re: Rush on pre-existing ...it's not insurance, it's welfare

The solution in my opinion is pretty simple.

Yes, if people don't pay into the pool but wait until they get sick and then demand at the last minute to be covered now that they want ins, yep, it is welfare whether anyone admits it or not. Otherwise why pay premiums in the first place?

That's like me NOT having car insurance for 10 years, then total my car and demanding I pay a months premium so the insurance company will pay for my car lol. Now who really pays for that? Everyone who played by the rules do in new $1,000 a year premiums.

It's insane that there are actually people out there who believe that is how the system should work. Obama care was a disaster and drove up premiums and hurt many people financially.

However, there is somewhere in the middle that needs to be done. As much as I hate the gov't involved in free markets, this is one area both business and gov't could work together.

First: No drugs in this country should ever cost us more than the same sold to other countries. That is a slap in the face to Americans. That can be done and lower costs.

Secondly: Tort reform with real meaning. It's outrageous the amount of money juries award. This drives up the costs of insurance. A victim should be compensated no question. But how much? I think this is where Gov't makes a deal with insurance and hospitals etc saying "We do reforms with a max awarded. Now, you lower rates by this % or we reverse the reforms. Everyone wins here.

Trial lawyers: The system has been rigged in favor of trial lawyers forever. If they have no case but sue anyway in hopes of the right jury, they really have nothing to lose in the attempt. Make people pay court costs if they have brought a case without merit. This will stop much of the insurance fraud thus giving Gov't another reason to force lower premiums on insurance companies.

Forced jail time for habitual offenders. I wonder how many people actually know about the % of professional slip-and-fall "victims" with a history of milking the system. While many judges will sometimes rule against these clowns, they never hit them with sanctions of any kind. They just dismiss the case and send them on their way.

There are so many logical answers to bring down costs in a huge way but as long as legislators are in the pockets of trial lawyers, it will never change. You pass the right bills and all that goes away.

I wonder if he is OK with healthcare for those who botch their attempted suicide?

Its not an entitlement. A true entitlement is something that you have earned. It should be called welfare or charity.

It was her turn. Semantics.

Never change

The better question is how the hell did an almost 3 year old thread get bumped by a spam bot?

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Anyone else here heard it? He just spent the first 20 minutes of hour 2 on how insurance works. Nothing new. Then he dropped the bomb. If people with pre existing conditions don't have to pay what actuarial tables would indicate then you can't call it insurance.
You could call it entitlement...you could call it welfare. But it's not insurance.

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I 100% agree...

Which isn't fair to insurance companies...to replace a burned down home they were not holding a policy on.

That said, I support a form of an entitlement for really sick people...and if insurance companies are caught dropping sick people, then we need hammer them big time.


Rush is self insured and really sick...so his perspective is noted but most of us can't afford to pay a 500k to 1.5 fighting cancer.

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Would still fall under the umbrella of Healthcare, wouldn't it?

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And?

It still doesn't mean everyone else is obligated to carry your arse.

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frick health insurance in general

It shouldn't even exist

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England awaits your arrival.

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I've visited. Don't care for it.

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....but that wonderful healthcare system you crave?

He's right.

People with PECs could get insurance before Ocare. However, the policies were rated accordingly (i.e., the premiums were expensive). Still, the coverage was available.

There should be a 3% tax on insurance premiums that would be put into a "high risk" pool for people with PECs that cannot afford them. They would still have to pay the equivalent of a top tier BCBS plan in their state without the PEC to be eligible.