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re: Vehicle interest rates

Posted on 11/10/25 at 11:55 am to
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
72512 posts
Posted on 11/10/25 at 11:55 am to
quote:

My note is 0 percent because i ga e them 19k cash first. I told them they wouldn't get the deal if they didnt give me 0%.
Whoa!

We got a $19,000-aire here!



Posted by CajunInFL
New Orleans, LA
Member since May 2007
2068 posts
Posted on 11/10/25 at 12:03 pm to
what are you buying?
Posted by WonPercent
BATON ROUGE
Member since Aug 2023
979 posts
Posted on 11/10/25 at 12:09 pm to
It can vary per model depending on how much supply the manufacturer has. It can also vary based on what part of the country you live. I bought a new Tundra earlier this year and got 1.9% for 48 months. Saw an advertisement recently for 2.99% for 72 months on 2026 Tundras. That's in Louisiana.
Posted by SOLA
There
Member since Mar 2014
3697 posts
Posted on 11/10/25 at 12:17 pm to
Has any db posted yet that if you have to finance, you can’t afford?
Posted by ccsavage21
Baton Rouge, LA
Member since Sep 2014
426 posts
Posted on 11/10/25 at 12:28 pm to
Ideally a ram 1500 laramie. Usually i see the best financing deals are only for big horns though
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
35658 posts
Posted on 11/10/25 at 12:40 pm to
quote:

If you can’t pay cash, you can’t afford it. Not joking.


You’d think a multi millionaire would understand the basic financial concept of leverage.

You must be in return fraud mode
Posted by KosmoCramer
Member since Dec 2007
79816 posts
Posted on 11/10/25 at 12:50 pm to
quote:

Wut? The car companies own finance divisions that offer those rates as incentives


It's usually full rebates or the financing, not both.
Posted by NBR_Exile
Houston via Baton Rouge
Member since Jul 2012
1679 posts
Posted on 11/10/25 at 12:52 pm to
If you can’t pay cash, you can’t afford it.
Posted by LemmyLives
Texas
Member since Mar 2019
12728 posts
Posted on 11/10/25 at 12:59 pm to
36 months for 3.89% is the first result I see. But I'm sure you're the type that needs an 84 month loan.
Posted by sharkfhin
Water
Member since Sep 2008
4680 posts
Posted on 11/10/25 at 1:45 pm to
quote:

$19,000-aire here!
im a OT Baller status
Posted by lsu777
Lake Charles
Member since Jan 2004
36247 posts
Posted on 11/10/25 at 1:54 pm to
quote:


If you can’t pay cash, you can’t afford it. Not joking.

Why do you need a full size truck?

Why can’t you buy used?

Why do you have to have all the bells and whistles?

Again, why do you NEED a brand new full size truck?





so you do not understand the time value of money do you?
Posted by jsquardjj
Member since Oct 2009
1394 posts
Posted on 11/10/25 at 2:01 pm to
New Lincoln 2 months ago. 4 Years, 0%. No money down.

Best used offer I had was above 5%. Made more sense to go new because of the rates.
Posted by thatguy
Member since Aug 2006
6961 posts
Posted on 11/10/25 at 2:02 pm to
4.99 through keesler federal 48 month

used purchase 2 weeks ago
Posted by WhiskeyThrottle
Weatherford Tx
Member since Nov 2017
6867 posts
Posted on 11/10/25 at 2:03 pm to
quote:

You’d think a multi millionaire would understand the basic financial concept of leverage.

You must be in return fraud mode


BabyTac is gonna BabyTac. He's the Dave Ramsey of the board.
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