who the governor is.
Posted by BamaScoop
Panama City Beach, Florida
Member since May 2007
56703 posts
Posted on 9/26/23 at 9:12 am to
Tort reform will never happen! Ever!!!!
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