re: Would you personally be able to budget for individual health insurance earning 110k in WV?

I’m retired and cancer survivor and my insurance is $675/month.
I can suggest they should shop around

I got a 10% raise at work this year. And I'll be taking home less than I did last year. All because of the increase in my health insurance premiums. Absolutely insane. God knows it'll be years before I see another raise like that, so it's infuriating that when I finally get it, it goes right back out the door. So I continue the grind with no hope of improving my lot in life. Almost HALF of my paycheck is gone to tax/insurance before I see a dime. And that's not even counting paying additional tax/insurance on my vehicles, home, sales taxes, etc.

My wife and I are in our 30s, no health problems, barely even go for check-ups. And she increased to $900+ freaking dollars a month just to put her on my plan. Strongly considering just dropping her and rolling the dice. That would be $10k a year we could then just put in a savings for emergency health issues.

This is a huge crisis and this bubble is going to burst soon. It's completely un-sustainable to pay more than half your income to tax/insurance alone and still be able to feed yourself, pay your mortgage, raise your kids, etc.

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They billed the daughter $4k just for being in the room with us.

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They tried that crap with me. Claimed my child was uninsured and I was responsible for charges.

I still use the line the admin person kept telling me over and over again for her argument when I talk to my wife about our son today….

“But he’s his own person”….

This was in reference to my argument that he was covered by wife’s insurance since he was just born and wasn’t alive prior to add to insurance policy.
Her argument was he wasn’t on policy and he is a separate person from my wife.

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Look I’m pro Trump and everything but can’t we agree $2100 a month for health insurance is obscene regardless of what you make?

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Yes. The ACA is a disaster and has been since day one. There were a lot of people saying this before it was voted in but they were ignored.

It’s really not a Trump thing. He’s actually been one the few politicians to work to lower costs in the drug market instead of just shifting the rising costs of healthcare to other demographics.

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Yeah, I didn’t get the poster saying he is a Trump supporter while seemingly implying $2100 month premiums are on him. Govt subsidies to fix a problem created by the govt just continues to make the problem worse for everyone with inflated prices which will also keep requiring inflated govt subsidies and increase dependency on govt welfare. It is a horrible cycle.

The Dems had full control of Congress and the Presidency and went out of their way to get Obamacare passed completely on their own.

The Dems initially used their filibuster proof 60 seats in the Senate and very large majority in the House from the election right at the start of the mortgage financial crisis to force this initially into us. The senate took a fundamentally different house tax bill and amended the heck out of it to meet the Constitution’s requirement of revenue bills originating in the House and passed it while they still had 60 seats.

When Dems lost their 60th seat with Kennedy dying instead of risking any changes in the House’s version to then have to go back to the no longer filibuster proof Senate, Nancy pushed Dems to pass it as is and then address increasing subsidies & other more liberal changes that they wanted in a 2nd bill using the budget reconciliation process which avoids the filibuster in the Senate (which they did in a bill that also contained the rider of the Dems student aid reform with increasing Pell grants, lower repayments, lower ceiling on years to repay before forgiveness is granted, and billions to support black colleges).

Dems jumped thru legislative hoops to slam dunk this crap onto to us. Obama vetoing, Dems using filibuster in the Senate, Dems in full or partial control at various times, and the RINOs in Congress not pushing the fixes they pushed when Obama was president have all served to keep it in place.

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You're not paying for your health insurance. You're paying for everyone else at the hospital's.

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this and CNAs, LPNs, nurses, phlebotomists, food service workers, etc etc

You can only bring 2 family members into the labor and delivery room - because half the hospital employees are already in there staring at your hoohah!

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Yes. The ACA is a disaster and has been since day one. There were a lot of people saying this before it was voted in but they were ignored.

It’s really not a Trump thing. He’s actually been one the few politicians to work to lower costs in the drug market instead of just shifting the rising costs of healthcare to other demographics.

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If ACA isn't working, how can the party in power skip blame when they control all 3 branches of gov't?

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Did you win that argument?

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Yes I did, and it all started with “l’m gonna need to speak with your supervisor.”

I mean there is based on policy. The school district I work for just offers shite insurance. It’s a good district though so they know they don’t have to offer good benefits to keep us

The clinic my NP wife works was bought by a hospital.After a year or so they started charging pt’s a $250.00 facility fee on top of the charges for the visit,any lab work or imaging done.
Medicare won’t pay it nor will insurance.Pt’s are irate as are the Drs.

I did some research and apparently all hospitals are doing that.