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re: Insurance for my family in 2000 was about 400 Now it is 1700 a month. Mr President fix
Posted on 7/6/25 at 1:26 am to Eurocat
Posted on 7/6/25 at 1:26 am to Eurocat
quote:You're describing charity, not insurance.
Pre-existing conditions. This is an issue of mathematics vs emotions. As someone who is from a family of engineers I generally go with the math guys, but this time, sorry, I mean, seriously? We should help people with pre-existing conditions they were born with.
0
Posted on 7/6/25 at 1:31 am to pankReb
quote:
Me and the wife are both small business owners. It's un-fricking-believable how much insurance is. She's 11 weeks pregnant and between the cost of insurance and deductible, it's much cheaper to pay for the ultrasounds/visits out of pocket and then sign up for insurance in November for open enrollment
So you just admitted that Obamacare is something you will sign up for in November. Must not be that bad.
Posted on 7/6/25 at 1:35 am to Eurocat
quote:
So you just admitted that Obamacare is something you will sign up for in November. Must not be that bad.
You really fail when it comes to logical thought......
The baby is due in January. We're having to pay out of pocket for 5 figures worth of visits(that's best case scenario) because premiums and the deductible would cause it to be much more expensive. We're doing open enrollment in November because the childbirth expense will hit the deductible.
That seems good to you? wild....
Also I never said Obamacare. That's somehow even worse. This is getting normal insurance.
Posted on 7/6/25 at 1:35 am to Eurocat
quote:
Eurocat
It's peculiar how you Europoors are both enraged and perplexed by freedom.
Posted on 7/6/25 at 1:41 am to Eurocat
quote:Silly. If a person cannot afford private schools, so sends their kid to an inner-city public school... they must be good, amiright?
So you just admitted that Obamacare is something you will sign up for in November. Must not be that bad.
Posted on 7/6/25 at 2:02 am to Eurocat
quote:
We should help people with pre-existing conditions they were born with.
Pre-existing conditions aren’t just things people “were born with.”
If I don’t have insurance, and I get cancer and then I go to get insurance to get covered for my cancer, that cancer is a pre-existing condition.
Same with diabetes. Or arthritis. Or allergies. Or pretty much any health condition.
Insurance is predicated on the idea of unknown risk. Me needing complex, ongoing care and then deciding that I should have someone else pay for it isn’t in any way shape or form insurance.
Posted on 7/6/25 at 2:14 am to the808bass
Your argument is for one of either two things it seems, a 'oh well, so sad, too bad" approach or for socialized medicine where we simply shrug shoulders and say, pre-existing, wow, sucks, but okay you will be taken care of.
Posted on 7/6/25 at 2:55 am to DeafVallyBatnR
quote:
I just had on my gallbladder and I owe over 2000 dollars. So do I have insurance or not.
Well my answer is yes bc without it your bill for any surgery would be many multiples of $2K
Posted on 7/6/25 at 2:57 am to the808bass
quote:
No. It doesn’t.
Most certainly could
Posted on 7/6/25 at 6:37 am to TerryDawg03
That motherfricker and his socialist cronies destroyed our private health insurance system…with its cooperation.
Posted on 7/6/25 at 6:44 am to Eurocat
quote:
Pre-existing conditions. This is an issue of mathematics vs emotions. As someone who is from a family of engineers I generally go with the math guys, but this time, sorry, I mean, seriously? We should help people with pre-existing conditions they were born with. Should kids born with a cleft palate or juvenile diabetes, or teens who develop arthritis (or older people who develop it) or people with psoriasis or exzema or spinal issues from osteoarthritis really just suffer?
The emotional lie that was sold was that these people couldn't get insurance.
They could.
They just paid a much higher premium that reflected their risk.
Same as smokers.
Same as anyone with a definable condition that could be analyzed by actuarial.
When they are tossed in the same risk pool as everyone else and cannot be charged more, what has to happen for the system to survive?
Premiums for the health have to go up, substantially.
Now, remove the lifetime cap (which is only threatened by those same people).
More burden falls on the healthy.
Obamacare was designed to crash the private health insurance market and make people beg for a one payer system.
Period.
Posted on 7/6/25 at 6:46 am to DeafVallyBatnR
quote:Correction: You "have to pay the whole nut" plus half or more of Hester5452007's nut.
I am an independent contractor so I have to pay the whole nut.
Posted on 7/6/25 at 6:53 am to Eurocat
quote:You posted something literally as factual as claims that trees are blue and the sky is green. There is no way whatsoever to have an "intelligent conversation" about something with such an incredibly stupid basis.
Obama was in general right on the bill
---
Lay off the insults. You might disagree with me but ...
Posted on 7/6/25 at 6:55 am to DeafVallyBatnR
The path that jug ears intentionally set us on is almost irreversible.
Posted on 7/6/25 at 6:55 am to NC_Tigah
Obamacare made it worse for me. I work for myself and pay almost $1200 a month for a BCBS HMO policy in TX. Single and my kids are grown. I also have a VIP doctor that I pay above this amount to be able to see at my convenience. Obamacare is a tax increase to me.
Posted on 7/6/25 at 7:08 am to Eurocat
quote:
Your argument is for one of either two things it seems, a 'oh well, so sad, too bad" approach or for socialized medicine where we simply shrug shoulders and say, pre-existing, wow, sucks, but okay you will be taken care of.
Nowhere did I argue for one of two things when it comes to pre-existing conditions.
I made two self-evident claims that are both 100% correct.
1) Covering pre-existing conditions is a huge driver of increased costs to the system.
2) Pre-existing conditions aren’t just congenital. And covering them adds a perverse incentive to people to not have insurance until they need it, which is the opposite of insurance.
Posted on 7/6/25 at 7:10 am to DeafVallyBatnR
So I actually research this as a hobby. I would listen to C-span every day on my way to work when the Obamacare act was being debated and shoved down our throats. 27 states small business associations sued the federal government but lost. My health insurance 2000 was $40 by myself per month. I now pay $1800 per month for me and my family. When Nancy pelosi stood up and lied through her teeth “you see we are going to bring all the young people into the insurance market which will decrease costs for everyone.” It was the biggest lie ever told. Not only did it skyrocket health care costs due to consolidation of offices under hospitals, it began a monopoly for hospitals and put doctors misery on steroids. Thanks Pelosi
Posted on 7/6/25 at 7:10 am to udtiger
quote:
They just paid a much higher premium that reflected their risk.
I remember back in the day when high risk pool insurance was cheaper than regular health insurance is now.
Posted on 7/6/25 at 7:14 am to taeemwar
quote:
I work for myself and pay almost $1200 a month for a BCBS HMO policy in TX
Posted on 7/6/25 at 7:17 am to Eurocat
quote:
You might disagree with me but I am someone on this board you can have an intelligent conversation with so please.
quote:i know in your head you think you are having intelligent discourse, but in reality you are totally disconnected from honesty, reality, and intelligence.
No, I don't think so.
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