Started By
Message

re: What is your car insurance premium and what company? (Mainly LA folk but whatever)

Posted on 9/15/23 at 7:04 am to
Posted by skidry
Member since Jul 2009
3304 posts
Posted on 9/15/23 at 7:04 am to
4 cars. 6 months renewal is $3600 up from $2700.

Two younger drivers at 22 and 21.
Posted by dgnx6
Baton Rouge
Member since Feb 2006
69364 posts
Posted on 9/15/23 at 7:09 am to
I’m paying less now but I switched from Allstate to geico. In a few years I’ll prob be shopping around again.

Just got keep moving around for better deals.
Posted by Cheese Grits
Wherever I lay my hat is my home
Member since Apr 2012
55240 posts
Posted on 9/15/23 at 7:11 am to
quote:

What is your car insurance premium and what company?


They will not cover my current vehicle


Posted by Tarps99
Lafourche Parish
Member since Apr 2017
7743 posts
Posted on 9/15/23 at 7:47 am to
Besides repair costs, rental costs are astronomical. Gone are the days you could pick up an insurance rental from enterprise for 25 day for up to 30 days. Now that probably up to 40-50 dollars a day.

Coverage is limited if you were in the wrong meaning once that 30 day period is over you are paying out of pocket, and this is also rider so you pay extra for it in your premium. I have not seen State Farm increase this option except to go with a policy max for rental coverage for x dollars.

Now if you’re not in the wrong, the other party is paying for your rental regardless of the cost.
Posted by wfallstiger
Wichita Falls, Texas
Member since Jun 2006
11710 posts
Posted on 9/15/23 at 7:48 am to
Farmers- 2 vehicles - both bmws - full coverage on each - $1,600 annually total - Texas
Posted by LSUJML
Central
Member since May 2008
46986 posts
Posted on 9/15/23 at 7:49 am to
Mine went from 99 to 135
Full coverage, car paid off & no claims or tickets
State Farm

Not enough for me to look elsewhere but if it goes up again with no claims I will start shopping around
Posted by kengel2
Team Gun
Member since Mar 2004
31076 posts
Posted on 9/15/23 at 7:57 am to
I need to shop. Our is $1500/6months on a car that may get driven on the weekends. We both have vehicles provided by employers. Only keep the car because its paid off.
Posted by Johnny Roastbeef
Somewhere in Bartow County
Member since Sep 2018
1964 posts
Posted on 9/15/23 at 8:08 am to
I’m paying $454 a month with State Farm for a ‘21 Silverado and a ‘23 Traverse. Before the hikes it was around $400 which was still pretty high but since we’re planning on moving out of La next summer I’ll just suck it up
Posted by Fraiser
Seattle
Member since Aug 2023
17 posts
Posted on 9/15/23 at 8:30 am to
In Louisiana, I'm now paying USAA about $242/month for two vehicles. No collision or comprehensive. $300k/$500k liability with UM bodily injury, towing & labor.

In August, before adding a second car to the policy recently, my rates for the same coverage to just one car increased from $107 to $138. I downloaded their tracking app, SafePilot, and that lowered the rate $16 to $122. I've had no accidents, at fault or otherwise, in the last ten years.

My uncle had good results getting a quote from Geico on multiple vehicles after Allstate raised his premium 30% recently. The Geico quote was less than half of Allstate, and he's now insured with them.
Posted by JAMAC2001
Member since Jan 2013
2768 posts
Posted on 9/15/23 at 8:50 am to
Those of us with teen drivers cant participate in these threads. Insurance companies just spin a little wheel with 3 choices- High, Very High, Extremely High.
Posted by NyCaLa
Baton Rouge
Member since Apr 2014
1023 posts
Posted on 9/15/23 at 8:57 am to
Highlander, full coverage 100/300/100 (need to up that) I pay a year up front 1697. Works out to 141/mo. Shelter.

That's the wife's car, my daily driver is under my business policy which is $$%$$%$$$ 1m/2m/1m
Posted by fallguy_1978
Best States #50
Member since Feb 2018
49105 posts
Posted on 9/15/23 at 9:31 am to
Insurance for me and my wife is about $170/mo with State Farm. Granted we have older vehicles and a multi policy discount. 100/300 coverage
Posted by choppadocta
Louisiana
Member since May 2014
1883 posts
Posted on 9/15/23 at 9:36 am to
Louisiana State Farm, 1 car full coverage, multi line discount, good driver, no tickets or claims for decades, $123.31 a month, almost 1500 a year.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
66256 posts
Posted on 9/15/23 at 9:40 am to
quote:

I am insured by Lloyd's of Lubbock
Ahh cher, Imma wit Clwyd's of Labadieville me.
Posted by GrizzlyAlloy
Member since Aug 2020
1713 posts
Posted on 9/15/23 at 10:44 am to
Progressive
Baton Rouge
21' Ram 1500
$185/mo up from $144
Full coverage 100/300/100
$1000 deductible
Have HOI with them

This is paying for 6 mos up front. Geico had a cheaper monthly rate than progressives monthly rate, but they offer NO discount paying up front.
This post was edited on 9/15/23 at 10:46 am
Posted by LSUgolf
Hogs ROLLED 34-30
Member since Feb 2004
4900 posts
Posted on 9/15/23 at 10:49 am to
quote:

This is why the election for insurance commissioner is important


and only one person ran. we are stuck with temple who is coming in. other guy dropped out.
Posted by AUFANATL
Member since Dec 2007
3985 posts
Posted on 9/15/23 at 11:03 am to

USAA - $900/year - full coverage, average liab, uninsured motorists and roadside assistance. No claims, no tickets plus other discounts (low mileage, bundle, etc).
Posted by danilo
Member since Nov 2008
20498 posts
Posted on 9/15/23 at 11:07 am to
Home owners, Flood, Auto, and property tax. All up double and triple digit percentages.
Posted by lesserof2weevils
In my own mind
Member since Oct 2011
775 posts
Posted on 9/15/23 at 11:33 am to
Not in La anymore, but have had Amica since we were. Not really well known, but they’ve been great and the cheapest every time we compare.
Posted by Konkey Dong
Member since Aug 2013
2170 posts
Posted on 9/15/23 at 11:43 am to
4 vehicles, 3 newer ones with full coverage and 1k deductibles. 100/300 uim, 500k csl. No other add ins. 21 year old daughter, 2800 every 6 months with progressive. I also have umbrella and homeowners with them. Up from 2100 last renewal
first pageprev pagePage 3 of 4Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram