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re: Updated-Wells Fargo stoke $6k from me

Posted on 11/6/19 at 2:54 am to
Posted by LSUdubai
Dubai, UAE
Member since Oct 2010
266 posts
Posted on 11/6/19 at 2:54 am to
quote:

Yea considering shite like that happens all the time


Might be surprised; once I went thru a drive-thru to cash a $110 check...they gave me $1,110. Had to U-turn after pulling out of the parking lot!
Posted by TutHillTiger
Mississippi Alabama
Member since Sep 2010
49830 posts
Posted on 11/6/19 at 2:59 am to
Dude, if Wells Fargo was a person they would be doing life. Close down your account after you get your money out, then be a true American and burn them building to the ground
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
79034 posts
Posted on 11/6/19 at 4:58 am to
quote:

Wells Fargo


There's the problem.
Posted by FairhopeTider
Fairhope, Alabama
Member since May 2012
22304 posts
Posted on 11/6/19 at 5:25 am to
Seriously, go into the branch this morning and ask for a credit-memo on your account until they complete the fraud investigation. That should give you funds in your account that you’re missing. The manager is fully capable of doing that and if they say no, it’s just because they are lazy. It just requires that they make a note on your account on a daily basis.
This post was edited on 11/6/19 at 5:26 am
Posted by Pelican fan99
Lafayette, Louisiana
Member since Jun 2013
38857 posts
Posted on 11/6/19 at 5:26 am to
Those painters high tailed it back to Mexico when they got the extra 6k. That money is long gone
Posted by LSU6262
Member since Jun 2008
7932 posts
Posted on 11/6/19 at 5:49 am to
quote:

The manager is fully capable of doing that


No

quote:

It just requires that they make a note on your account on a daily basis.




Not all banks are the same. Especially large corporate banks. I guarantee you the manager does not have that power.

Even if they could, they are not going to personally take on that responsibility and risk a $6k loss.
Posted by Dawgholio
Bugtussle
Member since Oct 2015
13047 posts
Posted on 11/6/19 at 6:01 am to
quote:


So how much are you overdrafted?

$9750
Posted by SixthAndBarone
Member since Jan 2019
10501 posts
Posted on 11/6/19 at 6:04 am to
quote:

After b&m’ing and speaking to multiple supervisors, they told me there is nothing they can do until it is reviewed by the fraud team even though it is a clear error


There’s your course of action. Wait until the fraud team reviews it. What else do you want to know?
Posted by GeauxDoc
Highland Road
Member since Sep 2010
2751 posts
Posted on 11/6/19 at 6:05 am to
Did we ever clarify where in the hell the $6000 went? If the painters have it didn't they steal your $6000? What am I missing here?
Posted by CHEDBALLZ
South Central LA
Member since Dec 2009
23072 posts
Posted on 11/6/19 at 6:12 am to
Have you called the painter to see if he had a $6,000 tip?
Posted by Sebastian
Member since Jun 2015
3756 posts
Posted on 11/6/19 at 6:28 am to
You can change banks. Then you can have the same thing happen at the next bank. It was an error and they are taking the steps they need to verify and correct the situation. Unfortunate but it does happen. If you like everything else about the service you receive I wouldn’t change.
Posted by FairhopeTider
Fairhope, Alabama
Member since May 2012
22304 posts
Posted on 11/6/19 at 6:40 am to
quote:

Not all banks are the same. Especially large corporate banks. I guarantee you the manager does not have that power.

Even if they could, they are not going to personally take on that responsibility and risk a $6k loss.


I used to work for Wells Fargo. The store managers have the power to credit-memo an account and do so in situations just like this where one of their employees potentially cost the customer thousands of dollars. It’s temporary so the customer can have access to money and it will settle out once the fraud investigation is complete, which usually takes 2 weeks.
This post was edited on 11/6/19 at 6:42 am
Posted by CalcuttaTigah
Member since Jul 2009
971 posts
Posted on 11/6/19 at 6:44 am to
Your problem is that you’re using Wells Fargo. They are awful in just about every area, including customer service.
This post was edited on 11/6/19 at 6:45 am
Posted by LeMarteau
Hoover, AL (B.R. native)
Member since Mar 2008
2250 posts
Posted on 11/6/19 at 7:38 am to
You would think they’d provide provisional credit in a case such as this.
Posted by jscrims
Lost
Member since May 2008
3747 posts
Posted on 11/6/19 at 7:44 am to
Painters were the first call we made. They had their finance people on the phone with WF also telling them what a f up this was.

The discount for the painting was $100 off, not 1.5%. My wife told me differently. Either way, it doesn’t matter. The bank admitted their error but still said I had to wait 10 days. That is the part that pisses me off. If I walked into a WF bank right now in any part of the country, I could walk out with $6k. Probably several felonies as well but hey, WF can do it to me.

I’m a little surprised everyone is so upset about $6k. I thought everyone in here were millionaires and would just write off that $6k like losing a dollar bill in the vending machine.
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 11/6/19 at 7:48 am to
quote:


I’m a little surprised everyone is so upset about $6k.


No one is upset except for you
Posted by LSUBanker
Gonzales, La
Member since Sep 2003
2653 posts
Posted on 11/6/19 at 7:54 am to
You wont be out of the money if the written part is the same as numerical. Be patient. If the painters took advantage of the situation then that says more about them than the bank. If the check was cashed at a teller window then someone at the bank is about to lose their job. That's what they are investigating.
This post was edited on 11/6/19 at 7:55 am
Posted by deltaland
Member since Mar 2011
100281 posts
Posted on 11/6/19 at 8:17 am to
quote:

You’re taking this quite well. If it was me, the “$9,800” check would’ve bounced and I would’ve told them to frick off


That won’t work if the check had already cleared the account.


Also subtle OP brag that he has 10K to spare
Posted by moneyg
Member since Jun 2006
61905 posts
Posted on 11/6/19 at 8:23 am to
quote:

You got your house painted for $3800??

You live in a trailer?



How much should getting a nice sized house (4k sq ft) painted?

I would have thought that was reasonable.
Posted by jscrims
Lost
Member since May 2008
3747 posts
Posted on 11/6/19 at 8:25 am to
Right? It was actually closer to $4500 but we had to pay a deposit.
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