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re: State Farm Insurance called today.

Posted on 6/24/15 at 8:24 pm to
Posted by Clark W Griswold
THE USA
Member since Sep 2012
10937 posts
Posted on 6/24/15 at 8:24 pm to
Not your fault. They did the same to me but didn't try to make me actually pay.
Posted by LSUgolf04
Member since Aug 2009
349 posts
Posted on 6/24/15 at 8:24 pm to
My family has been with State Farm 30 years. Never had a problem. Been through several wrecks, hurricanes, and moves.

Sounds like this is not legit. Sorry. You might be getting scammed, but it's not by State Farm.

Only possible way this is State Farm doing this is if you committed fraud somehow...But, I would highly doubt it.

Call your agent, then call State Farm corporate, and then call the department of insurance. You will find your answer.

Don't jump to conclusions though.

Posted by NoSaint
Member since Jun 2011
12676 posts
Posted on 6/24/15 at 8:25 pm to
"I would not have purchased if quoted the rate you are trying to charge. I will not pay your made up rate"
Posted by TigerMyth36
River Ridge
Member since Nov 2005
41491 posts
Posted on 6/24/15 at 8:26 pm to
Could be real but also sounds like a perfect phishing scam.

Only thing that makes me think it is real is how do they know you had a teenage daughter. They might simply have been playing the odds and if you didn't have a daughter, they move to the next rube.

If you didn't lie to them, I don't see how they can come back at you for past errors in rates.

If they are just increasing future payments to make up for the error then bail as everyone else has stated. But first pick up the phone and call your agent or call State Farm. Not the number given to you by the con artist.
Posted by BowDownToLSU
Livingston louisiana
Member since Feb 2010
21617 posts
Posted on 6/24/15 at 8:30 pm to
quote:

Yes to the 1000.00 When you have teenagers driving, be prepared to take it in the arse. .
This
Posted by Ricky1962
Member since Oct 2012
163 posts
Posted on 6/30/15 at 3:30 pm to
hawgndodge, SF Agent here. I have a similar situation I need to get resolved. How can I contact you?
Posted by DCtiger1
Member since Jul 2009
11739 posts
Posted on 6/30/15 at 3:52 pm to
I'm sorry but I'm calling bullshite on this. When you added your daughter to your household, the underwriter would have pulled a Motor Vehicle Record for her to determine if she had any accidents, violations, DUI, etc. If the birthday was incorrect, the MVR would have returned as a NO-HIT. At that point you would have a certain amount of time (15-30 days)to provide the correct info or be cancelled.

If it isn't phishing, then bring your business to a different SF agent that knows what the frick they are doing.

Additionally, you would only be held liable if you provided false information i.e. committed insurance fraud.
This post was edited on 6/30/15 at 3:54 pm
Posted by MikeBRLA
Baton Rouge
Member since Jun 2005
17192 posts
Posted on 6/30/15 at 4:07 pm to
quote:

Did you put the car in his name?? If not she doesn't need her own insurance he is covered under yours as long as she is driving a vehicle you own.


This simply isn't true. All drivers in the household must be listed on the policy (or specifically excluded).
Posted by Chad504boy
4 posts
Member since Feb 2005
178782 posts
Posted on 6/30/15 at 4:08 pm to
quote:


Can we fight this?


switch insurance quick.
Posted by ShoeBang
Member since May 2012
22268 posts
Posted on 6/30/15 at 4:23 pm to
quote:

State Farm


The worst. One of their customers rear ended me at the beginning of the month, as of yesterday State Farm told me that the police report was still not available.

Oh really? I downloaded it from the Ascension Parish website 3 days after the incident and it proves the person who hit me is lying to them. Meanwhile my vehicle has not been evaluated and the doctor visit for a sprained neck has not been mentioned.

frick state farm
This post was edited on 6/30/15 at 4:24 pm
Posted by TDsngumbo
Member since Oct 2011
50532 posts
Posted on 6/30/15 at 4:28 pm to
quote:

as of yesterday State Farm told me that the police report was still not available.

That means THEY don't have it yet. It takes quite a while for insurance companies to receive police reports the official way.

quote:

I downloaded it from the Ascension Parish website 3 days after the incident

Then email a copy of it to State Farm.

quote:

it proves the person who hit me is lying to them

That's going to be decided by State Farm.

quote:

Meanwhile my vehicle has not been evaluated and the doctor visit for a sprained neck has not been mentioned.

Go through your insurance company first and have them subrogate against State Farm. You pay your collision deductible this way but you will get it back.

quote:

frick state farm

Or you could just use common fricking sense and take matters into your own hands.
Posted by ShoeBang
Member since May 2012
22268 posts
Posted on 6/30/15 at 4:39 pm to
quote:

Or you could just use common fricking sense and take matters into your own hands


OR ... God forbid ... The State Farm agent could do their fricking job.

I emailed them the police report yesterday when they claimed it was unavailable.

Last time I made a claim to my insurance for a small fender bender for my wife - which included a police report - All State had it taken care of in a matter of a few days. State Farm might not be all bad, but this person handling my claim is.

Posted by lsuhunt555
Teakwood Village Breh
Member since Nov 2008
39003 posts
Posted on 6/30/15 at 4:41 pm to
quote:

I guess somebody entered it wrong


You can try to make a claim on their E&O policy for it. Every agent has one.
Posted by DCtiger1
Member since Jul 2009
11739 posts
Posted on 6/30/15 at 4:57 pm to
quote:

The State Farm agent could do their fricking job.


Agents do not process claims
Posted by TDsngumbo
Member since Oct 2011
50532 posts
Posted on 6/30/15 at 4:58 pm to
What agent are you dealing with?
Posted by tigerbutt
Deep South
Member since Jun 2006
26305 posts
Posted on 6/30/15 at 5:01 pm to
You must have Joan Landry as your agent. Those women over there are the most incompetent individuals ever.
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
76373 posts
Posted on 6/30/15 at 5:03 pm to
quote:

They said to expect a bill for 3000.00 because they have been undercharging us for my daughter's car insurance for three years because they had her birthday wrong.



?

So they've been undercharging you 83.33 dollars a month because of a birthday?
Posted by theronswanson
House built with my hands
Member since Feb 2012
3256 posts
Posted on 6/30/15 at 7:06 pm to
quote:

Oh really? I downloaded it from the Ascension Parish website 3 days after the incident and it proves the person who hit me is lying to them. Meanwhile my vehicle has not been evaluated and the doctor visit for a sprained neck has not been mentioned.


Lol get ready for State Farm to take you for a ride. Lawyer up dude.
Posted by WestCoastAg
Member since Oct 2012
150085 posts
Posted on 6/30/15 at 7:14 pm to
yea, this is pretty easy to fight
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