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re: What is the poorest you've even been?

Posted on 4/28/16 at 9:13 am to
Posted by tidalmouse
Whatsamotta U.
Member since Jan 2009
30706 posts
Posted on 4/28/16 at 9:13 am to
One week I remember vividly.Bills and rent had me broke from Tuesday to Friday,payday.All I had to eat in my apartment was a bag of flour and some syrup.

Ho Cakes for dinner.My stomach was eating itself for a couple of days.
Posted by lsufan_26
Member since Feb 2004
12559 posts
Posted on 4/28/16 at 9:36 am to
I've never been in debt, so probably when I was first born.
Posted by DuckManiak
Member since Nov 2011
3829 posts
Posted on 4/28/16 at 9:38 am to
So poor, I couldn't pay attention.

Really, though, bought my first house at 21 with a co-sign. Got paid bi-weekly with an entry level job. Struggled for a while, but worked my way up. Living comfortably now, but not even close to where I want to be.
Posted by Mung
Ba’on Rooj
Member since Aug 2007
9076 posts
Posted on 4/28/16 at 9:49 am to
First year law school when work was prohibited
Posted by WHS
walker LA.
Member since Feb 2006
3314 posts
Posted on 4/28/16 at 9:54 am to
My senior year in college, I was completing my student teaching (which if anyone doesn't know what student teaching is, it is like an internship that you don't get paid for) and my wife was in her Methods witch is like student teaching but not as intense. Neither one of us could work much but I had a part time job that I was able to work about 18 hours a week. We were living with her mom who was a single parent and working two jobs and we couldn't afford to help her. For the first and only time in my life I went to apply for food stamps to help out, but (here is the kicker) I didn't qualify for food stamps because I was in college and working less than 20 hours a week. I explained to the lady that I couldn't work 20 hours a week because I was in student teaching which is full time (40 hours). The lady had never heard of student teaching and we were rejected for food stamps. Needless to say I am glad I didnt get the governments help and we made it ok. That was the poorest I had ever been and it only made me stronger.
Posted by deNYEd
New Orleans
Member since Jul 2007
9699 posts
Posted on 4/28/16 at 10:08 am to
ive paid for 1gallon of gas in pennies.
Posted by Mootsman
Charlotte, NC
Member since Oct 2012
6205 posts
Posted on 4/28/16 at 10:26 am to
Walked down to the gas station with a handful of dimes to buy a hot dog once.
Posted by anc
Member since Nov 2012
19708 posts
Posted on 4/28/16 at 10:42 am to
Sophomore year of college - had some bad circumstances come up with a roommate and had to move middle of fall semester. Too proud to ask parents for help.

Wrote a $300 check to my college bank account on an account I had from a small bank back home (which could not cover it). This was before things were instant, so this bought me a few days. Small bank back home called my dad.

Came home from class one day and my dad was waiting on me. Wasn't a good day, but he cleared up the matter and gave me enough to get me through payday (once a month for student jobs). Never got that desperate again, but early in my marriage, we got into some bad credit card debt.

Posted by zmanthetigerfan
Prairieville, LA
Member since Oct 2015
889 posts
Posted on 4/28/16 at 10:58 am to
When I was 19 I can remember counting nickles in my cup holder to pay for gas to make it to work, started selling all my furniture to have money to pay my fee bill. Also drove without a/c on just to attempt to save gas (I was pretty dumb at the time )
Posted by KindaRaw
Member since Jun 2014
3963 posts
Posted on 4/28/16 at 11:05 am to
I remember when I used to be as poor as 911Moto. Man, can't believe I wasted all that money on those snake collections.
Posted by 777Tiger
Member since Mar 2011
83964 posts
Posted on 4/28/16 at 11:06 am to
couldn't afford to pay attention, at Christmas we exchanged glances
Posted by NYNolaguy1
Member since May 2011
21488 posts
Posted on 4/28/16 at 11:16 am to
I remember a couple of times I had to choose between buying supplies in college versus eating.

