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re: One good thing coming out of this stay at home...

Posted on 4/9/20 at 10:26 am to
Posted by Henry Jones Jr
Member since Jun 2011
77892 posts
Posted on 4/9/20 at 10:26 am to
quote:

It’s like saying I haven’t used my health insurance all year so refund me the premium.
I always roll my eyes at the jackasses that say "Y'all are a bunch of scam artists! I paid half this price when I lived in (certain state). I've been a client 74 years! Fix it!"

They don't realize it's a pool of money everyone pays into and they moved from a state with 10% uninsured drivers to 25%
This post was edited on 4/9/20 at 10:27 am
Posted by Henry Jones Jr
Member since Jun 2011
77892 posts
Posted on 4/9/20 at 10:28 am to
quote:

Muh full coverage

(Has state minimum liability)

One of my personal favorites
Posted by DCtiger1
Member since Jul 2009
11931 posts
Posted on 4/9/20 at 10:30 am to
quote:

They don't realize it's a pool of money everyone pays into and they moved from a state with 10% uninsured drivers to 25%


In the state of FL, you’re essentially driving around with everything you own, all your future income strapped to the front of your vehicle.

YET people still carry 10/20/10 liability. Hell in FL you actually only need PD and PiP to be legal!
Posted by AlxTgr
Kyre Banorg
Member since Oct 2003
88029 posts
Posted on 4/9/20 at 10:30 am to
quote:

Car accidents are down by 50% because of less drivers on the road.
Crap
Posted by Henry Jones Jr
Member since Jun 2011
77892 posts
Posted on 4/9/20 at 10:31 am to
quote:


YET people still carry 10/20/10 liability
Holy shite, the state minimums are that low? In Kentucky is 25/50/25
Posted by DCtiger1
Member since Jul 2009
11931 posts
Posted on 4/9/20 at 10:33 am to
Yes but like I said, the state minimum is actually 10,000 PD and PIP. I see it daily from people who have no business carrying so little coverage.
Posted by Henry Jones Jr
Member since Jun 2011
77892 posts
Posted on 4/9/20 at 10:36 am to
I've always said the minimum people should have is 100/300/100. It doesn't add much more to the premium and your arse is covered soooo much more.

The people that have multiple teenage drivers in their house but state minimum insurance blow my mind.
This post was edited on 4/9/20 at 10:37 am
Posted by Hangover Haven
Metry
Member since Oct 2013
34813 posts
Posted on 4/9/20 at 10:50 am to
quote:

Crap


You own a body shop?
Posted by UltimaParadox
North Carolina
Member since Nov 2008
52911 posts
Posted on 4/9/20 at 10:52 am to
Still waiting on MetLife...
Posted by firstandtiger
Sulphur, LA
Member since Aug 2013
272 posts
Posted on 4/9/20 at 11:21 am to
USAA announced 20%
Posted by LSUAlum2001
Stavro Mueller Beta
Member since Aug 2003
48886 posts
Posted on 4/9/20 at 11:23 am to
quote:

How about they do 100%


I put gas in my gas guzzling Tahoe once in the last 6 weeks.

Still over 3/4 of a tank.
This post was edited on 4/9/20 at 11:25 am
Posted by GEAUXT
Member since Nov 2007
30621 posts
Posted on 4/9/20 at 11:26 am to
quote:

Geico is doing 15% too.


I was very pleasantly surprised when I got the email from them yesterday.

They didn't have to do it. Nice gesture.

Being in LA my insurance is still outrageous even after the discount.
Posted by AlxTgr
Kyre Banorg
Member since Oct 2003
88029 posts
Posted on 4/9/20 at 12:42 pm to
quote:

You own a body shop?


Insurance defense.
Posted by ashy larry
Marcy Projects
Member since Mar 2010
5582 posts
Posted on 4/9/20 at 12:52 pm to
quote:

It will apply to renewals that occur between April 8th and Oct 7th



nice. I just looked it up. Thanks.

quote:

GEICO is providing a 15 percent credit to our auto and motorcycle policyholders as your policy comes up for renewal between April 8 and October 7, 2020. The credit will also apply to any new policies purchased during this period. The credit is part of our ongoing efforts to assist policyholders during this unprecedented time.

The average auto policy has a semi-annual premium of about $1,000 and generally covers more than one vehicle. This means we expect credits to average about $150 per auto policy and $30 per motorcycle policy. We estimate the benefit to our 18 million auto and one million motorcycle policyholders to be approximately $2.5 billion.

Current policyholders can expect to see the credit when your policy renews. You do not need to take any action to receive this credit.


Mine renews in June.
Posted by lsuwontonwrap
Member since Aug 2012
34147 posts
Posted on 4/9/20 at 1:12 pm to
The least they can do. Literally.
Posted by FLTech
he/won
Member since Sep 2017
29195 posts
Posted on 4/9/20 at 1:16 pm to
About most of those accidents were considered Coronavirus
Posted by Boat Motor Bandit
Member since Jun 2016
1891 posts
Posted on 4/9/20 at 1:16 pm to
So long story short, You guys sitting at home and considered non essential were the problem on the roads the whole freaking time!!!!! JS
Posted by Eric Nies Grind Time
Member since Sep 2012
25522 posts
Posted on 4/9/20 at 1:23 pm to
Yeah State Farm is definitely doing it as well.
Posted by CP3LSU25
Louisiana
Member since Feb 2009
52570 posts
Posted on 4/9/20 at 1:28 pm to
Humans are such terrible drivers now. Women if you wanna get specific
Posted by Hangover Haven
Metry
Member since Oct 2013
34813 posts
Posted on 4/9/20 at 1:30 pm to
quote:

Insurance defense.


Talked to a buddy of mine, who is an attorney, said you guys are getting killed cause y’all are losing billing hours right now...

True?
This post was edited on 4/9/20 at 1:31 pm
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