- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Federal Judge Reverses Biden-Era Rule That Barred Medical Debt From Credit Reports
Posted on 7/14/25 at 2:14 pm to dcrews
Posted on 7/14/25 at 2:14 pm to dcrews
quote:No one said it was. But, regardless of the borrower’s situation, it’s not a lender’s burden to finance unqualified applicants.
I understand your point, but overpriced medical care for catastrophic injuries isn't just "Welp, I'm gonna rack up a ton of debt for 2 new cars, an RV, 3 side by sides and 4 vacations to Disney".
Lending money isn’t charity.
1
Posted on 7/14/25 at 2:16 pm to dcrews
It’s not a “tough situation”
Credit scores are used to reflect the reality of someone’s financial condition.
Credit scores are used to reflect the reality of someone’s financial condition.
Posted on 7/14/25 at 3:32 pm to Diego Ricardo
quote:
I don't really care for this line of thinking
Posted on 7/14/25 at 3:34 pm to ChatGPT of LA
quote:This.
If you know anything about medicine and it's gross negligence in billing, then youde understand why 30k medical debt is usually a complete fabrication of #s by insurance companies to rape America. If keeping it off of credit is such a bad thing, why were insurers profits at all time staggering highs?
Physicians and hospitals are fricking criminal..absolute theft....and you want us to carry the burden via our credit? frick the government.
Taking advantage of human suffering for profit and holding it against the unfortunate victims is evil.
Posted on 7/14/25 at 3:37 pm to HailHailtoMichigan!
quote:
It’s not a “tough situation”
I would say an unforeseen catastrophic medical event that causes an individual who normally spends within their means to not be able to borrow money for a vehicle, home, etc... is a tough situation for that individual.
Posted on 7/14/25 at 3:39 pm to Taxing Authority
quote:
No one said it was. But, regardless of the borrower’s situation, it’s not a lender’s burden to finance unqualified applicants.
Lending money isn’t charity.
I don't disagree; however, your post had a tone of insinuating said individual was just a reckless spender / borrower. Was just saying that's not always the case.
Doesn't mean dick to the lender, I know; nor should it.
Posted on 7/14/25 at 3:41 pm to Major Dutch Schaefer
Well medical debt causes the vast majority of bankruptcies,
Posted on 7/14/25 at 3:41 pm to ChatGPT of LA
quote:
Physicians and hospitals are fricking criminal..absolute theft....and you want us to carry the burden via our credit? frick the government.
Really? In 60 years of combined practice neither me or my father ever turned anyone into collections and often treat people for free or a greatly reduced amount depending on circumstances. My wife would dispense at least $20k/year of free meds from her pharmacy so no child or adult was without a needed medicine if possible. I've never stolen from anyone, but plenty have stolen my services, insurers have refused to pay legitimate claims and not to mention not having a raise from insurance in 20 years.
Assholes like you are why people like us are leaving the industry. Thankfully, the vast majority of our patients don't feel the same as you.
Posted on 7/14/25 at 3:52 pm to SmackoverHawg
quote:
In 60 years of combined practice neither me or my father ever turned anyone into collections and often treat people for free or a greatly reduced amount depending on circumstances.
Settle down, doc. You didn't sell out to PE or a large health system. That's fantastic! On the whole though, his hyperbolic point stands. Health systems and hospitals won't bat an eyelash at bankrupting Joe Scmoe for $150,000k on a procedure they pay UHC $7000 for. It's extremely predatory, and the best example of a US system functioning really poorly under increased capitalism and the pressure for "growth". Citizens should be pissed about it. And you'll catch some strays being an MD. I'm admin, so I catch them from you. :shrug: Again, rightfully so.
This post was edited on 7/14/25 at 3:54 pm
Posted on 7/14/25 at 4:03 pm to GeauxBurrow312
I mean i just had to pay 1100 for an mri and diagnosis of my wrist at an ortho so yea.
