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re: Spin-off From Another Thread: Is Separate Checking Accounts For Husband And Wife…
Posted on 8/6/22 at 1:03 pm to AllbyMyRelf
Posted on 8/6/22 at 1:03 pm to AllbyMyRelf
quote:
My wife and I got married right out of college when we had 0 assets. Shared accounts for us since the beginning
This.
My wife can’t manage money for shite. Awesome at almost everything but that. She could nickel and dime a billionaire into the poor house. Joint checking, joint savings, separate 401ks of course. If she was responsible for part of the bills out of a separate account she would be borrowing money from me every month.
1
Posted on 8/6/22 at 1:05 pm to BOSCEAUX
That's why you have separate play money account and everything else somewhat joint that you handle if she is that bad.
Posted on 8/6/22 at 1:09 pm to auwaterfowler
My wife and I have had a joint account since before we got married. We were poor together and now we are OT poor together. 
I manage the house bills because she has a small business and deals with all that crap.
I manage the house bills because she has a small business and deals with all that crap.
Posted on 8/6/22 at 1:11 pm to 21JumpStreet
It’s not even that it’s that bad. We make good money (I make 5X what she does) she will just buy stupid shite sometimes. For example our daughter is moving into a one bedroom apartment this semester. She buys all this cooking shite for her and place settings for 8. Our daughter has the domestic skills of a kangaroo and you can’t even fit 8 people in this apartment.
Posted on 8/6/22 at 1:14 pm to BOSCEAUX
You need to point her to some minimalist documentaries.
Posted on 8/6/22 at 1:15 pm to 21JumpStreet
quote:
That's why you have separate play money account
I’m not a miser but I’m not frivolous either. I want to retire at 55. Extra money goes in the savings or up your 401K contribution.
Posted on 8/6/22 at 1:16 pm to auwaterfowler
Yours, mine, and ours.
We put a percentage of our checks into an account for shared bills. (Ours)
Everything else we keep for ourselves.
We do have shared savings and credit cards.
We put a percentage of our checks into an account for shared bills. (Ours)
Everything else we keep for ourselves.
We do have shared savings and credit cards.
Posted on 8/6/22 at 1:17 pm to BOSCEAUX
Then you can't blame her. You do dumb shite, she does dumb shite. You can't say your dumb shite is just better
Separate your play money that is not needed to help you retire at 55.
Separate your play money that is not needed to help you retire at 55.
This post was edited on 8/6/22 at 1:23 pm
Posted on 8/6/22 at 1:25 pm to 21JumpStreet
quote:
Then you can't blame her. You do dumb shite, she does dumb shite. You can't say your dumb shite is just better
Eh. I get your point but almost everything I buy has a purpose. I know I’m biased when it comes to that. I never say shite about clothes, jewelry, etc. it’s the shite that sits in a box forever that drives me crazy
Posted on 8/6/22 at 1:28 pm to auwaterfowler
We have a joint checking, 2 separate checking, 1 joint savings, and 2 separate savings. None of it is really secretive or anything though.
I just use a credit card she can’t access for all nefarious activities.
I just use a credit card she can’t access for all nefarious activities.
Posted on 8/6/22 at 1:30 pm to auwaterfowler
We had separate accounts, but the bills came out of my account, and the groceries came out of hers. I mostly paid for everything else, and she basically did whatever she wanted with the money she earned.
Posted on 8/6/22 at 1:31 pm to BOSCEAUX
quote:
Eh. I get your point but almost everything I buy has a purpose
Isn't this frivolous? Again, sounds like you need to have her watch some minimalist documentaries...
Got that wrong. Was thinking about frugal.
This post was edited on 8/6/22 at 1:36 pm
Posted on 8/6/22 at 1:35 pm to Buzz Lightbeer
quote:
I just use a credit card she can’t access for all nefarious activities.
I did get a credit card in my own name so I can buy him gifts and he can't see what I get.
Poor guy still pay for it, though.
Posted on 8/6/22 at 1:35 pm to 21JumpStreet
We have separate accounts. All the money is deposited to my account and I send him money weekly for him to do what he wants. I pay all bills.
Posted on 8/6/22 at 1:37 pm to dyslexiateechur
This is good imo. Give him $500-$1000 a month to do whatever dumb shite you want and I'll take care of the rest.
Posted on 8/6/22 at 1:39 pm to 21JumpStreet
He gets more than that. he can buy his beer, cigars, gas, and steaks without me bitching.
I need to wean him off my Amazon account now.
he can buy his beer, cigars, gas, and steaks without me bitching. I need to wean him off my Amazon account now.
Posted on 8/6/22 at 1:39 pm to auwaterfowler
Ive never married, but there is no way in Hell id ever have a joint checking account with anyone ever.
Posted on 8/6/22 at 1:41 pm to dyslexiateechur
then he better not be complainingPosted on 8/6/22 at 1:44 pm to auwaterfowler
Wife and I are 50+. Married 20+ years.
We have separate checking, savings, and brokerage accounts.
We both work. Situation works great for us.
We have separate checking, savings, and brokerage accounts.
We both work. Situation works great for us.
Posted on 8/6/22 at 1:44 pm to 21JumpStreet
He loves our set up. We’ve tried a few different ways of paying bills but this one has worked the best and longest.
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