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re: Affordability
Posted on 6/28/26 at 9:57 am to SDVTiger
Posted on 6/28/26 at 9:57 am to SDVTiger
quote:That's fine as long as he remains within the threshold of normal economic theory. For example, SFP cited pressure to lower interest rates by the Trump administration as inflationary. That is a legitimate argument.
Authority just likes to complain about everything Trump
A one-off corporate tax increase not only does not increase inflationary pressure, it introduces deflationary pressure once implemented. It doesn't matter who the proponent is, whether it's Obama, Biden, Bush or Trump. The economics are the same.
1
Posted on 6/28/26 at 10:00 am to NC_Tigah
quote:
For example, SFP cited pressure to lower interest rates by the Trump administration as inflationary. That is a legitimate argument.
They also argue to increase rates which could also be argued is inflationary cause variable business debts will cause corps to increase prices
They all argue tariffs are inflationary cause they arw very low iq
Posted on 6/28/26 at 10:02 am to holdmuh keystonelite
quote:
he constantly harps on how great we have it
why don't you tell us in detail how tough your life is currently.
We'll give you some tips to make it better
Posted on 6/28/26 at 10:02 am to dickkellog
You saying boy like that makes you look 100% less intelligent. Boy.
Posted on 6/28/26 at 10:06 am to SDVTiger
Mass deportations are not happening
Foreigners are still taking most of the new jobs
National Debt still skyrocketing
Nothing good is happening
Posted on 6/28/26 at 10:11 am to GreatLakesTiger24
BLS of course Posted on 6/28/26 at 10:14 am to GreatLakesTiger24
quote:
Posted on 6/28/26 at 10:45 am to NC_Tigah
quote:
Over the past 3 decades or so, the American people have been literally taught to be stupid, beginning with their first exposure in kindergarten. The American Teacher's Unions and similar communist sympathizers successfully put strategies in place discouraging critical thinking, intellectual analysis, etc. US students are taught what to think, not how to think. Fast-forward to 2026. Those educational products are now adults, some in their late 40s. They are better off in inflation-adjusted financial terms than in 2024, but the improvement is modest. Without the ability to critically analyze why things are the way that they are, those individuals rely on emotions and what they are told, just as they were trained in school. So they "feel" worse off because prices remain much higher than they were before Bidenflation surged costs through the roof. But there is no intellectual consideration or interest as to actual facts or derivation of affordability issues. As such, emotionality and feelings seem to guide those Americans straight back to the identical policies which led to the "affordability crisis" in the first place. It is a sad example of "Those who don't learn from history, are doomed to repeat it." It is also telling that such an attitude permeates posts even on this board.
That’s a lot of sweeping conclusions built on very little evidence.
You’ve gone from “people are struggling with affordability” to “teachers spent 30 years teaching Americans not to think.” That’s a narrative, not an argument.
Whether someone is better off isn’t determined by a spreadsheet alone. If housing, insurance, childcare, and groceries have risen faster than what people feel they can comfortably absorb, it’s reasonable for them to say affordability is a problem. You don’t have to accuse millions of Americans of being intellectually defective just because they disagree with your political conclusions.
Posted on 6/28/26 at 10:52 am to jizzle6609
I’ll take credit card debt and living above our means for $500
Posted on 6/28/26 at 10:54 am to DUKE87
So Mold I guess you liked what Joe was doing.
Posted on 6/28/26 at 10:55 am to hubertcumberdale
You can read, it’s the comprehension you lack.
Posted on 6/28/26 at 11:00 am to GreatLakesTiger24
This image shows that pretty much everything the government tries to make affordable goes up and everything they don’t touch gets less expensive.
The problem is government.
Posted on 6/28/26 at 11:22 am to CrystalPreserves
quote:Therein lies the lie.
If housing, insurance, childcare, and groceries have risen faster than what people feel they can comfortably absorb, it’s reasonable for them to say affordability is a problem.
As noted earlier, real US HH income is up substantially (40%) over the past 4 decades. That means whatever people feel they can comfortably absorb, it's up to 40% more than their predecessors.
E.g., 1986 house vs 2026 house .... the former was 1850sqft appointed with formica, linoleum, base grade carpet and appliances. The latter is 2400sqft appointed with natural stone, hardwood/tile, plush carpet, and luxury appliances.
