USAA Car Buying Service

Decent price from certified dealer with no haggling. I've had great luck with it.

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Any have any experience with this? What's the benefit?

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Don't! Better deals are to be had by doing it yourself. Trust me. They work with True Car it's a rip off.

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USAA Car Buying Service

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is awesome. Gotta love Dat gap...........insurance.

I went in last night to a dealership that called me after going through the whole car buying service deal. Of course, they don't have exactly what I was requesting through the site so I end up looking around at their inventory. I'm looking at a 2016 Toyota Camry SE with an XSP body kit. The sticker price on it is around 29k or so. They show me where they are applying the USAA "discount" of about 4k to bring me to 25k before they add back 2k for some Toyota care package. I'm back at 27k. Add tax, tag, and title, and they have me at 29k again.

I said no to that and they put tell me to give them a price. I put that I would pay 23,750 before tax, tag, and title which brought the total to 26,400. The guy takes it to his manager who comes back and in says they can do it for 28,700. I stood at 26,400. They say no and the guy goes to get his business card. Comes back and says he'd do it for 26,900 (again, after tax, tag, and title) and I still held at 26,400. At that point, they let me walk out the door.

I'm looking for feedback. Be as brutal as you have to be. Did I do the smart thing. Again, this was an SE with an XSP body kit. I just didn't see the value at the prices they were countering with.

If the Toyota Care Package isn't something you want/need then find a cheaper car. Simple as that.

You can always walk as long as you don't say something really rude. They aren't gonna turn down a sale if you come back.

Hell, you could be really damn rude and they'd most likely sell you the car anyway

I think they came As far as they could with stil making some money to come down that far off their number to meet yours. Take the deal, arguing 500$ over 5 years if you are financing is silly

Call another dealership and tell them you were offered $26,100 and ask if they can beat it. Someone will likely match that or give you an even 26k. I did that with Honda after spending hours with a couple different dealerships.

Invoice is bullshite. They get discounts from the manufacturer that make the car much cheaper for them than invoice.

The big dealerships get funny money from manufacturers to make deals with. Invoice is dog shite.

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Don't! Better deals are to be had by doing it yourself. Trust me. They work with True Car it's a rip off.

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This. Love my usaa. Had them for almost 20 years. But I consistently get better interest rates and prices on my own. They are great for banking and car insurance but they can be downright sketchy for other services.