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re: People that are paying cash for every day goods..
Posted on 6/17/25 at 9:06 pm to Easye921
Posted on 6/17/25 at 9:06 pm to Easye921
quote:
How would I pay more when I immediately pay my credit cards off as soon as the charge is posted? To each their own, but I enjoy the free 100 bucks or so I get a month just by using my credit card. I
RIP
0
Posted on 6/17/25 at 9:13 pm to FAT SEXY
I put everything on my CC and pay it off every month. 
Dave Ramsey.
Before the horrendous boat accident leaving the pass at OB, I spent my cash back on the weapon of my choice.
Dave Ramsey. Before the horrendous boat accident leaving the pass at OB, I spent my cash back on the weapon of my choice.
Posted on 6/17/25 at 9:14 pm to FAT SEXY
quote:
FAT STUPID
Fify
Posted on 6/17/25 at 9:26 pm to FAT SEXY
quote:
Smh if you're still doing this for essentials. You're leaving money on the table every single time by not paying credit and stacking up rewards/cash back.
So short minded. If it’s cash, how do you know for certain that it was income?
Posted on 6/17/25 at 9:30 pm to FAT SEXY
Doesn't really matter to me either way what someone does. I started using CC's only when I got out of college and needed to build credit. I had no other way to do so - had no loans, car notes, mortgage, etc.
These days, it's just a matter of convenience. I'd have to visit an ATM to get cash, and then I find it annoying to pay with most of the time. Mostly just get cash out for hotel stays where I'll be tipping staff, or a rare strip club visit.
When I got married, almost every vendor wanted to charge 3%-7% if you used a credit card, so I paid for everything with a check. I also notice large service jobs like landscaping or home repair/renovation work will give discounts for cash payments.
Restaurants these days seem to throw a fee onto the receipt before they even know how you're going to pay, so I don't know that using cash in those instances really helps any.
These days, it's just a matter of convenience. I'd have to visit an ATM to get cash, and then I find it annoying to pay with most of the time. Mostly just get cash out for hotel stays where I'll be tipping staff, or a rare strip club visit.
When I got married, almost every vendor wanted to charge 3%-7% if you used a credit card, so I paid for everything with a check. I also notice large service jobs like landscaping or home repair/renovation work will give discounts for cash payments.
Restaurants these days seem to throw a fee onto the receipt before they even know how you're going to pay, so I don't know that using cash in those instances really helps any.
Posted on 6/17/25 at 9:32 pm to Gris Gris
Well okay. Im over $2,000 in free money. IDGAF what they track
Posted on 6/17/25 at 9:34 pm to Scruffy
quote:
building up insane amounts of CC debt.
Its the American way.
Buy what you can't afford, worry about paying for it later.
Posted on 6/18/25 at 8:28 am to Odysseus32
quote:
Many divorced men pay cash so the court system can't pull their bank account records.
Yes sir! I learned this the hard way.
This guy gets it. You don't want the courts overseeing ever last dime you spend.
quote:
As if someone's going to be poring over a bank statement and not wonder about large cash withdrawals in 2025.
When I went through the child support portion of my divorce, my bank statements were subpoenaed. There's no paper trail on that cash once it's taken out via ATM. A bank statement lists the vendor's name on each transaction. Just withdraw $200 a week for "random living expenses" and it leaves a gray area.
quote:
Unless their employers pay them in cash, their withdrawals are no less visible FWIW.
Yes, but don't just give the courts an itemized list with a bank statement.
This post was edited on 6/18/25 at 8:39 am
Posted on 6/18/25 at 9:04 am to Shexter
quote:
There's no paper trail on that cash once it's taken out via ATM
I believe you. I’ve never been in that system so I don’t know the full extent of how they audit there.
But man that seems like it should be on the person withdrawing the cash to keep records if it’s a child support situation. And if not it should be assumed that they are concealing cash. Alimony I’m more split on.
But that won’t be popular here. I’m of the mindset that when you have a child your entire life should be about raising that child and providing it the best life you can regardless of how much of a shitty person your partner is.
Posted on 6/18/25 at 9:07 am to FAT SEXY
I started using my credit card more often, but has more to do with security.
Posted on 6/18/25 at 9:08 am to FAT SEXY
Only poors don’t strictly use cash
Posted on 6/18/25 at 9:15 am to Shexter
quote:
When I went through the child support portion of my divorce, my bank statements were subpoenaed. There's no paper trail on that cash once it's taken out via ATM. A bank statement lists the vendor's name on each transaction. Just withdraw $200 a week for "random living expenses" and it leaves a gray area.
So you just perjure yourself instead? You have to account for your money either way… or lie to the court about it
Posted on 6/18/25 at 9:26 am to Mingo Was His NameO
quote:
So you just perjure yourself instead? You have to account for your money either way… or lie to the court about it
I don't, but a lot of CS paying dad's do. I know several who work side jobs for cash just to have spending money.
Posted on 6/18/25 at 9:35 am to FAT SEXY
I’m just waiting for them to start taxing cc rewards as income
ETA: hotel and airlines too
ETA: hotel and airlines too
This post was edited on 6/18/25 at 9:36 am
Posted on 6/18/25 at 9:36 am to LouisianaLady
LouisianaLady
quote:
Mostly just get cash out for hotel stays where I'll be tipping staff, or a rare strip club visit.
Posted on 6/18/25 at 9:37 am to FAT SEXY
I have several places that will give me a discount and no tax if I pay cash so it makes sense.
Posted on 6/18/25 at 10:12 am to tigersownall
quote:
Only poors don’t strictly use cash
Posted on 6/18/25 at 10:26 am to FAT SEXY
I'm noticing more and more business are tacking on a 1-3% "fee" for using a CC so those cash back rewards likely negate themselves.
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