Posted on 6/28/26 at 11:23 am to Taxing Authority
quote:
I look at cars people drive today, and see what in the 1970s would have been unimaginable wealth. Is a $70,000 pickup ridiculous? Absolutely! But is a pickup with electric locks, windows, computer screens, wi-fi, powered tailgate, 3 cameras, etc ridiculous? Absolutely! Want the affordability of the 1970s, you'll need the sparcity of 1970's life. As of now, there is almost no demand for it. You couldn't sell a house, or vehicle with a 1970s spec today. But if you could, it'd be damn cheap. Instead of accumulating wealth, today's poeple are spending their greater wealth. And you see it al over, in the "luxury" branding of... everything. Even Taco Bell has a "luxe" box. Imagine seeling taco bell as a "luxury" faire.
This x1000000
Posted on 6/28/26 at 12:27 pm to VOLhalla
quote:
WTF are you talking about
Home sales are down pretty much everywhere. New car sales are down too.
What you’re describing is the economy four years ago
I dont know where you are living but in Louisiana the markets are quite robust. The point that I am making in general is that high prices do not mean affordability crisis because if prople could not affort them they would not pay them.
What we have is a decision crisis. Do I get more economical on some things to buy other things (like discretionary things).
I see people bitch about the cost of groceries, gas, clothes, etc but I also see the Nail salons jammed up, the newest Iphones on waitlist, and I gaurantee you the condos at Orange Beach are filled to the brim this summer.
Posted on 6/28/26 at 12:41 pm to Junky
quote:
Let’s be fair, it’s been rising since coming off the gold standard. Wages just haven’t kept up
Can you link a graph that shows this? I’m asking because every graph I’ve seen shows the opposite - that wages have outstripped inflation.
Posted on 6/28/26 at 12:45 pm to CrystalPreserves
quote:
That’s a narrative, not an argument.
Whether someone is better off isn’t determined by a spreadsheet alone. If housing, insurance, childcare, and groceries have risen faster than what people feel they can comfortably absorb, it’s reasonable for them to say affordability is a problem. You don’t have to accuse millions of Americans of being intellectually defective just because they disagree with your political conclusions.
You are accusing him of using narratives instead of arguments, and then you assert that how you feel is more important than what the spreadsheets show.
Posted on 6/28/26 at 1:12 pm to RGT
Joe mama?
Posted on 6/28/26 at 3:42 pm to NC_Tigah
quote:
Therein lies the lie. As noted earlier, real US HH income is up substantially (40%) over the past 4 decades. That means whatever people feel they can comfortably absorb, it's up to 40% more than their predecessors. E.g., 1986 house vs 2026 house .... the former was 1850sqft appointed with formica, linoleum, base grade carpet and appliances. The latter is 2400sqft appointed with natural stone, hardwood/tile, plush carpet, and luxury appliances.
You’re comparing today’s households to those of 40 years ago. The discussion is about whether people feel financially squeezed today.
Both things can be true: real incomes can be higher over the long run, and affordability can still deteriorate if the costs of housing, insurance, childcare, healthcare, and other essentials rise faster than what households can comfortably absorb.
Also, pointing out that newer homes are larger and nicer doesn’t answer the affordability question. If people are buying less house than they could have a few years ago because monthly payments have exploded, that’s an affordability problem regardless of countertops.
Posted on 6/28/26 at 3:45 pm to NC_Tigah
Those graphs don’t actually rebut my point.
The first one shows wages rising, but it also shows hospital care, childcare, medical services, and college costs rising much faster than overall inflation. That’s part of the affordability concern people are talking about.
The second graph shows real median household income has increased over time. I don’t dispute that.
But “real incomes are higher than decades ago” and “many households feel squeezed by today’s housing, insurance, healthcare, childcare, and grocery costs” aren’t mutually exclusive. One is a long-term trend. The other is a question of present-day purchasing power.
**That’s why affordability is such a dominant political issue despite rising incomes.**
The first one shows wages rising, but it also shows hospital care, childcare, medical services, and college costs rising much faster than overall inflation. That’s part of the affordability concern people are talking about.
The second graph shows real median household income has increased over time. I don’t dispute that.
But “real incomes are higher than decades ago” and “many households feel squeezed by today’s housing, insurance, healthcare, childcare, and grocery costs” aren’t mutually exclusive. One is a long-term trend. The other is a question of present-day purchasing power.
**That’s why affordability is such a dominant political issue despite rising incomes.**
This post was edited on 6/28/26 at 3:47 pm
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