Posted on 7/14/25 at 4:04 pm to MSMHater
quote:
Health systems and hospitals won't bat an eyelash at bankrupting Joe Scmoe for $150,000k on a procedure they pay UHC $7000 for. It's extremely
True, but it's ever more frustrating for physicians to be lumped in with them. I defend my patients from this by demanding Medicare rates for uncovered services or uninsured. I also expect the patient to make good faith efforts to pay and 98-99% do. If an organization won't play ball, our referrals go to zero until they change their minds. You lose referrals from a practice of 15k plus patients, you feel it. Too bad the vast majority of my colleagues aren't in the position to make that call. We need a move back to physician ownership and leadership of our facilities and services.
Posted on 7/14/25 at 4:42 pm to SmackoverHawg
quote:
We need a move back to physician ownership and leadership of our facilities and services.
I'm on the admin side and 100% agree with you
Posted on 7/14/25 at 6:23 pm to Keltic Tiger
Maybe if the healthcare system wasn’t a complete piece of shite, but no it shouldn’t be anything to worry about. God forbid a working man gets sick. All of you pussies cried over that United Healthcare guy being put down like the rat he was and those companies are largely responsible for the shape we’re in. Administrative hospital bloat is another huge issue that we refuse to address that is driving up costs.
Posted on 7/14/25 at 6:24 pm to MSMHater
Yeah, you guys are subhuman trash and you keep blaring yourselves up. Hiring 3 new admins and having hiring freezes on people that, you know, actually take care of patients
Posted on 7/14/25 at 6:40 pm to DaleGribblesMower
I would bet that half the medical bills people receive are made up bullshite. My son went to the ER a few months ago and I asked when we left what it would be if I just paid cash instead of going through my insurance. They said I would receive a 95% discount. So I paid cash and was told I would not receive a bill after that. Two months later, I get a bill for $3000 and I am told that the original estimate was $100 less than what the bill came to. And since I didn't pay within the thirty days, I lost my 95% discount. WTF? You never sent me a bill until the second month. You can bet they will never get $3000 out of me.
Posted on 7/14/25 at 8:37 pm to SmackoverHawg
quote:
SmackoverHawg
Blah blah blah...but you made your bloated income from insurance claims. fricker, I was in software billing and I know exactly how it works. Insurance is bloated, and you know damn fricking well your cash price was less than the exact billing codes turned into insurance.
Small time stuff isn't relevant.
quote:
My wife would dispense at least $20k/year of free meds from her pharmacy
Guess what, she wrote off the retail value of that heart felt "free" medicine.
You're a cop out bs artist who knows damn well how patients get screwed...ypu know, by holding them that extra 15 minutes to raise the office visit level.
Clown
Posted on 7/14/25 at 8:55 pm to ChatGPT of LA
quote:
but you made your bloated income from insurance claims. fricker, I was in software billing and I know exactly how it works. Insurance is bloated, and you know damn fricking well your cash price was less than the exact billing codes turned into insurance.
Small time stuff isn't relevant.
I'm wrong to take what insurance allows? What do you think my number one driver of overhead is? Filing and dealing with insurance. Cash price is only lower because we don't have to deal with insurance and wait months or even years to get our money. Sounds like you have an issue with insurance. So do I.
quote:
Guess what, she wrote off the retail value of that heart felt "free" medicine.
That would be tax fraud. You can only deduct the amount actually lost. We paid for it. We gave it away free to someone else. There is no financial benefit to losing money. It's just a loss.
quote:
ypu know, by holding them that extra 15 minutes to raise the office visit level.
Quite the opposite. Pt's try to milk as many problems into one visit as they can. What I can bill out tops out pretty quick. Time based billing doesn't work out well. Once again, you have a problem with insurance.
Posted on 7/14/25 at 9:04 pm to ChatGPT of LA
You are a POS. No one is forcing you to use their services. Go to Mexico.
Better yet, go to med school and work for free.
Better yet, go to med school and work for free.
This post was edited on 7/14/25 at 9:11 pm
Posted on 7/14/25 at 9:07 pm to bluestem75
Charges aren’t real, hospitals make money if you pay them less than 10% of the bill.
Page 3 of 4
Popular
Back to top
Follow TigerDroppings for LSU Football News