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Started By
Message
re: The house closing process
Posted on 4/14/18 at 5:44 am to gazelles
Posted on 4/14/18 at 5:44 am to gazelles
The entire house buying process is a joke. Never experienced a more unorganized mess from top to bottom, from the realtors, to the title company, to the bank.
For those mortgage shopping, whatever you do, don’t go to Cap One.
For those mortgage shopping, whatever you do, don’t go to Cap One.
1
Posted on 4/14/18 at 5:54 am to The Pirate King
I think using any large company to get a mortgage is stupid. I tried to use Bank of America b/c I’m a BAC shareholder and my mortgage guy was weapons grade stupid. He almost lost the house for us. We had to delay the closing 2 weeks and close with an independent mortgage company
Don’t get me started on inspectors. What a racket they run. RE agents colluding between each other to get a sale done vs actually representing their clients is the biggest scam in the USA right now
Don’t get me started on inspectors. What a racket they run. RE agents colluding between each other to get a sale done vs actually representing their clients is the biggest scam in the USA right now
This post was edited on 4/14/18 at 5:55 am
Posted on 4/14/18 at 5:59 am to Man4others
quote:
Don’t get me started on inspectors. What a racket they run.
Was about to post this as well. I’m not sure what the inspector did, but he missed a ton of easy stuff that anyone with brains should see. But he found that outlet missing a plate in the attic though!
Posted on 4/14/18 at 6:45 am to gazelles
So you are pissed because one of the biggest (if not the biggest) investments a person could make is not a fast enough process for you? What a bitch you must be. I’ll agree some of the so called professionals involved do not help the process, but have some realistic expectations
Posted on 4/14/18 at 7:28 am to GeauxGoose
quote:
have some realistic expectations
And learn to write coherently.
If the writing is an indication, the problem may be in lack of ability to understand simple concepts.
Posted on 4/14/18 at 7:33 am to Man4others
quote:
I tried to use Bank of America b/c I’m a BAC shareholder and my mortgage guy was weapons grade stupid
How many shares does one need to hold for this to guide their decision?
Posted on 4/14/18 at 7:50 am to gazelles
You should be happy it takes that long. If it’s rushed and shite hits the fan a day or two before closing then you’re really fricked. You also sound like a huge pussy.
Posted on 4/14/18 at 8:09 am to Man4others
quote:
I think using any large company to get a mortgage is stupid. I tried to use Bank of America b/c I’m a BAC shareholder and my mortgage guy was weapons grade stupid. He almost lost the house for us. We had to delay the closing 2 weeks and close with an independent mortgage company Don’t get me started on inspectors. What a racket they run. RE agents colluding between each other to get a sale done vs actually representing their clients is the biggest scam in the USA right now
Jesus y’all must be dealing with retards.
Posted on 4/14/18 at 8:42 am to Man4others
quote:
RE agents colluding between each other to get a sale done vs actually representing their clients is the biggest scam in the USA right now
The old “I just talked to the other agent and they have two other highly interested buyers so are you sure you don’t wanna go full asking?”
Posted on 4/14/18 at 9:23 am to gazelles
they make check lists for this kind of thing
but you can thank dodd frank for the arse raping that is going on
but you can thank dodd frank for the arse raping that is going on
Posted on 4/14/18 at 10:06 am to lsu13lsu
quote:
The old “I just talked to the other agent and they have two other highly interested buyers so are you sure you don’t wanna go full asking?”
If the selling agent tells your buyer's agent that they have 2 other offers, should your agent withhold this information from you?
If your agent merely said "are you sure you don't want to go full ask?" and didn't present other others for enhancing your offer or going in a different direction, you chose a shitty agent.
I've done close to 300 deals and can safely say I've never colluded with another agent. You increasing your offer on a house by $7,500 would gross me another $225. I don't blow up deals for a couple hundred bucks.
Posted on 4/14/18 at 10:59 am to gazelles
quote:
gazelles
quote:
Just lol if you attempt to contribute at all to any of this. I mean, all the professions involved from start to finish are hardly respectable, so I don't know why I ever expect anything but a group of self hating snails, but frick, at least have a little dignity in your career. It's not a good way to go through life. 2 weeks to a month time frame to close was the same span it took to accomplish in the early 1900s.
What are the main hobbies of these people? I've never met some title office signer or appraiser dipshit that does anything outdoors with all that free time.
No one notices you got your Sebring detailed, but your shortcomings as a sub par person with limited talents arent going unnoticed by society.
Felt good to get all that out. Thanks for reading.
GIF-based representation of OP
Posted on 4/14/18 at 11:23 am to deeprig9
Buyer
Buyers finance company.
Its always something.
I paid cash last time. It was still an aggravation.
Buyers finance company.
Its always something.
I paid cash last time. It was still an aggravation.
Posted on 4/14/18 at 12:56 pm to monceaux
quote:
I've done close to 300 deals
Yet, you probably havent done shite to help update and streamline the overall process, so get fricked gramps.
Posted on 4/14/18 at 1:07 pm to gazelles
quote:
What are the main hobbies of these people?
You're a presumptions twat.
This post was edited on 4/15/18 at 11:39 am
Posted on 4/14/18 at 1:08 pm to gazelles
K... Keep me posted.
Posted on 4/14/18 at 1:13 pm to GeauxGoose
quote:
So you are pissed because one of the biggest (if not the biggest) investments a person could make is not a fast enough process for you? What a bitch you must be. I’ll agree some of the so called professionals involved do not help the process, but have some realistic expectations
The process could be done in 1-2 days if these sloths really wanted it make it happen. There's never been any issues in any of my encounters with buying or selling a house, I just think the people involved have a lazy, pathetic existence that I would like to limit my interaction with down to days instead of weeks.
Hope that helps
Posted on 4/14/18 at 1:16 pm to mikelbr
quote:
You're a presumptions twat.
Won't argue that. Can't imagine dating one of those people though. Good luck.
Posted on 4/14/18 at 1:46 pm to gazelles
quote:
Won't argue that. Can't imagine dating one of those people though. Good luck.
Dude it's great. she's way more organized and plans stuff out way better than me.
Her only OCD tic that bothers me is her laundry process and how she flips out if she doesn't get a receipt.
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