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re: .
Posted on 6/28/24 at 5:43 pm to Redstickbaw
Posted on 6/28/24 at 5:43 pm to Redstickbaw
Bought this house in Feb for 316, 2 year old house, 1924sf, 3/2 in Prattville
830.80/yr
Took straight from my escrow statement at closing. I expect it’s going up after it renews next year, everyone else’s has.
830.80/yr
Took straight from my escrow statement at closing. I expect it’s going up after it renews next year, everyone else’s has.
0
Posted on 6/28/24 at 5:47 pm to Redstickbaw
You are being scammed
Posted on 6/28/24 at 5:51 pm to Redstickbaw
525k house assessed value
Pay $7200 in homeowners
Located in mandeville
Pay $7200 in homeowners
Located in mandeville
This post was edited on 6/28/24 at 5:55 pm
Posted on 6/28/24 at 5:51 pm to Jake88
quote:Tell your broker I’ll suck his dick to get me this price
$3600 for 750k in St. Tammany.
ETA: Nevermind. See you are north of I12. But I’ll still suck his dick if he can somehow get me that price in mandeville
This post was edited on 6/28/24 at 5:55 pm
Posted on 6/28/24 at 6:12 pm to lsupride87
$11000 - Louisiana citizens, $600k value on house. Next quote up is at least $18,000- Metairie near lake.
Posted on 6/28/24 at 6:16 pm to Redstickbaw
4800 ascension parish. 13yr old home. 450k
Posted on 6/28/24 at 6:19 pm to lsupride87
quote:
I’ll suck his dick to get me this price
Hey big boy you suck first correct?
Posted on 6/28/24 at 6:19 pm to Redstickbaw
12k. 530k coverage. Waterfront in Slidell. Can't fricking wait to see what it goes up to when I renew in August
Posted on 6/28/24 at 6:29 pm to Rust Cohle
Nah they’ll pay policy limits and move down the road, you should be concerned about the o-insurance penalty for a partial loss.
Posted on 6/28/24 at 6:31 pm to Popths
quote:
3K for a 500K home in St George
How? Who are you with? After shopping around I am at $4200 for $430k of coverage in St. George.
Posted on 6/28/24 at 7:04 pm to Popths
How are you getting these rates? I haven’t been at 3000 since before 2020.
Posted on 6/28/24 at 7:18 pm to Redstickbaw
quote:
In BR with a house of 400k I’m getting quotes of 2700/year
Just a hunch but I think you are full of shite.
Posted on 6/28/24 at 7:31 pm to Redstickbaw
I'm genuinely curious if I'm getting screwed or if this is normal.
Im a first time home buyer last year. My home owners insurance was $1150, through geico/travelers with auto bundle.
This year it is $1763. Is this something I need to budget for every year? Or does it ever "level" out?
Im a first time home buyer last year. My home owners insurance was $1150, through geico/travelers with auto bundle.
This year it is $1763. Is this something I need to budget for every year? Or does it ever "level" out?
Posted on 6/28/24 at 7:41 pm to Ponchy Tiger
quote:
In BR with a house of 400k I’m getting quotes of 2700/year
Just a hunch but I think you are full of shite.
Mine is about in the same ballpark as his, adjusted for home value. For whatever reason, insurance rates are lower in BR than some other S LA parishes for homeowners. I suppose less damage from recent hurricanes.
This post was edited on 6/28/24 at 7:42 pm
Posted on 6/28/24 at 7:41 pm to Ponchy Tiger
(no message)
This post was edited on 6/30/24 at 8:27 pm
Posted on 6/28/24 at 7:51 pm to CaptainsWafer
quote:
6250 +/- in BR 10,000 +/- Grand Isle camp
Unless the camp is a commercial type hunting/fishing camp with 5 doors and 20 bedrooms, this seems crazy. What’s the replacement value on the structure there? Can’t imagine paying $830 a month just in insurance on what I consider a “camp”. Maybe we have different definitions of the term “camp” If paid for, put the 10 grand a year into an index fund and buy a badass RV in ten years if the camp blows away.
Posted on 6/28/24 at 7:54 pm to Grandpa
quote:
Try AMICA
Switched to them from State Farm not long after I moved to NC. Great company.
Posted on 6/28/24 at 7:56 pm to Redstickbaw
4000 for 260k house - lafayette
Sage sure
Sage sure
This post was edited on 6/28/24 at 7:58 pm
Posted on 6/28/24 at 8:00 pm to Ric Flair
Actually that seems on the low side but value was not listed. I just bound wind on a commercial risk on the coast, $738,000 total value, $29,000.
Bound wind on $1.6 a couple weeks ago at $79,000. Have one renewing in September, $5mil that quoted @$110,000 for wind only last year.
Another Laura or Ida within 10 years and the entire state will be buying La citizen policies.
Bound wind on $1.6 a couple weeks ago at $79,000. Have one renewing in September, $5mil that quoted @$110,000 for wind only last year.
Another Laura or Ida within 10 years and the entire state will be buying La citizen policies.
Posted on 6/28/24 at 8:04 pm to Pezzo
Jefferson terrace in BR.
$500k covered
3% named storm deductible
12 year old roof
No claims
$4k annual premium w/ national general
$500k covered
3% named storm deductible
12 year old roof
No claims
$4k annual premium w/ national general
This post was edited on 6/28/24 at 8:05 pm
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