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Started By
Message
re: What’s your employer’s 401K match?
Posted on 12/9/19 at 11:07 pm to Papplesbeast
Posted on 12/9/19 at 11:07 pm to Papplesbeast
quote:damn son
No match. Everyone gets 15% of their salary deposited into their 401(k) regardless of whether or not they contributed anything that year.
0
Posted on 12/9/19 at 11:18 pm to Eli Goldfinger
7% with a pension
This post was edited on 12/9/19 at 11:19 pm
Posted on 12/9/19 at 11:51 pm to bayoumuscle21
quote:
Everyone please make sure you are hitting the 401k max every year, you will regret it once you get older. I’m 32 and have coworkers in their mid 40’s that don’t have what I do in my 401k. That’s not a subtle brag at all, it’s just a sad thing. Retirement should be a goal one looks forward to.
I heard Dave Ramsey tell a caller who was maxing everything to save for retirement that he had friends that did the same thing. Unfortunately, they did not live to see retirement. Don’t put put all of your money toward retirement and forget to live today.
Posted on 12/10/19 at 12:01 am to bayoumuscle21
quote:
Everyone please make sure you are hitting the 401k max every year, you will regret it once you get older. I’m 32 and have coworkers in their mid 40’s that don’t have what I do in my 401k. That’s not a subtle brag at all, it’s just a sad thing. Retirement should be a goal one looks forward to.
This is $730 per pay period (bi-weekly)to hit the $19k individual max (employer contributions don't count toward the $19k limit). When you have a family, ridiculous healthcare prices, child care, college tuitions, groceries, etc., it's asking a lot for someone to put almost $1500 a month away for retirement.
If our government would pull their heads out of their asses and give us middle and upper-middle folks a fricking break, sure, we can get serious about saving for retirement. Seems they only care about the rich or the poor while we in the middle tote both groups.
This post was edited on 12/10/19 at 12:04 am
Posted on 12/10/19 at 1:20 am to Eli Goldfinger
quote:
Do you still contribute?
Why contribute to a company that doesnt match over opening your own IRA?
Posted on 12/10/19 at 1:21 am to MexicanTiger97
quote:
Unfortunately, they did not live to see retirement.
what are the odds the kids will see it?
Posted on 12/10/19 at 1:30 am to HarveyBanger
Same
Posted on 12/10/19 at 2:56 am to Eli Goldfinger
Dollar for dollar up to 6%
Posted on 12/10/19 at 3:24 am to Eli Goldfinger
Looks pretty good. I am retireing Dec.31.at 55 I know Right. I got 50% on 6% Started as a young man. I would tell all start as soon as possible and let it build. 
Posted on 12/10/19 at 3:24 am to Papplesbeast
quote:
No match. Everyone gets 15% of their salary deposited into their 401(k) regardless of whether or not they contributed anything that year.
Are you in Australia by any chance? Another country? This sounds like superannuation which Australia is the only country I’m familiar with that does this. But they’re at 9%
Posted on 12/10/19 at 3:34 am to athenslife101
6%
Posted on 12/10/19 at 5:19 am to Eli Goldfinger
Zero.
He is a dick
He is a dick
Posted on 12/10/19 at 5:26 am to athenslife101
quote:
Are you in Australia by any chance? Another country? This sounds like superannuation which Australia is the only country I’m familiar with that does this. But they’re at 9%
Nope. I'm in the US.
Posted on 12/10/19 at 5:28 am to Eli Goldfinger
6% automatic contribution
100% match up to another 6%
Total of 12%
100% match up to another 6%
Total of 12%
Posted on 12/10/19 at 5:29 am to Eli Goldfinger
200% match up to 4%.
This is usually one of their biggest selling points when hiring
This is usually one of their biggest selling points when hiring
This post was edited on 12/10/19 at 5:35 am
Posted on 12/10/19 at 5:29 am to Eli Goldfinger
100% up to 8%
Posted on 12/10/19 at 5:30 am to Eli Goldfinger
100% up to 6%.
Posted on 12/10/19 at 5:32 am to mmmmmbeeer
quote:
If our government would pull their heads out of their asses and give us middle and upper-middle folks a fricking break, sure, we can get serious about saving for retirement. Seems they only care about the rich or the poor while we in the middle tote both groups.
Couldn’t agree more, but what in your budget could easily be cut to help you increase your contributions to 401k. I happened to get good advice from my father in law when I started this job. He said put what you can in it now and you won’t miss it.
FWIW, I have 2 kids under two in child care, it is expensive so I can def understand that.
Posted on 12/10/19 at 5:33 am to Eli Goldfinger
3% match plus 3% of your total earning for the year.
Posted on 12/10/19 at 5:34 am to Ric Flair
Halliburton?
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