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re: Trampoline - Insurance related

Posted on 12/7/22 at 7:40 pm to
Posted by ManBearTiger
BRLA
Member since Jun 2007
22316 posts
Posted on 12/7/22 at 7:40 pm to
Even better. For real the combo makes men
Posted by thatguy
Member since Aug 2006
6964 posts
Posted on 12/7/22 at 7:40 pm to
Our's are threatening cancellation altogether.
Posted by FieldEngineer
Member since Jan 2015
2605 posts
Posted on 12/7/22 at 7:42 pm to
quote:

my wife is not having it.


Tell her to grow the frick up.
Posted by Xanthus
Member since Dec 2021
273 posts
Posted on 12/7/22 at 7:42 pm to
Trampolines on the insured property are generally a deal killer for a reputable insurance carrier. So are certain breeds of dogs, considered to be aggressive.

Don't know how likely it is that the inspector will return, but it's your choice on how to handle it.


Posted by TDsngumbo
Member since Oct 2011
49231 posts
Posted on 12/7/22 at 7:44 pm to
quote:

This advice sounds hysterical but people can and do get fricked up on trampolines on the regular. You need coverage.

My mother in law is a retired nurse. She has always said the most common thing she saw on a weekly basis was kids coming in with broken bones from playing on a trampoline.
quote:

Everybody is your friendly neighbor until they are standing there with a medical bill worth a few $k.

This right here. Nobody’s gonna just eat a medical bill of a few thousand dollars because they don’t want to sue their neighbor but when their health insurance denies the claim, that’s exactly what they will be forced to do.
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 12/7/22 at 7:44 pm to
quote:

Trampolines on the insured property are generally a deal killer for a reputable insurance carrier. So are certain breeds of dogs, considered to be aggressive.


So are diving boards and water slides
Posted by ThePoo
Work
Member since Jan 2007
61331 posts
Posted on 12/7/22 at 7:45 pm to
If they are asking for removal they are a company that will cancel

They will require picture as proof and may require a signed statement saying it was removed

Companies reinspect, sometimes randomly, sometimes after storms, sometimes after years, sometimes never. You are pretty much at their whim. However the chances of them reinspecting relatively soon is almost 0
Posted by el Gaucho
He/They
Member since Dec 2010
58529 posts
Posted on 12/7/22 at 7:45 pm to
Hey buddy insurance fraud is no joke

My cousin had to quit being an accountant due to his fibromyalgia and is on disability and they’ve come down to the launch at his new job as a charter captain to try to catch him
Posted by BlueCheckCertified
Member since Dec 2022
70 posts
Posted on 12/7/22 at 7:46 pm to
Sounds like a job for Photoshop.
Posted by udtiger
Over your left shoulder
Member since Nov 2006
112751 posts
Posted on 12/7/22 at 7:48 pm to
quote:

Move the trampoline.
Take a pic
Send it in.
Put trampoline back
Repeat process if you ever have to file a claim.


Ladies and gentlemen...I give you material misrepresentation
Posted by Dire Wolf
bawcomville
Member since Sep 2008
39945 posts
Posted on 12/7/22 at 7:50 pm to
quote:

Trampolines on the insured property are generally a deal killer for a reputable insurance carrier. So are certain breeds of dogs, considered to be aggressive.


And we wonder why kids are fat and soft.
Posted by shutterspeed
MS Gulf Coast
Member since May 2007
70794 posts
Posted on 12/7/22 at 7:52 pm to
quote:

My mother in law is a retired nurse. She has always said the most common thing she saw on a weekly basis was kids coming in with broken bones from playing on a trampoline.


Dumbass kids who can't handle the double bounce and ruining it for the rest of us.
Posted by thatguy
Member since Aug 2006
6964 posts
Posted on 12/7/22 at 7:52 pm to
It’s all good. No fraud here. I was just interested if this is a common thing. We’ve had the trampoline for 4-5 years and this is the first issue to arise over 3-4 companies. I’ll be switching regardless. If I didn’t have kids that still enjoy it, I’d be tearing that sucker down yesterday
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
72975 posts
Posted on 12/7/22 at 7:58 pm to
quote:

my wife is not having it. I'm not winning that argument.
Gifs of her on it to assist us in evaluating this issue.

PS: Sorry about losing your balls. That must suck.

PS2: Get rid of the stupid trampoline.
Posted by Chad504boy
4 posts
Member since Feb 2005
176236 posts
Posted on 12/7/22 at 8:00 pm to
quote:

I have another company I can go with, but will be paying about $400 more


Do they know about the trampoline??
Posted by Chad504boy
4 posts
Member since Feb 2005
176236 posts
Posted on 12/7/22 at 8:01 pm to
quote:

We’ve had the trampoline for 4-5 years and this is the first issue to arise over 3-4 companies.


It’s very common. Most don’t like tramps at all.
Posted by bayouvette
Raceland
Member since Oct 2005
5610 posts
Posted on 12/7/22 at 8:01 pm to
quote:

Put it in your neighbor’s yard for a month.



Exactly what I did and 2 weeks later neighbor got same notice. Gave it away. One less thing in the yard.
Posted by tgrmeat
Member since Sep 2020
5689 posts
Posted on 12/7/22 at 8:14 pm to
You might get away with it but when a neighbor kid breaks his neck on it you’re fricked.
Posted by momentoftruth87
Your mom
Member since Oct 2013
86110 posts
Posted on 12/7/22 at 8:20 pm to
quote:

My mother in law is a retired nurse


MIL Tiktok plz
Posted by man117
Los Angeles
Member since Jul 2009
679 posts
Posted on 12/7/22 at 8:22 pm to
This happened to me a couple months ago. Dismantled it immediately. I wasn't playing any games given the current insurance climate. Kids got to find some other entertainment, I'm not getting stuck with Citizens.
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