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re: Truck purchased in early 2025

Posted on 9/23/25 at 5:55 am to
Posted by HattiesburgTiger5439
Hattiesburg ms
Member since Sep 2023
975 posts
Posted on 9/23/25 at 5:55 am to
Even if that thing got stolen or whatever your better have triple gap coverage and 3 insurance companies to pay the amount you woukd be upside down on that thing. Lots and lots of people did that when they had the chip shortage. Just like the offshore Baws with truck nuts, a wave of trucks and cars with be available after these people's shite get repoed
Posted by Armymann50
Playing with my
Member since Sep 2011
21866 posts
Posted on 9/23/25 at 5:58 am to
mine was close

annual apr=1.99
finance chrge=$2,384.00
amount financed=53,592.00
48 monthly payment =$1,163.36

and I put down 27,000.00

Toyota Tundra


No Ragrets
Posted by McLemore
Member since Dec 2003
34720 posts
Posted on 9/23/25 at 6:50 am to
quote:

$1898/month!


More than my mortgage note payment.
Posted by LemmyLives
Texas
Member since Mar 2019
13268 posts
Posted on 9/23/25 at 7:10 am to
You bought a new 2024 (which means it was probably manufactured in the back end of 2023).

You needed buyer's remorse long before you even walked onto the lot, exclaiming, I need a truck this weekend! Are you ex-military? Cause this looks like shite that E-2s that haven't finished AIT do.
Posted by Zendog
Santa Barbara
Member since Feb 2019
6289 posts
Posted on 9/23/25 at 9:22 am to
Not bad




If you live in it
Posted by fallguy_1978
Best States #50
Member since Feb 2018
53060 posts
Posted on 9/23/25 at 9:30 am to
We paid less than the total amount financed for our first house
Posted by i am dan
NC
Member since Aug 2011
30388 posts
Posted on 9/23/25 at 9:31 am to
Financed for 7 years...
Posted by dewster
Chicago
Member since Aug 2006
26388 posts
Posted on 9/23/25 at 9:31 am to
Is this Canadian? Or US?

That's an insane amount of $$ for a pickup truck.
Posted by dewster
Chicago
Member since Aug 2006
26388 posts
Posted on 9/23/25 at 9:33 am to
quote:

The paid 112 k for a Ram?



Eh....about $159,000 and change.

You could almost get 3 Chevrolet 2500 WT's if you looked around for a deal.

You could get 6 very nicely equipped Toyota Corollas for that price.

You can buy 3 decently equipped GMC Canyons or Toyota Tacomas for that price and still have money left over.

You can buy 4 Ford Mavericks for that price.

I understand that cars are an emotional purchase but WTF about a Dodge Ram is worth that sale price, much less the price he's paying with financing?
This post was edited on 9/23/25 at 9:41 am
Posted by Sam Quint
Member since Sep 2022
8047 posts
Posted on 9/23/25 at 9:35 am to
quote:

Just like the offshore Baws with truck nuts, a wave of trucks and cars with be available after these people's shite get repoed

i keep hearing this theory, but it keeps not happening
Posted by AmosMosesAndTwins
Lake Charles
Member since Apr 2010
19013 posts
Posted on 9/23/25 at 9:38 am to
For a frickin Dodge lol
Posted by AubieinNC2009
Mountain NC
Member since Dec 2018
7051 posts
Posted on 9/23/25 at 10:26 am to
damn you are a fool financing at 10% interest. You can't afford a new truck.

Im gonna guess you don't even actually need a truck.
Posted by AmosMosesAndTwins
Lake Charles
Member since Apr 2010
19013 posts
Posted on 9/23/25 at 10:30 am to
quote:

damn you are a fool financing at 10% interest. You can't afford a new truck.


I’m having a hard time believing this is a Will Cover purchase. Pretty sure he has a lengthy car buying negotiation tactics thread.
Posted by AubieinNC2009
Mountain NC
Member since Dec 2018
7051 posts
Posted on 9/23/25 at 10:32 am to
110K for a Ram 2500, you can get a top line diesel 2500 for 92K. You got hosed
Posted by go ta hell ole miss
Member since Jan 2007
14548 posts
Posted on 9/23/25 at 10:46 am to
quote:

I’m having a hard time believing this is a Will Cover purchase. Pretty sure he has a lengthy car buying negotiation tactics thread.


Definitely not Will Cover. I know because 1) he would never do anything like this and 2) he said in a reply in this thread that he saw this on another forum and posted here.
Posted by LSUlefty
Youngsville, LA
Member since Dec 2007
28224 posts
Posted on 9/23/25 at 10:48 am to
My 2020 Tundra is paid off with only 30k miles (I drive a company truck everyday). I have to keep it at least another 10 years
Posted by Supermoto Tiger
Baton Rouge
Member since Dec 2010
10475 posts
Posted on 9/23/25 at 11:10 am to
quote:

$1898/month!

That is a lot more than my house note
Posted by N2cars
Close by
Member since Feb 2008
37890 posts
Posted on 9/23/25 at 11:22 am to
107 puts you in a 2026 Ford Platinum Plus with the HO 6.7. Loaded slap-up, and it's a truck that holds value.
Posted by iwyLSUiwy
I'm your huckleberry
Member since Apr 2008
40638 posts
Posted on 9/23/25 at 11:28 am to
Please tell me that's a random pic off the internet and not yours.
Posted by Supermoto Tiger
Baton Rouge
Member since Dec 2010
10475 posts
Posted on 9/23/25 at 11:31 am to
quote:

new 4 bedroom mobile home

Same as a vehicle - depreciating asset.
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