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Question about receiving payment to my PayPal account
Posted on 9/14/18 at 2:04 pm
Posted on 9/14/18 at 2:04 pm
I have a consumer PayPal account that I have had for years and years. I've always received payment to this account and have been able to send payments as well. It is associated with my personal name and personal e-mail address.
I just sold an electronic device on Swappa. The person paid me using PayPal (as he was instructed) but the funds aren't showing up in my personal PayPal account. Instead, I have been instructed to sign up using a business account:
The e-mail looks legitimate, as it is coming from PayPal. so I signed up.
That was last night. Today, no payment has been posted to either account.
I've called PayPal and they have an enormous wait right now. Is this a scam and I got scammed? Or is this legitimate and something went sideways?
I just sold an electronic device on Swappa. The person paid me using PayPal (as he was instructed) but the funds aren't showing up in my personal PayPal account. Instead, I have been instructed to sign up using a business account:
quote:
To claim your payment, you'll need to sign up for a PayPal Business account. It's fast and easy, and there are no set-up or monthly fees – only low transaction fees.
quote:
Go to PayPal and follow the instructions for creating a Business account. After you sign up, this payment will be accepted and we will send you an email confirmation.
The e-mail looks legitimate, as it is coming from PayPal. so I signed up.
That was last night. Today, no payment has been posted to either account.
I've called PayPal and they have an enormous wait right now. Is this a scam and I got scammed? Or is this legitimate and something went sideways?
8
Posted on 9/14/18 at 2:04 pm to Will Cover
Use Venmo instead. Its their free app
Posted on 9/14/18 at 2:05 pm to Jones
I will as I move forward. But trying to figure out this situation for the time being. 
Posted on 9/14/18 at 2:05 pm to Jones
quote:
Use Venmo instead. Its their free app
Did you even read the post?
Posted on 9/14/18 at 2:07 pm to Will Cover
It usually takes about 1 to 2 business days for the bank account to be linked when making a new account
Posted on 9/14/18 at 2:09 pm to Jones
quote:
It usually takes about 1 to 2 business days for the bank account to be linked when making a new accoun
That's the thing though ... since creating my business account, I haven't been asked to enter or link my existing bank account.
Posted on 9/14/18 at 2:12 pm to Will Cover
Always have them pay you Friends and Family, there's no charge, and the money is in your account instantly.
Posted on 9/14/18 at 2:12 pm to Will Cover
What was the web address it brought you to?
Posted on 9/14/18 at 2:16 pm to Will Cover
I'm thinking the person paying you clicked "Pay for Goods or Services" when trying to send you money. This would indicate you're a business thus the need to open a business account. The person should have clicked "Send money to friends or family".
Posted on 9/14/18 at 2:16 pm to Will Cover
I think you have been phished. I receive G&S payments all the time for things I sell online, and I have a personal paypal account.
Also payments that are not immediately complete always show up in your summary as pending. Check your summary to see if the payment is being held up or has not been funded. You may have to wait a few days for a pending transaction, or maybe the other guy typed your email incorrectly.
Also payments that are not immediately complete always show up in your summary as pending. Check your summary to see if the payment is being held up or has not been funded. You may have to wait a few days for a pending transaction, or maybe the other guy typed your email incorrectly.
Posted on 9/14/18 at 2:17 pm to fightin tigers
quote:
What was the web address it brought you to?
Directly to PayPal's home page. Nothing was spoofed as far as I can tell.
Posted on 9/14/18 at 2:17 pm to Will Cover
quote:
That was last night. Today, no payment has been posted to either account.
It usually takes a day or two for the transaction to appear, but we've never had an issue with not receiving payment through our PayPal Business account and the one time we did, PP took care of it. I doubt you've been scammed, UNLESS the buy didn't really send a payment through.
Posted on 9/14/18 at 2:17 pm to MardiGrasCajun
quote:
I'm thinking the person paying you clicked "Pay for Goods or Services" when trying to send you money. This would indicate you're a business thus the need to open a business account. The person should have clicked "Send money to friends or family".
This makes sense. I'll try to reach out to him.
Posted on 9/14/18 at 2:19 pm to Will Cover
I'd change your Paypal password just to be safe.
ETA: and the password for the email address you use for Paypal if you use the same password
ETA: and the password for the email address you use for Paypal if you use the same password
This post was edited on 9/14/18 at 2:21 pm
Posted on 9/14/18 at 2:20 pm to Tiger Prawn
quote:
I'd change your Paypal password just to be safe.
Good suggestion, will do!
Posted on 9/14/18 at 3:01 pm to Will Cover
You havent sent the item have you? I don’t know what Swappa is, but I’d tell the buyer you are having pay pal issues and you aren’t moving shite until you get it figured out.
Eta: don’t do friends and family. That’s horrible advice. Friends and family is like Venmo and has no fees and therefore no protection. May as well get a western union.
A personal account is literally for selling thing personally. I don’t use PayPal anymore though so I’m not sure what their current requirements are.
Eta: don’t do friends and family. That’s horrible advice. Friends and family is like Venmo and has no fees and therefore no protection. May as well get a western union.
A personal account is literally for selling thing personally. I don’t use PayPal anymore though so I’m not sure what their current requirements are.
This post was edited on 9/14/18 at 3:04 pm
Posted on 9/14/18 at 3:03 pm to MardiGrasCajun
quote:
I'm thinking the person paying you clicked "Pay for Goods or Services" when trying to send you money. This would indicate you're a business thus the need to open a business account. The person should have clicked "Send money to friends or family".
Ignore this idiot
Posted on 9/14/18 at 4:51 pm to Jones
quote:
Use Venmo instead. Its their free app
I hate the social media component of Venmo. I prefer square cash personally.
Posted on 9/14/18 at 5:02 pm to Will Cover
Posted on 9/14/18 at 5:04 pm to Will Cover
I would imagine a "business" account takes longer to set up, and more complex, than a personal account does.
I recently opened a checking account for a small charity I am involved with, and the amount of paperwork and stuff the bank needed required three visits to the bank. meanwhile, a personal account can be opened in minutes.
I recently opened a checking account for a small charity I am involved with, and the amount of paperwork and stuff the bank needed required three visits to the bank. meanwhile, a personal account can be opened in minutes.
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