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re: Rejected with a Credit Score of 840?
Posted on 8/4/18 at 3:43 pm to ruzil
Posted on 8/4/18 at 3:43 pm to ruzil
I had a 850 score about 6 months ago. Since then I have paid off my truck and home. So basically the only thing I am paying on is credit card I pay off every month for the most part. I am sure my score has dropped but I would like to maintain a good score in case I have a need to borrow. How active do I need to be with borrowing to maintain a good score?
3
Posted on 8/4/18 at 4:01 pm to Ponchy Tiger
quote:
How active do I need to be with borrowing to maintain a good score?
Keep a single loan going for at least 5k for 30 months at a time.
Keep an available revolving of at least 50k.
I never cross 10% on utilization. Ever.
Posted on 8/4/18 at 4:13 pm to Ponchy Tiger
quote:
How active do I need to be with borrowing to maintain a good score?
Financing an F-250 will keep you active for 84 months
Posted on 8/4/18 at 5:42 pm to Ponchy Tiger
quote:
How active do I need to be with borrowing to maintain a good score?
All you have to do is use your credit card and pay it off every month.
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