- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: This probably means those terrible State Farm ads will finally be shelved
Posted on 3/31/26 at 6:15 pm to everytrueson
Posted on 3/31/26 at 6:15 pm to everytrueson
quote:
I went down to Will Rogers for some beach fun on Sunday. I typically just roll down Sunset to get there.
Palisades High School is open, but it’s surprising to see how few houses are in the building stage.
Also, if you go visit that beach, don’t pay to park. Park on Temescal Canyon Rd and walk down.
What a coincidence, Im here in Tobago for my monthly visit. Went to Pigeon Point, beautiful powder white beach, turquoise blue waters. I thought about those times I visited southern california and the disappointment. The nasty brown coarse sand, the murky water, and the mexican sewage flowing into the water.
Tomorrow I head up north to the beautiful rainforest and emerald green waters.
Enjoy cali, I miss traveling in and seeing that nasty brown cloud on the horizon.
1
Posted on 3/31/26 at 6:20 pm to meansonny
quote:
If they dropped everyone, then why was state farm still the largest writer of homeowners insurance in california?
They didn't drop everyone, and I shouldn't have copied that part of the post.
It was part of an overall movement by State Farm (and others) to begin using current fire threat/danger maps and data to determine risk. As a result, they dropped large swaths or policies in what they deemed the worst areas.
ETA: And initially they said they were no longer going to insure "New" homes in California. I don't know if that policy has changed since that policy announcement in 2023.
This post was edited on 3/31/26 at 6:24 pm
Posted on 3/31/26 at 6:23 pm to MFn GIMP
Even homeowners ins is up.
Posted on 3/31/26 at 6:29 pm to LegendInMyMind
But if you get out of the weeds and ask yourself.
As a kid I watched football and the stadiums were not named after insurance companies, every ad was not insurance companies, and they were not using high profile people to advertise the product.
Now Im just an ole country boy, but this aint passing the sniff test.
And someone on this thread is obviously a state farm agent
As a kid I watched football and the stadiums were not named after insurance companies, every ad was not insurance companies, and they were not using high profile people to advertise the product.
Now Im just an ole country boy, but this aint passing the sniff test.
And someone on this thread is obviously a state farm agent
Posted on 3/31/26 at 6:31 pm to Ailsa
I dropped State Farm years ago and got Kentucky Farm Bureau for cars, home and barns. They have been good to work with.
You don’t have to be a farmer either. It is a mutual insurance company.
You don’t have to be a farmer either. It is a mutual insurance company.
Posted on 3/31/26 at 6:32 pm to SlowFlowPro
First party claims typically don’t fall in one particular political arena.
Posted on 3/31/26 at 6:38 pm to LegendInMyMind
quote:
They didn't drop everyone, and I shouldn't have copied that part of the post.
It was part of an overall movement by State Farm (and others) to begin using current fire threat/danger maps and data to determine risk. As a result, they dropped large swaths or policies in what they deemed the worst areas.
ETA: And initially they said they were no longer going to insure "New" homes in California. I don't know if that policy has changed since that policy announcement in 2023
Once policies are written, state farm can't unilaterally cancel them. The department of insurance has regulation.
State farm can decide what policies they approve and decline.
But approve the policy and take premium? The department of insurance is 100% regulating what state farm can and can't do.
Posted on 3/31/26 at 6:49 pm to Ailsa
He’s so right. Was with State Farm over a decade. Denied all my claimed. Farm Bureau is so much better. State Farm blows all thier money on woke commercials and woke celebrities. No money for claims.
Posted on 3/31/26 at 6:52 pm to trinidadtiger
quote:
What a coincidence, Im here in Tobago for my monthly visit. Went to Pigeon Point, beautiful powder white beach, turquoise blue waters. I thought about those times I visited southern california and the disappointment. The nasty brown coarse sand, the murky water, and the mexican sewage flowing into the water. Tomorrow I head up north to the beautiful rainforest and emerald green waters. Enjoy cali, I miss traveling in and seeing that nasty brown cloud on the horizon.
Sounds like aunt flow pays you a monthly visit too. And based on your bitchy comments, she must be visiting you this week.
Posted on 3/31/26 at 6:54 pm to Ailsa
State Farm left the state with non renewals and exclusions - blame the state long before the business
To the extent policies existed at the time I don't know how the claims have been handled
To the extent policies existed at the time I don't know how the claims have been handled
Posted on 3/31/26 at 7:02 pm to everytrueson
quote:
Sounds like aunt flow pays you a monthly visit too. And based on your bitchy comments, she must be visiting you this week.
I have no idea what this even means.
I have had the opportunity to live in Cali, and many other places in the world, I chose the Caribbean over that "place".
