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re: Is Credit Scoring Inherently Biased?
Posted on 6/24/20 at 1:36 am to WMTigerFAN
Posted on 6/24/20 at 1:36 am to WMTigerFAN
Yes. Don't pay your bills and the bottom falls out. Biased as frick.
0
Posted on 6/24/20 at 1:56 am to Bestbank Tiger
It has more to do with the amount of revolving credit you are currently using. I did the same thing...took a hit.. then years later got a car and up it went.
I'm no accounting major but I've noticed for me 10 to 15% of my credit in play is optimal for a max score...
But screw the score and go debt free and tell them to get bent.
I'm no accounting major but I've noticed for me 10 to 15% of my credit in play is optimal for a max score...
But screw the score and go debt free and tell them to get bent.
Posted on 6/24/20 at 7:55 am to WMTigerFAN
Respect is earned.
Posted on 6/24/20 at 8:04 am to BarberitosDawg
quote:
Millenials of any color in this country for the most part (and there are exceptions) are horrible money managers.
Link? I'm going to need a source for this claim.
Posted on 6/24/20 at 8:08 am to Cajun Tide
quote:
But screw the score and go debt free and tell them to get bent.
True. Credit score means frick all if you do not borrow money.
Posted on 6/24/20 at 8:12 am to jclem11
My BIL is a 30 year old, two time Stanford graduate that lives at home and has his mom put money into his account when he needs it.
Take a guess what side of the political spectrum he’s on.
Take a guess what side of the political spectrum he’s on.
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