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re: School loan repayment begins Oct 1st. Students are scrambling to set up loan repayment.
Posted on 9/29/23 at 5:23 pm to Contrary
Posted on 9/29/23 at 5:23 pm to Contrary
Look man… it’s time for those 18-26 year olds who drive brand new 4runners to get off their high horse and start paying. Time to realize their budget.
0
Posted on 9/29/23 at 5:23 pm to Pelican fan99
quote:she feels the same
could stroke a check for the whole amount tomorrow
Posted on 9/29/23 at 5:23 pm to Contrary
Scrambling? It takes 5 min to set up automatic payments online. Why tf she calling them just go to their website
Posted on 9/29/23 at 5:23 pm to Contrary
quote:
Tell your daughter to work the pole and pay back her debt. you must be a real work of art and a pos.
Gotta do what you gotta do to pay for the Telluride. OnlyFans is also an option.
Posted on 9/29/23 at 5:25 pm to UltimaParadox
quote:i think it was a bit deeper than this, but i get what you're saying.
Politician didn't deliver on campaign promise... News at 11
Most people tho arent conditioned to say "hey i got a 2 year break from my loans, im gonna make sure to dont use up that room/space in my budget so i can pay that 500 a month in 2 years"
People got into debt. Its how people are.
This post was edited on 9/29/23 at 5:29 pm
Posted on 9/29/23 at 5:26 pm to Shite_kicker
quote:
Scrambling? It takes 5 min to set up automatic payments online. Why tf she calling them just go to their website
Gotta be people who are trying to find ways out of it thinking the phone reps have a hidden option.
Posted on 9/29/23 at 5:26 pm to Contrary
I paid back my $40,000 in student loans. There's no reason everyone else shouldn't have to pay theirs back too.
Posted on 9/29/23 at 5:26 pm to SECdragonmaster
quote:
If these two conditions existed:
1. the government was not involved in college loans
2. college loans could be discharged with bankruptcy
Then ……. College would cost 35% of what it does now.
I believe it'd be less than that given those two items.
Actually, #1 is easily the more important of the 2. From the perspective of a bank, Bankruptcy is not all that different than borrowers simply not paying back their loans.
This post was edited on 9/29/23 at 5:29 pm
Posted on 9/29/23 at 5:29 pm to Jones
Not a coup.
Posted on 9/29/23 at 5:33 pm to UltimaParadox
quote:. Unfortunately many people do this. My daughter is fortunate. She has her master's degree and passed all 5 cpa exams(to be certified as a cpa)finally and she is set to make an earning potential of 150-200k one day. She already makes pretty good bank so. 40k is a drop in bucket at low rates to pay back.
Sounds like they were doomed to fail anyway, if that is their approach to finances.
Posted on 9/29/23 at 5:35 pm to Dawgfanman
quote:me either bro. 835 credit score here man. frick debt. Ive been through it and im never going back.
could go buck wild on debt, but I don’t.
Posted on 9/29/23 at 5:38 pm to Contrary
quote:
The mere fact that Joe Biden lied to everyone on a national stage knowing this would never pass just to trick the population into thinking their school loans would get paid in order to motivate them to vote blue at mid terms is the biggest travesty in the last 50 yrs
Stupid kids will believe anything.
Posted on 9/29/23 at 5:42 pm to ned nederlander
quote:so your okay giving away money to other countries and not us?
Because you create a
like i said lol. quote:thats not what i said. I said Joe Biden promised loan forgiveness got the federal govt in on it to get votes for mid term.(didnt work but)
Pausing student loans started under Trump.
My daughter doesnt need a handout. My daughter took care of her life financially by becoming a professional. If someone comes to your door and offers you a 100 dollar bill, will you say no? That's what i thought. The 0 percent wasnt the focus. That halt in paying was. It should have been you "repay but at zero percent" not dont pay for 3 yrs. Try to know what your talking about.
Posted on 9/29/23 at 5:44 pm to Contrary
quote:
Most people tho arent conditioned to say "hey i got a 2 year break from my loans, im gonna make sure to dont use up that room/space in my budget so i can pay that 500 a month in 2 years"
This is the problem honestly for so many people. Every car we paid off I instantly set up an account to keep making automated payments to. Once you are used to money not being in your budget, the worst thing you can do is reintroduce it to your budget. You can’t do that unless you know it will stay there. It’s really easy to get used to that new sugar.
Posted on 9/29/23 at 5:46 pm to Shite_kicker
quote:thats what i told her. But she wants to consolidate 3 different loans i think. Not sure how it works.
Scrambling? It takes 5 min to set up automatic payments online. Why tf she calling them just go to their website
Posted on 9/29/23 at 5:46 pm to Contrary
quote:
thats not what i said. I said Joe Biden promised loan forgiveness got the federal govt in on it to get votes for mid term.(didnt work but)
So you blame Biden for trying it but not the Republicans who forced a lawsuit on it?
Posted on 9/29/23 at 5:48 pm to Dawgfanman
quote:you guys are something
quote:
Tell your daughter to work the pole and pay back her debt. you must be a real work of art and a pos.
Gotta do what you gotta do to pay for the Telluride. OnlyFans is also an option.
. She makes more than a stripper bro. expand yall's minds brother!Posted on 9/29/23 at 5:50 pm to Contrary
quote:
now the school loans show back up and many will be behind.
Oh, well. I haven't paid mine or my wife's since the pause started, but we paid off two vehicles with stupid interest rates, saved up for a down payment on a new home and began construction, sold our home for a nice profit, saved up enough to pay hers off with the click of a mouse, and stashed away the money I would normally pay towards student loans. The sad fact of the matter is that I would've paid off only 25% of what I owe during the pause had I opted to do so. And I wouldn't be where I'm at financially either.
A very large portion of the population needs to learn simple budgeting and keep tabs on their shite a lot better than they do.
I, for one, didn't want to pay because if by some miracle Biden delivered on his "promise," I'm out all that money I just paid and I don't have the cushion I have now to deal with the rampant inflation that would result.
We're fully prepared and willing to pay back the debt we owe. It's not our fault others were living well beyond their means and fantasizing about a pipe dream of loan forgiveness. We live in reality, so this was no surprise. I don't feel sorry for the people who believe the government is their friend and wound up in a shite situation as a result. The writing was on the wall.
This post was edited on 9/29/23 at 5:51 pm
Posted on 9/29/23 at 5:51 pm to timdonaghyswhistle
quote:when you get the federal govt involved on student.gov , you gotta admit it was a pretty decieving trick. You had to go online on that site and fill out information to get loans forgived. Just saying.
quote:
The mere fact that Joe Biden lied to everyone on a national stage knowing this would never pass just to trick the population into thinking their school loans would get paid in order to motivate them to vote blue at mid terms is the biggest travesty in the last 50 yrs
Stupid kids will believe anything.
This post was edited on 9/29/23 at 5:52 pm
Posted on 9/29/23 at 5:53 pm to Mo Jeaux
Why would I pay if there was the smallest chance of them being forgiven?
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