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Message
Why do people who have student loan debt feel like it should be forgiven?
Posted on 11/12/15 at 5:07 pm
Posted on 11/12/15 at 5:07 pm
Didn't you borrow the money?
Posted on 11/12/15 at 5:09 pm to tygerfan1
quote:
Why do people who have student loan debt feel like it should be forgiven?
Because it would increase our net income and improve our credit scores. Do you really not see why we should want this?
Posted on 11/12/15 at 5:10 pm to tygerfan1
quote:
Why do people who have student loan debt feel like it should be forgiven?
I have student loan debt and I don't feel like it should be forgiven.
I'm going to pay it off this year and I'll be damned if I'm going to vote for any politician that will take my tax dollars to pay off someone else's student loans.
Posted on 11/12/15 at 5:11 pm to tygerfan1
It should only be forgiven for STEM majors. frick the art majors!
Posted on 11/12/15 at 5:15 pm to Dirty Rascal
Between the wife and I we owe around 60k. I have no problem with paying it back as I took the LOAN out with an understanding of what the word loan means.
I may be writing my last check when I hit 50 but its my responsibility to pay it back.
I may be writing my last check when I hit 50 but its my responsibility to pay it back.
This post was edited on 11/12/15 at 5:15 pm
Posted on 11/12/15 at 5:15 pm to tygerfan1
These are probably the same assholes that bitch about so called corporate welfare.
Posted on 11/12/15 at 5:15 pm to tygerfan1
Some people don't realize that a loan with no collateral will higher rates than home/auto loans where the object is collateral.
Posted on 11/12/15 at 5:15 pm to LucasP
Proponent of welfare I see.
Nice.
Enjoy another downvote you fricking leech.
Nice.
Enjoy another downvote you fricking leech.
This post was edited on 11/12/15 at 5:18 pm
Posted on 11/12/15 at 5:16 pm to tygerfan1
quote:
Didn't you borrow the money?
Yes and I intend on paying it back after I graduate.
Posted on 11/12/15 at 5:16 pm to tygerfan1
Because they complain about government entitlements but are the first with their hand out when they qualify.
Posted on 11/12/15 at 5:20 pm to Makinbacon
quote:
Enjoy another downvote you fricking leech.
Your a fricking leech.
Posted on 11/12/15 at 5:22 pm to tygerfan1
Some people feel like they were sold a false bill of goods. They feel like their high school guidance counselors and college financial aid advisers pushed them towards something that ended up being nothing but a scam. The universities touted all kinds of statistics about employment, guidance counselors claimed that college was the only possible route to avoid flipping burgers and waiting tables for the rest of their lives, and financial aid was offered as this end all be all tool to a better life.
They went through 4 or 5 years of schooling at their advice only to graduate into an economy with no jobs for them. They're still waiting tables, flipping burgers, and pouring coffee at the same businesses they were when they were in high school. They're still living with their parents. Nothing has changed except now they have a piece of paper, 5 years of their life gone, and a mountain of debt that they will be making payments on until they die. I understand why they feel like they should be forgiven.
It's easy to say, "oh, better luck next time! You should have majored in engineering, haha!" Look at all the unemployed Petroleum Engineers. Look at all the business degrees, biology majors, ect who don't have jobs. Teenagers were lied to, sold a false bill of goods, and steered down a path to debt and unemployment by government employees who were supposed to shepherd them.
They were taken advantage of and used for profit by the education system. It's one thing if they chose to follow their dreams on their own accord, it's another to be purposefully guided by agents of the government into disadvantageous positions through the use of positions of authority and false statistics. In any other industry, that's called fraud.
With that being said, I don't think student debt should be "forgiven". I think we need to find a way to get the federal government out of the student loan and higher ed business so that prices can return to normal. Doing so would make college more affordable for everyone.
As for those who are stuck with worthless degrees, I feel for you, I really do. I wish there was a better solution, but there's really not. HR departments don't want you. HR departments are stupid, but they are what we have to deal with. I'm sorry, but you're going to have to be this generation's innovators. You're going to have to invent new products and services. You're going to have to take risks to expand your skillset to make yourself more attractive to those idiots in HR. You're going to have to work harder than any generation in history for far less than your parents ever had, but you will be made better for it. This country will be made better for it.
Things are dark in America right now. We are facing issues near and dear to every American, but it is not hopeless. There can still be morning in America again.
Kingbob 2016
Because everyone else is a racist.
They went through 4 or 5 years of schooling at their advice only to graduate into an economy with no jobs for them. They're still waiting tables, flipping burgers, and pouring coffee at the same businesses they were when they were in high school. They're still living with their parents. Nothing has changed except now they have a piece of paper, 5 years of their life gone, and a mountain of debt that they will be making payments on until they die. I understand why they feel like they should be forgiven.
It's easy to say, "oh, better luck next time! You should have majored in engineering, haha!" Look at all the unemployed Petroleum Engineers. Look at all the business degrees, biology majors, ect who don't have jobs. Teenagers were lied to, sold a false bill of goods, and steered down a path to debt and unemployment by government employees who were supposed to shepherd them.
They were taken advantage of and used for profit by the education system. It's one thing if they chose to follow their dreams on their own accord, it's another to be purposefully guided by agents of the government into disadvantageous positions through the use of positions of authority and false statistics. In any other industry, that's called fraud.
With that being said, I don't think student debt should be "forgiven". I think we need to find a way to get the federal government out of the student loan and higher ed business so that prices can return to normal. Doing so would make college more affordable for everyone.
As for those who are stuck with worthless degrees, I feel for you, I really do. I wish there was a better solution, but there's really not. HR departments don't want you. HR departments are stupid, but they are what we have to deal with. I'm sorry, but you're going to have to be this generation's innovators. You're going to have to invent new products and services. You're going to have to take risks to expand your skillset to make yourself more attractive to those idiots in HR. You're going to have to work harder than any generation in history for far less than your parents ever had, but you will be made better for it. This country will be made better for it.
Things are dark in America right now. We are facing issues near and dear to every American, but it is not hopeless. There can still be morning in America again.
Kingbob 2016
Because everyone else is a racist.
This post was edited on 11/12/15 at 5:29 pm
Posted on 11/12/15 at 5:23 pm to Horsemeat
You're mom. The simple fact is that America is the only country in the history of Earth to demand payment for education. It's barbaric and needs to stop.
Posted on 11/12/15 at 5:24 pm to Horsemeat
Bottom line is if you borrow money from an institution, you should understand that it comes with consequences.
If you can't comprehend that, life should be hard for you.
If you can't comprehend that, life should be hard for you.
Posted on 11/12/15 at 5:24 pm to kingbob
quote:
pushed them towards something that ended up being nothing but a scam.
Sorry about your poli sci degree. Maybe you should have gone to a welding university and gotten a real education.
Posted on 11/12/15 at 5:25 pm to LucasP
Nope construction management. Rollin' in that cash money!!!
A lot of my friends chose...poorly. That post was for them.
A lot of my friends chose...poorly. That post was for them.
Posted on 11/12/15 at 5:26 pm to LucasP
That ultra-white country in Europe that Bernie worshipers love fund their schools through ultra high taxes on everything, hence, having to make payments.
Posted on 11/12/15 at 5:29 pm to tygerfan1
I will say it's odd that you can shed certain debts in bankruptcy, but this isn't one of them.
Posted on 11/12/15 at 5:30 pm to Horsemeat
quote:
That ultra-white country in Europe that Bernie worshipers love fund their schools through ultra high taxes on everything
Are you seriously comparing is to Latvia? You're grasping at straws here....
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