The plus side? I paid for college in cash and lost a lot of weight.
Posted by tidalmouse
Whatsamotta U.
Member since Jan 2009
30706 posts
Posted on 4/28/16 at 11:20 am to
witch
jk

Posted by 911Moto
Member since Sep 2013
5491 posts
Posted on 4/28/16 at 11:22 am to
Not counting normal things like mortgage, car notes, etc., the lowest point was in the period following Katrina. My practice was shut down for 5-6 months due to Katrina, and doing cleanup/repair work around my home and my father's put my neck over the edge - which led to spinal surgery and another few months out before returning to work. So being out of work for 8 months, living on credit cards and a $50K home equity loan, I topped out at around $70K of debt. Likewise, I had over $100K in medical expenses over the next few years. It could have been much worse though - I was buying the building my practice was in for $400K, and the closing was set for the day Katrina hit. If my attorney hadn't dragged his arse and we had closed a few days before, I would have been stuck with a massive debt on a worthless piece of real estate.
Thankfully, the next couple years after I went back to work were by far my highest earning years and put me back on track and debt-free.
Posted by Scooba
Member since Jun 2013
19999 posts
Posted on 4/28/16 at 11:36 am to
I've never had to go without food, however I have had <$10 in my checking and $1000+ on a credit card.

I usually just put things on a CC until I got paid to pay it off.
Posted by partywiththelombardi
Member since May 2012
11659 posts
Posted on 4/28/16 at 11:46 am to
21 years old

just got out of the Marine Corps, unemployed, car note, everything you could imagine.

nutrition was alcohol and bread except when my girlfriend would come see me on the weekends when she wasn't at school to take me to a random buffet.

I lost 45 pounds over the course of two months as I adjusted to my bank account not replenishing itself on the 1st and 15th anymore while battling a form of depression. Went from a hearty 190 to 155. Not healthy at all. My face started to sink in a bit. People thought I was doing hard drugs.

I swallowed my pride and took a really bad job just to get money coming back in again, I worked on job apps and eventually got what I was looking for after taking a nice big slice of humble pie.

Looking back on it...it was one of the scariest points of my life and for some reason at the time I didn't see how bad things had gotten for me.


This post was edited on 4/28/16 at 11:51 am
Posted by SirSaintly
Uptown, New Orleans
Member since Feb 2013
3178 posts
Posted on 4/28/16 at 12:31 pm to
Reading these stories makes me realize how fortunate I am.
My being "poor" story makes me sound like an a-hole.
3 of my friends and I went to Cancun sophomore year of college. Partied for a week and had a blast, so decided to extend the trip another week, which was fine hotel and airfare wise(we had credit cards) but we ran out of cash. It wasn't that easy to just find an ATM back in the 90's in Mexico and it was next to impossible to get cash advances on the credit cards as no one knew their credit card pins. We would find places that let us tip the server like $200. We'd tell the server to keep $20 and give us back the rest.
By the day we were supposed to get back to the airport, we realized we didn't have any cash for the taxi and was basically begging people at the hotel bar for just enough cash for the taxi ride.
An older couple loaned us the cash. We got their address and sent the money back to them once we made it back to the U.S.
Posted by lsuCJ5
Holly Springs, NC
Member since Nov 2012
1057 posts
Posted on 4/29/16 at 8:35 am to
my 4 years in college I survived off of $100 per week. That had to cover food, gas, school supplies, etc. I worked part time but ended having free rent with my family. I drive a POS truck that needed work all the time, including a engine rebuild. I rarely went out because I did not have the money. I did work on a farm on semester break and it was usually enough to cover books and new clothes for the semester.

A lot of my friends lived off of their parents or student loans. I finished college not owing a penny and it I am thankful for that. Yes I would have liked to party more and travel, but it made me appreciate the little that I did have.
Posted by colorchangintiger
Dan Carlin
Member since Nov 2005
30979 posts
Posted on 4/29/16 at 9:03 am to
quote:

End of every semester in college.


Wut? That's book buy back time. When I was at LSU that meant I could take the $800 in books that student loan money bought and sell them back for like $60. That was an eighth. AN EIGHTH. Talk about living high on the hog my friend!
This post was edited on 4/29/16 at 9:06 am
Posted by Hammertime
Will trade dowsing rod for titties
Member since Jan 2012
43031 posts
Posted on 4/29/16 at 9:04 am to
That money went straight to the bar
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