re: Your current total credit card debt balance?

Posted by McCaigBro69

TigerDroppings Premium Member

Member since Oct 2014

45288 posts

Posted on 3/11/22 at 6:42 pm to Dragula

Not high enough. I wish I maxed all mine while the money was worth something. Soon I’ll have to use two cards to pay for a tank of gas

Posted by LSUtoBOOT

Member since Aug 2012

19090 posts

Posted on 3/11/22 at 6:42 pm to Turf Taint

Thin crust pepperoni and sausage.

Posted by Mo Jeaux

Member since Aug 2008

62358 posts

Posted on 3/11/22 at 6:49 pm to flyAU

quote:
This is a perks card, not a "points" card.

No, it has points too.

Posted by LSUMANINVA

West Virginia

Member since Sep 2004

9153 posts

Posted on 3/11/22 at 6:50 pm to Rize

quote:
I’m probably around 4k to 6k for the month on my personal card. I pay it off every month.

That’s generally where I am. I use two cards for points.

Posted by TrueTiger07

Madison, MS

Member since May 2007

3096 posts

Posted on 3/11/22 at 6:53 pm to LSUMANINVA

Business card, 80-120K - paid monthly

Personal, 10-12K - paid monthly

I try to maintain at least 1 million miles on business card. Silly not to pay everything you can on a card and pay it off.

This post was edited on 3/11/22 at 6:58 pm

3 ...

Posted by LSUBoo

Knoxville, TN

Member since Mar 2006

103464 posts

Posted on 3/11/22 at 6:55 pm to TrueTiger07

Paid them off this morning... so current balance is lunch + gas + groceries... probably about $350.

Posted by The Boat

Member since Oct 2008

175683 posts

Posted on 3/11/22 at 6:57 pm to TrueTiger07

quote:
Silly not to pay everything you can on a card and pay it off.

Exactly. I know people suck a finances so some people really shouldn't have a credit card but if you can pay the balance every month you're losing money by using your debit card and not using a credit card. Plus there's a whole other topic of fraud protection. Use a credit card, pay it off every month, and benefit from the rewards.

This post was edited on 3/11/22 at 6:58 pm

Posted by udtiger

Over your left shoulder

Member since Nov 2006

112318 posts

Posted on 3/11/22 at 6:59 pm to sawtooth

quote:
Gino’s

Oh
Ver
Ray
Ted

Posted by flyAU

Member since Dec 2010

24900 posts

Posted on 3/11/22 at 7:06 pm to Mo Jeaux

quote:
No, it has points too.

That is not the draw of the card. You get points but they are probably the least valuable part of the cards offerings.

Posted by Cuz413

Member since Nov 2007

9914 posts

Posted on 3/11/22 at 7:29 pm to Turf Taint

$0 pizza rolls

Posted by Cortez12

Member since Dec 2021

1845 posts

Posted on 3/11/22 at 7:30 pm to Mr Clean

quote:
Zero, but I have 2,200 dollars to my name. And a 2006 SUV

More than most. As well as me lol

Posted by johnnyrocket

Ghetto once known as Baton Rouge

Member since Apr 2013

9790 posts

Posted on 3/11/22 at 7:30 pm to Turf Taint

It was $0 until I filled up my vehicle today.

Posted by Eightballjacket

Member since Jan 2016

7892 posts

Posted on 3/11/22 at 7:34 pm to goofball

[img]I use my CC for every transaction possible for the miles/points, which I use to stay in hotels for free. I pay the balance in full every month.[/img]
Me too. It’s comforting to know some prog paying a 14% APR on his balance from purchases at Starbucks and iTunes is paying for my vacation.

Posted by TheHarahanian

Actually not Harahan as of 6/2023

Member since May 2017

22971 posts

Posted on 3/11/22 at 7:38 pm to Turf Taint

Less than $1000. I pay them off every month.

Posted by BabyTac

Austin, TX

Member since Jun 2008

15727 posts

Posted on 3/11/22 at 8:00 pm to Turf Taint

No idea what my current balance is. I use it for everything for cash back. Pay it off every month.

Even when I was young and broke I never carried a balance on a credit card. Best advice for young people. Sleep in your car before you have to put things you can’t pay for on your card. Or just don’t get one.

Posted by Finch

Member since Jun 2015

3695 posts

Posted on 3/11/22 at 8:02 pm to Turf Taint

I pay mine off every month

Paid 19k on 3/1 already up to about 6500-7500 for this month

Posted by VABuckeye

NOVA

Member since Dec 2007

38283 posts

Posted on 3/11/22 at 8:03 pm to TrueTiger07

quote:
Business card, 80-120K - paid monthly

Personal, 10-12K - paid monthly

I try to maintain at least 1 million miles on business card. Silly not to pay everything you can on a card and pay it off.

Looks like we’re twins although I did just cash in 400k Amex points for a trip to Spain in May.

Pici all’aglione.

This post was edited on 3/11/22 at 8:04 pm

Posted by Irregardless

Member since Nov 2021

2237 posts

Posted on 3/11/22 at 8:04 pm to Turf Taint

Osso Buco