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Message
1
Posted on 8/3/20 at 9:13 pm to Janky
As long as the car thieves weren't shot by the police, we're all winners
Posted on 8/3/20 at 9:15 pm to t00f
This isn’t about the stolen car. This is about the cars the thief hit with the stolen car. What kind of liability does the owner of the stolen car have?
Posted on 8/3/20 at 9:16 pm to Janky
quote:
This isn’t about the stolen car. This is about the cars the thief hit with the stolen car. What kind of liability does the owner of the stolen car have?
If its non-permissive use of the car as in actually stolen then no liability.
But they can sure as hell try to argue it was permissive use.
Posted on 8/3/20 at 9:16 pm to Janky
Oh sorry, that is the uninsured coverage in your policy.
People stealing cars have no insurance.
People stealing cars have no insurance.
Posted on 8/3/20 at 9:17 pm to slackster
quote:
I'm about 95% sure this incorrect.
Your liability coverage protects you in a rental, for example.
You’re probably right. I have no idea. Sounded good in my head
Posted on 8/3/20 at 9:17 pm to Janky
You might get sued but the plaintiff won’t recover.
De Castro v Boylan & Humphrey v Balsamo
De Castro v Boylan & Humphrey v Balsamo
Posted on 8/3/20 at 9:17 pm to Janky
Better have UM coverage
Posted on 8/3/20 at 9:19 pm to slackster
The big question to ask is whether the the driver of the vehicle had the permission of the owner to drive it. And then you better hope the driver isn’t an excluded driver on the policy.
This post was edited on 8/3/20 at 9:20 pm
Posted on 8/3/20 at 9:19 pm to boosiebadazz
quote:
Better have UM coverage
How does that stop the owner from being sued?
Posted on 8/3/20 at 9:20 pm to Janky
You can be sued for anything. Whether there is a cause of action against you that survives exceptions and summary judgment and leaves you with a valid and enforceable judgment against you is another question altogether.
This post was edited on 8/3/20 at 9:21 pm
Posted on 8/3/20 at 9:21 pm to Janky
quote:
This isn’t about the stolen car. This is about the cars the thief hit with the stolen car. What kind of liability does the owner of the stolen car have?
None
Posted on 8/3/20 at 9:21 pm to Janky
quote:
The majority rule among the 50 states is that the owner of a stolen vehicle will not be held liable for damages when the vehicle is stolen and then involved in an accident. This is because the vehicle was taken without the consent of the owner. Under the “permissive use doctrine”, an owner is liable for personal injury or property damage resulting from negligence in the operation of a vehicle by any person using the vehicle with the permission of the owner. Liability is dependent on the express or implied permission of the owner. Since the owner of a stolen vehicle has clearly not given permission for their vehicle to be used, they are generally not responsible for the actions of the thief. They owe no duty to the owner of the legally-parked vehicle owned by your insured.
The general rule of non-liability has exceptions. Some states hold the owner of a stolen vehicle liable when the owner’s negligence made the theft a foreseeable consequence. \
Law,com
Just a search and don't know validity of it, but it seems reasonable.
Posted on 8/3/20 at 9:21 pm to Tyga Woods
quote:
You’re probably right. I have no idea. Sounded good in my head
It in general follows the car
If you let your friend borrow your car then its your insurance covering the car
Posted on 8/3/20 at 9:21 pm to Janky
Some a-hole steals your car out of your driveway and drives to Nola East and causes havoc. Owner of vehicle is not liable - but your insurance makes you whole
UM
UM
This post was edited on 8/3/20 at 9:31 pm
Posted on 8/3/20 at 9:21 pm to YF12
quote:
Your car insurance is on the hook
But you need comprehensive coverage
Correct, for fixing your car that is...
The other person will probably have to file on their UIM(uninsured motorist) coverage.
Posted on 8/3/20 at 9:21 pm to Janky
i'm a man. i drive a truck.
Posted on 8/3/20 at 9:21 pm to Tyga Woods
quote:
You’re probably right. I have no idea. Sounded good in my head
I gave you 5% wiggle room out of respect.
Posted on 8/3/20 at 9:21 pm to boosiebadazz
quote:
You can be sued for anything. Whether there is a cause of action against you that survives summary judgment and leaves you with a valid and enforceable judgment against you is another question altogether.
Our little boosie is all grown up.
Posted on 8/3/20 at 9:23 pm to RummelTiger
I still sign my pleadings in crayon with Cheeto fingers, though.
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