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Started By
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re: So all I need to do to afford a $750,000 house
Posted on 3/17/25 at 10:25 am to Sailin Tiger
Posted on 3/17/25 at 10:25 am to Sailin Tiger
quote:
If you want to get the most bang for your buck in this economy go find an updated 3 bed 1 bath house in a good part of town
That's the problem. Affordable housing in "a good part of town" is effectively non-existant now.
A 3 bed 1 bath house is very likely to be in the hood.
4
Posted on 3/17/25 at 10:26 am to MisslePig
quote:
This is patently false…
Maybe you have better numbers then. Until then I'll take his objective numbers over general whining.
Posted on 3/17/25 at 10:27 am to Flats
quote:
Maybe you have better numbers then.
Which numbers were you using? People can use different comparisons/calculations for affordability and y'all my be talking about 2different analytics.
Posted on 3/17/25 at 10:27 am to DownshiftAndFloorIt
quote:
That's the problem. Affordable housing in "a good part of town" is effectively non-existant now.
A 3 bed 1 bath house is very likely to be in the hood.
Posted on 3/17/25 at 10:28 am to 1984Tiger
quote:I'm 68, and I do. Latest Redfin estimate range is $885k to $955k. Big houses are nice, but my last kid is away at college and I'm working on the house constantly to keep up the landscaping, fence, plumbing, trees, lawn, and also remodel baths and kitchen just to sell it when the time is right. It's too big for me to take care of efficiently by myself. We're going to downsize on house, but upsize on workshop/garage and land, and move away from this suburban HOA, crazy neighbors life with fricking airplanes overhead all the time. I need some country peace and quiet, a place to raise a garden, and a place to turn my goldens loose to roam around.
Exactly … I’m 62 and still don’t own a $750k house (and have no desire to).
Posted on 3/17/25 at 10:28 am to goldennugget
Don't forget it was SLIGHTLY worse back in the day.. aka the Carter presidency, the worst American economy post WWII.
Edit: TBF I'm sure back in the 70s there were old geezers saying the same thing "you have it lucky, you should've seen the Great Depression"
Edit: TBF I'm sure back in the 70s there were old geezers saying the same thing "you have it lucky, you should've seen the Great Depression"
This post was edited on 3/17/25 at 2:18 pm
Posted on 3/17/25 at 10:28 am to goldennugget
Could always live out of your vehicle and you wouldn't need to worry about affording a $750k home. Choices, choose wisely!!
Posted on 3/17/25 at 10:30 am to SlowFlowPro
quote:
Do these exist anymore?
Just found 2 in a decent area in my town with a quick trulia search.
Posted on 3/17/25 at 10:31 am to goldennugget
When you go to zillow, realtor.com or any other real estate search, there is an option to reduce the price of the house you are looking for.
I get that houses cost more even when adjusted for inflation but people these days still don't grasp that houses from several decades ago much smaller and had much less in terms of electric, AC, plumbing, finishes and other "amenities".
The amount of space people demand these days would be considered on the high end luxury side. Maybe start off by lowering your standards to what someone maybe 30-40 years ago wanted in their new house.
I get that houses cost more even when adjusted for inflation but people these days still don't grasp that houses from several decades ago much smaller and had much less in terms of electric, AC, plumbing, finishes and other "amenities".
The amount of space people demand these days would be considered on the high end luxury side. Maybe start off by lowering your standards to what someone maybe 30-40 years ago wanted in their new house.
This post was edited on 3/17/25 at 10:37 am
Posted on 3/17/25 at 10:31 am to SlowFlowPro
quote:
Which numbers were you using?
They weren't my numbers, but I think he was using median income, median house price and interest rates. Things are horrible compared to just a few years ago, and I get people being pissed of that they missed it, but current payment ratios are just a little LESS than the early 90s if I'm remembering correctly. Close enough to call them basically the same if you want to, but it still means this isn't some unprecedented apocalypse that no generation has faced before.
Posted on 3/17/25 at 10:32 am to Sailin Tiger
quote:
found 2 in a decent area in my town with a quick trulia search.
Ah, total non-issue then
Posted on 3/17/25 at 10:32 am to goldennugget
Where is it you choose to live and how much do you make?
Posted on 3/17/25 at 10:33 am to goldennugget
A 750k house is a hell of a house in most areas
Posted on 3/17/25 at 10:33 am to goldennugget
quote:
don't drink coffee
wtf?
Folgers, black, and a cheap coffee pot. A good coffee cup and a $15 Stanley thermos.
Buy a used vehicle with 50-70k on it.
Rent till interest rates go below 2-3% and buy a crappy house you can afford, fix up and turn a profit on in 10 years.
Nobody shits in the high cotton right out of the gate.
Posted on 3/17/25 at 10:33 am to goldennugget
I remember the Carter years.
Posted on 3/17/25 at 10:35 am to goldennugget
Ah the good ol days when I paid 14% interest on a first time home buy. Of course, that was 1981 and Carter was fricking the economy. But, my ol boomer arse persevered and despite two layoffs, was able to scrape together a decent living/savings/investments and finally afforded a $1000 beater. Keep grinding.
Posted on 3/17/25 at 10:36 am to HubbaBubba
Be cautious dude. Make sure your country estate is methhead free.
Posted on 3/17/25 at 10:37 am to canyon
That was me brother. We beat that peanut head bastard.
Posted on 3/17/25 at 10:38 am to Houag80
Still pissed at that lame brain for boycotting the 1980 Olympics. LeMond would have raked those frickin Russkies!
Posted on 3/17/25 at 10:40 am to 1984Tiger
quote:
Exactly … I’m 62 and still don’t own a $750k house (and have no desire to).
You’re probably living in a $750k house right now, you just dont realize it.
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