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Posted on 6/16/22 at 5:54 pm to DaTruth7
quote:
Steve Scalise will help Louisiana and fix it right? He's so powerful in DC.
Yeah. Steve's getting right on it for us...
Posted on 6/16/22 at 5:56 pm to Slippy
I am so fricking happy I have USAA. I'll pay whatever they ask me to pay at this point to be honest.
Posted on 6/16/22 at 6:00 pm to Jimmy2shoes
My Lighthouse policy was picked up by Citizens, not crazy about that but not a lot of options
Posted on 6/16/22 at 6:45 pm to Slippy
I am an insurance agent, and I was talking about this months ago 9n Baton Rouge radio. The shite has, predictably, hit the fan. There are lots of reasons why, but our elected Commissioner is an idiot, and has not made anything better...
Posted on 6/16/22 at 6:48 pm to jrobic4
Commissioner is a moron that has run this industry into the ground for over 20 years. People keep voting idiots into office
Posted on 6/16/22 at 6:49 pm to Chad504boy
quote:
It’s really not a state is corrupt issue.
Three of the past four State Insurance Commissioners were convicted of federal crimes.
Posted on 6/16/22 at 6:58 pm to keakar
quote:
law they must be 10x higher then the cheapest free market insurance that is available
Made up bullshite...
But yes, for inexpensive Coastal property it is far, far cheaper (and easier) in the long run
Posted on 6/16/22 at 7:02 pm to Slippy
Let’s not even discuss FEMA 2.0
Posted on 6/16/22 at 7:02 pm to Slippy
Farm bureau will never leave the state of Louisiana.
They are a co op of sorts and a lobby for Congress (I know) that is part of the problem , but I digress.
I’m not carrying water for them, just passing on what they told me many years ago.
They are a co op of sorts and a lobby for Congress (I know) that is part of the problem , but I digress.
I’m not carrying water for them, just passing on what they told me many years ago.
Posted on 6/16/22 at 7:14 pm to Slippy
Insurance don’t way to pay for last two hurricane damages so they are trying to make point they are bigger than state government and can do whatever the frick they want
Posted on 6/16/22 at 7:19 pm to Slippy
The FEMA Risk Rating 2.0 is a gigantic issue but there is an even bigger insurance nightmare coming that no one is talking about which is the soon to be implemented Climate Change Ratings which will be assessed onto all homeowners policies (non-flood policies). The new Climate Change actuarial changes the insurers will be forced to push on consumers are courtesy of some ESG language.
The company assembling this is called First Street Foundation out of Brooklyn, New York.
"While flood risk grows by about 25% over a span of 30 years, wildfire risk overall is doubling and jumping more than 200% in places you might not expect, like New Jersey, Massachusetts, Florida, Louisiana, Alabama and Arkansas."
The company assembling this is called First Street Foundation out of Brooklyn, New York.
"While flood risk grows by about 25% over a span of 30 years, wildfire risk overall is doubling and jumping more than 200% in places you might not expect, like New Jersey, Massachusetts, Florida, Louisiana, Alabama and Arkansas."
Posted on 6/16/22 at 7:25 pm to Slippy
I had lighthouse and just got the same exact policy with National General for $400 cheaper a year than my lighthouse policy. Shop around bc citizens isn’t the only option apparently.
Posted on 6/16/22 at 7:27 pm to OweO
Was that what put you in the chair ?
Posted on 6/16/22 at 7:29 pm to Slippy
quote:
“I turned my cellphone off from 8 to 5. I turned it on and I have 198 text messages three days in a row.
That's an oddly specific number of text messages to receive three days in a row.
Posted on 6/16/22 at 7:29 pm to MrLSU
quote:
I laughed at this map.
Terrebonne parish is lit up brown, but there isn’t enough trees to cause a fire. And if they do most of the trees are sitting in water.
Who the frick looks at this data?
Posted on 6/16/22 at 7:30 pm to Simon Gruber
Any issues with National General?
Posted on 6/16/22 at 7:30 pm to Slippy
I got the cancellation notice from FEDNAT last month. Heard all the horror stories and started calling around getting quotes.
Landed on Liberty Mutual with a very fair policy.
Landed on Liberty Mutual with a very fair policy.
Posted on 6/16/22 at 7:31 pm to Simon Gruber
Dealing with this now. $1600 to $2500 with Gulf States and no more $1000 deduct across the board.
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