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Which insurance covers the most surgeries
Posted on 11/4/17 at 12:58 am
Posted on 11/4/17 at 12:58 am
So it is enrollment time and I am trying to decide what company to go with. My options are UnitedHC, ETNA, BCBS, and Cigna.
So this yr I had United and they wouldnt cover surgery to fix my nose. I broke it when I was young and have broken it a couple times since then. I pretty much cant breath through it at all, 70% or more restricted. I have always heard good things about BCBS but was wondering what info the great minds of the OT had to offer. Any recommendations on which of those companies are mot likely to cover the surgery?
TIA
So this yr I had United and they wouldnt cover surgery to fix my nose. I broke it when I was young and have broken it a couple times since then. I pretty much cant breath through it at all, 70% or more restricted. I have always heard good things about BCBS but was wondering what info the great minds of the OT had to offer. Any recommendations on which of those companies are mot likely to cover the surgery?
TIA
This post was edited on 11/4/17 at 1:08 am
12
Posted on 11/4/17 at 1:04 am to GREENHEAD22
Being jobless and no insurance seems best these days
Posted on 11/4/17 at 1:49 am to GREENHEAD22
BCBS is probably your best bet if you're in Louisiana.
Posted on 11/4/17 at 6:32 am to TigersSEC2010
Yea I am in LA
Posted on 11/4/17 at 6:34 am to GREENHEAD22
You should leave him if he keeps hurting you
Posted on 11/4/17 at 6:46 am to GREENHEAD22
BCBS has never denied me for anything that I’ve needed (here in LA).
However, you might have a hard time getting any insurance company to pay for a surgery for an old injury like your nose.
Your best bet it to have a friend hit you in the face with a cricket bat, claim you wrecked while cycling, then the insurance will cover the damage.
However, you might have a hard time getting any insurance company to pay for a surgery for an old injury like your nose.
Your best bet it to have a friend hit you in the face with a cricket bat, claim you wrecked while cycling, then the insurance will cover the damage.
Posted on 11/4/17 at 6:52 am to GREENHEAD22
quote:
Which insurance covers the most surgeries
quote:
they wouldnt cover surgery to fix my nose
quote:
My options are UnitedHC, ETNA, BCBS, and Cigna.
I would go with CASH
This post was edited on 11/4/17 at 6:54 am
Posted on 11/4/17 at 7:10 am to GREENHEAD22
quote:
Which insurance covers the most surgeries
You looking for a chance with Caitlyn too?
Posted on 11/4/17 at 7:13 am to GREENHEAD22
BCBS
Posted on 11/4/17 at 7:19 am to GREENHEAD22
If your doctor cant get insurance to cover it you need a new doctor.
Insurance probably thinks it is cosmetic surgery, get the doctor to appeal it as a medical necessity
Insurance probably thinks it is cosmetic surgery, get the doctor to appeal it as a medical necessity
Posted on 11/4/17 at 7:56 am to ksayetiger
Its not insurance if you are buying it specifically to get surgery
This is why our healthcare system is screwed
This is why our healthcare system is screwed
Posted on 11/4/17 at 9:08 am to GREENHEAD22
Most insurances should cover that surgery as long as your surgeon is coding it appropriately with the correct icd 10 codes and cpt codes.
Posted on 11/4/17 at 9:13 am to GREENHEAD22
quote:I think Owlie said shim’s was almost done transitioning, maybe shi’ll be able to add some info here.
Which insurance covers the most surgeries
Posted on 11/4/17 at 10:47 am to Puffoluffagus
ding ding ding, BINGO. It has nothing at all due to insurance, its because he way its being coded is not coming across and medically nessesary, or its not medically nessesary at all. Just because you " want" surgery dont mean insurance will cover it. You need to look at your explination of benefits and see what insurance you signed up for in the first place.
Posted on 11/4/17 at 10:55 am to GREENHEAD22
We have BCBS PPO Louisiana and I am extremely impressed/happy with them. I was diagnosed with Pancreatic Cancer last year. In a year of chemo, radiation, surgery and more chemo nothing was ever denied. It was such a blessing to not have to fight with an insurance company while feeling like crap. I heard many insurance horror stories from other cancer patients, I was very lucky to have BCBS.
This post was edited on 11/4/17 at 10:58 am
Posted on 11/4/17 at 1:45 pm to GREENHEAD22
If you've ever been covered by BCBS, and then had coverage with someone else, this isn't really a question. BCBS, for all it's faults, is far better than the other companies in the market.
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