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re: Time for Louisiana to do away with TOPS

Posted on 1/15/20 at 1:13 pm to
Posted by beerJeep
Louisiana
Member since Nov 2016
37710 posts
Posted on 1/15/20 at 1:13 pm to
quote:

You are right. By your tone and continuing trying to force the welfare definition onto TOPS, I did assume that was your position.

If that isn't, then I'm wrong and we probably agree on this subject almost entirely

except that TOPS isn't welfare

Oh, I’m of the belief that we as humans are self serving to our core. We do things only to better our position, whether we lie to ourselves about our reasons to feel better about them or not. I’ll never fault a person for doing something that betters their position. I don’t fault trailer park Tammy for having 5 kids out of wedlock. I fault the welfare system for making that a viable option.

If you want, I’ll concede tops to an entitlement program instead of a welfare program.

Two sides of the same coin so it doesn’t really matter
This post was edited on 1/15/20 at 1:14 pm
Posted by lsu13lsu
Member since Jan 2008
11767 posts
Posted on 1/15/20 at 1:13 pm to
quote:

except that TOPS isn't welfare


Arguing semantics. It is a government program similar to "Corporate Welfare" which isn't welfare but everyone knows what you mean.

People act like you earn TOPS so it isn't welfare. It is so easy to get it is given away and many who "earn" it shouldn't even be going to college.

But, keep on focusing on the welfare part.
This post was edited on 1/15/20 at 1:14 pm
Posted by lsu13lsu
Member since Jan 2008
11767 posts
Posted on 1/15/20 at 1:15 pm to
quote:

TOPS absolutely need to be re-worked to be sustainable


Completely agree. And until it does then we will get these extreme arguments about cancelling the welfare. Because it is basically welfare at this point it is so easy to get.
Posted by yatesdog38
in your head rent free
Member since Sep 2013
12737 posts
Posted on 1/15/20 at 1:16 pm to
Wouldn't there be opportunity costs too? If the program doesn't exist and someone has a job offer in say Louisiana or Tennessee or Georgia... There is a decent chance they gonna pick a state that offers better programs for higher education. College prices are outpacing inflation. You can't ignore the possibility and opportunity costs of brain drain and leaving the state permanently and people not moving into the state because it isn't an attractive place to live due to crappy education opportunities. This only further creates a burden across the board because tax payers don't want to live in a crappy poorly educated and poorly funded state. Not to mention all the shady politics and fraud at hospitals hurricanes etc.
Posted by Salmon
I helped draft the email
Member since Feb 2008
85380 posts
Posted on 1/15/20 at 1:16 pm to
quote:

Because it is basically welfare at this point it is so easy to get.


for many, absolutely

for others, not so much
Posted by lsu13lsu
Member since Jan 2008
11767 posts
Posted on 1/15/20 at 1:21 pm to
quote:

If the program doesn't exist and someone has a job offer in say Louisiana or Tennessee or Georgia...


If someone has a job offer in Louisiana Tennessee or Georgia then they are not choosing Louisiana with or without TOPS on average.
Posted by bayourougebengal
Member since Mar 2008
7235 posts
Posted on 1/15/20 at 1:30 pm to
quote:

What's your thoughts on the 529 savings plan?


That it'll disappear twice as fast without TOPS
Posted by Josh Allen
Hammers Lot
Member since Dec 2019
445 posts
Posted on 1/15/20 at 1:38 pm to
quote:

My kids aren’t going to college in Louisiana

Probably the best decision one can make
Posted by ellishughtiger
70118
Member since Jul 2004
21182 posts
Posted on 1/15/20 at 1:42 pm to
U of buffalo, Syracuse or bust, huh?
Posted by Josh Allen
Hammers Lot
Member since Dec 2019
445 posts
Posted on 1/15/20 at 1:44 pm to
quote:

U of buffalo, Syracuse or bust, huh?

Went to none of those, but ok
Posted by DomincDecoco
RIP Ronnie fights Thoth’s loafers
Member since Oct 2018
11684 posts
Posted on 1/15/20 at 1:48 pm to
how about instead of doing away with it now, we wait unitl my kids are graduated??

Nah seriously, it needs to be a stay in state for x years trade off....there was something like this with teaching grants back in the 80-90's
Posted by tigergirl10
Member since Jul 2019
10679 posts
Posted on 1/15/20 at 1:49 pm to
How is TOPS welfare if it's merit/earned through achievement?
Pell grants are a lot more free money strictly based on a family's income and grades are irrelevant.
Posted by TDsngumbo
Member since Oct 2011
49163 posts
Posted on 1/15/20 at 1:50 pm to
I graduated in 2008 and started after my freshman year at a trade school (changed my mind/plans) so using TOPS wasn’t an option for me then. I used loans and savings to get me through.
Posted by SlickRickerz
Member since Oct 2018
2290 posts
Posted on 1/15/20 at 1:53 pm to
The main reason why it needs to be abolished is what it has done to the actual cost of college tuition. TOPS pays the tuition and the students are left with paying the Fees. When I was a freshman under Jindal, the Fees owed was under $1000 a semester, once Edwards had his reform of TOPs my senior year, I paid $3500 in fees my last semester. The colleges can’t raise the actual tuition because of TOPs complaining. So colleges raise there fees, which is the students burden.
Posted by Josh Allen
Hammers Lot
Member since Dec 2019
445 posts
Posted on 1/15/20 at 1:58 pm to
I think College fees are going up all across the country. I would guess for a myriad of reasons. TOPS is not your only enemy to that
Posted by Oilfieldbiology
Member since Nov 2016
41372 posts
Posted on 1/15/20 at 2:12 pm to
quote:

It definitely was. I started college in 06 and while I don't remember the exact TOPS requirements at that time (because I was never in a situation where I had to worry about the min requirements), but I believe it was either that or something similar. For some season 18 or 21 ACT sticks out in my mind.


Jesus man. I never realized it was that low. It should be for the top 10% of students
Posted by theenemy
Member since Oct 2006
13078 posts
Posted on 1/15/20 at 2:13 pm to
quote:

I know a fella who is 40 and retired from the state after working at angola as a guard. He is retired full pension


Lol

No you don't.

You can't get a full retirement at 40 years old at Angola. You can't even draw a retirement at that age.
Posted by Oilfieldbiology
Member since Nov 2016
41372 posts
Posted on 1/15/20 at 2:15 pm to
quote:

quote: U of buffalo, Syracuse or bust, huh?

Went to none of those, but ok




The joke.
















Your head
Posted by Bedhog
Denham Springs
Member since Apr 2019
3741 posts
Posted on 1/15/20 at 2:18 pm to
quote:

Lol

No you don't.

You can't get a full retirement at 40 years old at Angola. You can't even draw a retirement at that ag
he turned 40 and got early retirement. Worked there for 20 years. You doubt that?
Posted by theenemy
Member since Oct 2006
13078 posts
Posted on 1/15/20 at 2:22 pm to
quote:

he turned 40 and got early retirement. Worked there for 20 years. You doubt that?


Yes because the hazardous duty retirement rate is 3.3% per year and you have to have 25 years of service or be 50 years old to draw.

He would have had to been hired when he was 10 years old to draw 100% @ 40 years old.
This post was edited on 1/15/20 at 2:23 pm
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