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re: Your current total credit card debt balance?

Posted on 3/11/22 at 12:59 pm to
Posted by Jaydeaux
Covington
Member since May 2005
19536 posts
Posted on 3/11/22 at 12:59 pm to
Pizza
Posted by JamalSanders
On a boat
Member since Jul 2015
12213 posts
Posted on 3/11/22 at 1:02 pm to
Probably close to $10k, most is at 0% though.
Posted by The Torch
DFW The Dub
Member since Aug 2014
27525 posts
Posted on 3/11/22 at 1:04 pm to
Less than $500.00

I try to pay mine off monthly but had a $500.00 vet bill a few weeks ago
Posted by Horsemeat
Truckin' somewhere in the US
Member since Dec 2014
15139 posts
Posted on 3/11/22 at 1:05 pm to
quote:

If you have $0 or pay off monthly, what is your favorite Italian food?
Pepperoni and onion pizza, deep dish.
Posted by LoneStar23
USA
Member since Aug 2019
5782 posts
Posted on 3/11/22 at 1:07 pm to
$0
Posted by Slip Screen
Magnolia, Texas
Member since Jan 2005
2175 posts
Posted on 3/11/22 at 1:07 pm to
Chicken parm
Posted by jchamil
Member since Nov 2009
18820 posts
Posted on 3/11/22 at 1:10 pm to
quote:

Honestly, if you aren't doing this, you shouldn't even have a credit card.


I guess I'm missing something, but I don't see the downside if you pay in full every month and collect points/rewards

Never mind, you said "aren't" read it as "are"
This post was edited on 3/11/22 at 1:17 pm
Posted by udtiger
Over your left shoulder
Member since Nov 2006
112307 posts
Posted on 3/11/22 at 1:10 pm to
ranges.

no matter how high, paid off every month
Posted by southpawcock
Member since Oct 2015
16885 posts
Posted on 3/11/22 at 1:13 pm to
Floats between $1200-1700/mo but I’ve never paid 1 cent of interest so I just treat my two credit cards as a debit card with perks.
Posted by LSUmajek
Kemah
Member since Dec 2013
583 posts
Posted on 3/11/22 at 1:13 pm to
Lol this forum is such bs.

Not a single person has stated they have any CC debt thats not paid in full at months end.
Posted by MSTiger33
Member since Oct 2007
21436 posts
Posted on 3/11/22 at 1:14 pm to
. About $19,000. It was an expensive month. We pay off every month
Posted by southpawcock
Member since Oct 2015
16885 posts
Posted on 3/11/22 at 1:14 pm to
I can show you my credit karma if you don’t believe me.
Posted by yellowfin
Coastal Bar
Member since May 2006
98744 posts
Posted on 3/11/22 at 1:15 pm to
6,951

6,635 is last statement balance witch will be paid on due day then current charges
Posted by TheWiz
Third World, LA
Member since Aug 2007
11865 posts
Posted on 3/11/22 at 1:16 pm to
Maybe $412. I pay it just about every time a charge tolls through. Waiting for those Saenger tickets to process.

Lasagna from Sandro's
This post was edited on 3/11/22 at 1:18 pm
Posted by SippyCup
Gulf Coast
Member since Sep 2008
6790 posts
Posted on 3/11/22 at 1:16 pm to
Personal Amex

22,597

Payment isn't due until March 23.

Business Amex

47,052

Same due date as Personal

Both will be paid in full.
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
465412 posts
Posted on 3/11/22 at 1:16 pm to
A couple grand probably. Will be $0 by the next cycle, as usual.
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
465412 posts
Posted on 3/11/22 at 1:19 pm to
quote:

Lol this forum is such bs.

Not a single person has stated they have any CC debt thats not paid in full at months end.

I just looked at my Experian score: 830. I had heavy usage on a card last cycle (remodeling a room) so it dropped from 850 last cycle.

Want a screen shot?

*ETA: per my discovery account, my FICO is 841
This post was edited on 3/11/22 at 1:20 pm
Posted by 9Fiddy
19th Hole
Member since Jan 2007
66409 posts
Posted on 3/11/22 at 1:20 pm to
$0

I pay it in full every month
Posted by DirtyDawg
President of the East Cobb Snobs
Member since Aug 2013
15551 posts
Posted on 3/11/22 at 1:22 pm to
quote:

If you have $0 or pay off monthly, what is your favorite Italian food?



Macaroni and gravy

Posted by Bbobalou
HOGTOWN
Member since Oct 2012
5492 posts
Posted on 3/11/22 at 1:22 pm to
I don't have CC's. Not necessarily a good thing. I have thin credit and have a hard time getting a loan.

Edit: I paid them off about 25 years ago. Student loan is paid also. I have no debt but my monthly bills which I pay when I can but usually monthly.
This post was edited on 3/11/22 at 1:26 pm
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