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Your car is stolen and gets in a wreck
Posted on 8/3/20 at 9:04 pm
Posted on 8/3/20 at 9:04 pm
Let’s say your car is stolen and gets in a wreck. Who’s insurance is on the hook? Also, as the owner are subject to a lawsuit?
ETA: this is in Louisiana.
ETA: this is in Louisiana.
This post was edited on 8/3/20 at 9:06 pm
28
Posted on 8/3/20 at 9:05 pm to Janky
Yes you janky frick
Posted on 8/3/20 at 9:06 pm to Janky
The car is insured, not the driver.
Posted on 8/3/20 at 9:06 pm to Janky
Owner’s insurance is not on the hook.
Posted on 8/3/20 at 9:06 pm to Janky
quote:
Also, as the owner are subject to a lawsuit?
ETA: this is in Louisiana.
You are subject to a lawsuit checking your mail in Louisiana.
Posted on 8/3/20 at 9:06 pm to Janky
Yours baw. Sorry
Posted on 8/3/20 at 9:06 pm to Janky
quote:
Let’s say your car is stolen and gets in a wreck. Who’s insurance is on the hook? Also, as the owner are subject to a lawsuit?
ETA: this is in Louisiana.
I reject the premise. Anyone stealing your car isn't carrying insurance.
Posted on 8/3/20 at 9:07 pm to t00f
Any actual lawyers know the answer?
Posted on 8/3/20 at 9:07 pm to Janky
Your car insurance is on the hook
But you need comprehensive coverage
Edit: this was for your own car not anyone elses
But you need comprehensive coverage
Edit: this was for your own car not anyone elses
This post was edited on 8/3/20 at 9:43 pm
Posted on 8/3/20 at 9:08 pm to Dizz
quote:
Owner’s insurance is not on the hook.
This.
Posted on 8/3/20 at 9:09 pm to Janky
Here is a fun fact because this happened to me. Comprehensive pays it. Not liability. You’re not the driver of the vehicle.
Posted on 8/3/20 at 9:09 pm to Janky
You need to hire Boosiebaddazz
Posted on 8/3/20 at 9:09 pm to slackster
quote:
I reject the premise. Anyone stealing your car isn't carrying insurance.
Okay, but does the impacted cars have to have uninsured coverage?
Posted on 8/3/20 at 9:10 pm to DiamondDog
quote:
Here is a fun fact because this happened to me. Comprehensive pays it. Not liability. You’re not the driver of the vehicle.
And if you don't have comprehensive coverage?
Posted on 8/3/20 at 9:10 pm to Janky
Yes, if he doesn't then he's sol.
Posted on 8/3/20 at 9:10 pm to Janky
You insure drivers not vehicles. The thief is on the hook.
Posted on 8/3/20 at 9:11 pm to slackster
quote:
And if you don't have comprehensive coverage?
You better hope some white collar professional boosts cars on the side because if not, you’re shite out of luck.
Posted on 8/3/20 at 9:11 pm to slackster
quote:
And if you don't have comprehensive coverage?
Then they don't pay for your car that was stolen and wrecked so you have to collect from the person that stole your car
If it was in a wreck with others the others have to collect from the person that caused the accident
Posted on 8/3/20 at 9:12 pm to Tyga Woods
quote:
The car is insured, not the driver.
I'm about 95% sure this incorrect.
Your liability coverage protects you in a rental, for example.
Posted on 8/3/20 at 9:12 pm to Janky
quote:
Any actual lawyers know the answer?
Car is stolen and never to be seen again, who makes you whole?
Car is stolen found, and 25% damage, who fixes it?
Car is stolen , found but totaled, who makes you whole?
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