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Posted on 3/27/26 at 8:45 am to BasilFawlty
quote:
Back when I was in HS (the stone ages of the '80s), there was an elective course called Business Math or Math for Daily Living
A little later than your time, but ours was called Math in Society. I don't think it was required at the time and most advanced diploma kids didn't take it. It should be required of everyone, though and may be now.
This post was edited on 3/27/26 at 8:46 am
Posted on 3/27/26 at 8:49 am to PSS101
My senior year, at Rummel back in '82, I had an option to take advanced math or a new course called "Consumer Mathematics," I went for the new course.. It taught about creating bank accounts, keeping and balancing your checking accounts, establishing credit and taking out loans, investing in the stock market, to starting your own business.
It was a very useful course..
It was a very useful course..
This post was edited on 3/27/26 at 8:55 am
Posted on 3/27/26 at 8:51 am to PSS101
Yes. A full “life skills” class should be taught.
Posted on 3/27/26 at 8:52 am to Hangover Haven
quote:
My senior year I had an option to take advanced math or a new course called "Consumer Mathematics" I went for the new course.. It taught about creating bank accounts, keeping and balancing your checking accounts, establishing credit taking out loans to investing in the stock market...
It was a very useful course..
every student in the US should be required. 401k, stock market, checking accounts etc...
Posted on 3/27/26 at 8:57 am to Hangover Haven
quote:
Rummel back in '82
Damn, you old...
Posted on 3/27/26 at 8:57 am to PSS101
quote:
Should a general finance course be required for all high school students?
YES!
Tho is starts early with your family. At the ripe old age of 4, my old man loaded up the station wagon with gunny sacks, me, and my little red wagon and dropped me up at area farms to pick up walnuts all day long.
Taught me to work
Taught me self esteem with making my own money
Taught me how to budget so I did not piss it all away on the weekends drinking.
When I was a teenager I was working agriculture and construction in the summer and lots of older guys got paid on Friday, got drunk on the weekend (booze not drugs back then), and were broke by Monday.
Posted on 3/27/26 at 9:00 am to PSS101
100% agree. I got married at 21 and had to pretty much teach myself everything, my parents taught me nothing. I’m now helping my 80 year old widowed mom with her budget. We are working very hard to instill a good appreciation for money/finances/budget in both of our daughters.
Posted on 3/27/26 at 9:00 am to BasilFawlty
quote:
Damn, you old...
Don't remind me...
Posted on 3/27/26 at 9:01 am to PSS101
The vast majority of schools have classes like this, but making them mandatory would make literally zero difference. The people who didn’t pay attention in algebra two won’t pay attention in this.
Posted on 3/27/26 at 9:06 am to GreatLakesTiger24
Making the country financially literate would solve a lot of problems in our country. Not all but a lot
Posted on 3/27/26 at 9:07 am to UnitedFruitCompany
quote:
Can't tell you how many started bitching and moaning about what the frick a FICA tax is.
My son got his first real job when he was 15, when he go his first paycheck, he was looking at the stub and was like what is FICA and Fed income tax they took out of my check...
I told him this is your first steps into the real world... Welcome... Had to explain to him what it was and why they take it out.. He was like this sucks and is a bunch of BS,,
He's growing up very conservative the more he's finding out about how the real world works...
This post was edited on 3/27/26 at 9:09 am
Posted on 3/27/26 at 9:07 am to PSS101
In Louisiana, the current sophomore class graduating in 2028 is required to take a financial literacy class for graduation.
It counts as an elective like a foreign language would for the vast majority of students.
The problem is freshman and sophomores, and even some juniors do not give a shite and cannot relate to the material being taught. It should be a senior level class.
It counts as an elective like a foreign language would for the vast majority of students.
The problem is freshman and sophomores, and even some juniors do not give a shite and cannot relate to the material being taught. It should be a senior level class.
Posted on 3/27/26 at 9:08 am to PSS101
English
Civics
Finance
Civics
Finance
Posted on 3/27/26 at 9:13 am to PSS101
It is now in Louisiana. My stepdaughter just took it.
This post was edited on 3/27/26 at 9:14 am
Posted on 3/27/26 at 9:17 am to PSS101
100%!
Budgets, mortgages, credit, investing, risk & insurance etc
Would hurt Credit Card and Dave Ramsey’s businesses!
Budgets, mortgages, credit, investing, risk & insurance etc
Would hurt Credit Card and Dave Ramsey’s businesses!
Posted on 3/27/26 at 9:21 am to TheHarahanian
quote:
The fact that we have 84-month car loans and underutilization of retirement accounts bears that out.
These are $10,000’s to $1,000,000 decisions that too many are making (or not making) when they are in their 20’s and 30’s and do not fully appreciate what they are trading off.
Posted on 3/27/26 at 9:23 am to Everyday Is Saturday
What to know where a society / civilization is heading?
Investors = Ascending
Debtors = Declining
Investors = Ascending
Debtors = Declining
Posted on 3/27/26 at 9:23 am to PSS101
It’s probably offensive to the commies who think part of it should be how much money you can bilk out of the government.
Posted on 3/27/26 at 9:27 am to LSUguy2023
Waste of time to teach them about checking accounts. They just look at their balances online. When they take out loans they just want to know what the monthly note will be and don’t care about the interest and length of note. This is a “want now” generation.
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