Posted on 3/31/26 at 7:06 pm to dafif
I know a guy who owns a roofing company. He keeps a lawyer on retainer because of problems he has with Snake Farm. The lawyers entire practice is litigating claims against Snake Farm. Snake Farm is absolutely the worst!
Posted on 3/31/26 at 7:06 pm to meansonny
quote:
Adam Carrola seems to think it is a combination of local zoning and permitting problems.
My understanding is that both are problems: the permits aren’t being issued and the insurance companies are either not paying out or not wanting to write new policies for the area.
Posted on 3/31/26 at 7:11 pm to tide06
quote:
not wanting to write new policies for the area.
That's a different issue completely.
The issue with writing new policies originates with problems at the department of insurance. If the DOI fosters a bad environment with insurance companies, why would they want to marry themselves to future problems in the state?
Other issues may (or may not) have to deal with ISO fire ratings. But that wouldn't be a state farm issue. It would affect all preferred and standard risk insurance companies.
Posted on 3/31/26 at 7:15 pm to BigTigerJoe
They need to stop paying multi millionaires to rep their commercials, like they need more money
Posted on 3/31/26 at 7:20 pm to geoag58
quote:
know a guy who owns a roofing company.
If it is Florida then your friend is part of the reason for tort reform
And it did not matter which insurance company the roofing fraud in Florida was astronomical
As for California I know they non renewed a ton of policies and as for the others don't know how they handled claims
Posted on 3/31/26 at 8:09 pm to Ailsa
Free Honky Jake
Where are they holding him?
Where are they holding him?
Posted on 3/31/26 at 8:16 pm to meansonny
quote:
Once policies are written, state farm can't unilaterally cancel them. The department of insurance has regulation.
They began taking the same approach as insurers in Louisiana have done in not renewing policies. They also announced in 2023 they would not be issuing policies for new construction in the state of Louisiana.
As far as specific cases of failing to pay after the fires, I don't know, but there was a growing insurance crisis in the state of California well before those fires and it influenced every company's decisions.
This post was edited on 3/31/26 at 8:17 pm
Posted on 3/31/26 at 8:19 pm to LegendInMyMind
quote:
They began taking the same approach as insurers in Louisiana have done in not renewing policies.
They can't arbitrarily nonrenew policies.
There has to be a reason (typically relating to the condition of the home).
Mold/bacteria on roofing shingles.
Damaged driveway/sidewalk.
Steps without handrails.
Swimming pools without a locked fence.
Material misrepresentation on the application.
Posted on 3/31/26 at 8:29 pm to meansonny
Besides, no one wants to hear the only real answer to this problem.
You're talking about an area that has one of the highest population densities in the country that just so happens to be located in the most wildfire prone region on the planet. How the area has been built up is not conducive with longterm stability. It is fire country, and it isn't just fire country it centers on the most dangerous and problematic part of fire country — the Wilderness-Urban Interface (WUI).
Neighborhoods are built right up against the wilderness, oftentimes within it. Not just the odd neighborhood here and there, but tens of thousands of homes, apartments, and businesses. The building in the area has been carried out with little regard to fire hardening. Technological advancements in home construction have allowed for building along ridges and in the valleys, both of which are the most dangerous areas to build in regards to fire.
The solution is decreasing the population density within the WUI by roughly 50% and not building back the neighborhoods as they were before the fire. The homes that are rebuilt should be fire hardened and have actual defensible space around them — the two things that are currently lacking.
This wasn't the first fire in the Palisades and it won't be the last, and areas like Bel Air will burn just the same. Build > Insure > Destroy > Rebuild is not a viable solution to a problem that will never, ever go away.
You're talking about an area that has one of the highest population densities in the country that just so happens to be located in the most wildfire prone region on the planet. How the area has been built up is not conducive with longterm stability. It is fire country, and it isn't just fire country it centers on the most dangerous and problematic part of fire country — the Wilderness-Urban Interface (WUI).
Neighborhoods are built right up against the wilderness, oftentimes within it. Not just the odd neighborhood here and there, but tens of thousands of homes, apartments, and businesses. The building in the area has been carried out with little regard to fire hardening. Technological advancements in home construction have allowed for building along ridges and in the valleys, both of which are the most dangerous areas to build in regards to fire.
The solution is decreasing the population density within the WUI by roughly 50% and not building back the neighborhoods as they were before the fire. The homes that are rebuilt should be fire hardened and have actual defensible space around them — the two things that are currently lacking.
This wasn't the first fire in the Palisades and it won't be the last, and areas like Bel Air will burn just the same. Build > Insure > Destroy > Rebuild is not a viable solution to a problem that will never, ever go away.
This post was edited on 3/31/26 at 8:34 pm
Page 3 of 4
Popular
Back to top
Follow TigerDroppings for LSU Football News