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Posted on 8/18/24 at 4:44 pm to lnomm34
I am leaving the state next year because of this. I can't afford another increase. It's making my mortgage unaffordable.
Posted on 8/18/24 at 4:51 pm to lnomm34
Property assessment up 36%
People are getting raped by corporate and government. Absolutely f-cked and everyone just shrugs their shoulders.
People are getting raped by corporate and government. Absolutely f-cked and everyone just shrugs their shoulders.
Posted on 8/18/24 at 5:02 pm to Odysseus32
quote:
That's just untrue.
You have no clue what you are talking about. Stick to accounting
Posted on 8/18/24 at 5:10 pm to lnomm34
Bidenomics is working
Posted on 8/18/24 at 5:14 pm to El Segundo Guy
quote:
Hell there are threads on how to defraud FEMA to get a chainsaw or generator then return it for "free" cash.
I pulled up to the Harbor Freight in Gonzales a few weeks after Ida and it took me a minute to figure out why there was a pile of people bringing back NIB generators. First I thought they bought them before the storm "just in case" but that didn't make sense there would be so many. Then it dawned on me. Pathetic.
Posted on 8/18/24 at 5:18 pm to lnomm34
And property taxes going up in Lafayette Parish too.
Posted on 8/18/24 at 5:23 pm to latxwoman
quote:
I am leaving the state next year because of this. I can't afford another increase. It's making my mortgage unaffordable.
So who's going to buy the house that you won't be able to afford?
That's where the problem gets worse--no one else is going to want your house because it's too expensive to insure.
Posted on 8/18/24 at 6:14 pm to Cowboyfan89
My policy was went from 14k to almost 65k a year over the last three years with Allstate. About to dump them for LA citizens.
Posted on 8/18/24 at 6:15 pm to lnomm34
Shop around. I went local and got a great deal
Posted on 8/18/24 at 6:27 pm to BigApple
quote:
My policy was went from 14k to almost 65k a year over the last three years with Allstate.
Over the years I've learned that some of these companies will push you out via high rates. They won't send you an email to tell you you're uninsurable or they no longer have interest in insuring you. Nah, they'll HIKE and HIKE and HIKE prices on a hope and a prayer you'll actually pay the ridiculous rates. If you refuse and leave? No skin off their back, they wanted you gone anyway.
Posted on 8/18/24 at 6:37 pm to jcaz
St tammany parish going up 25-30% on reassessment. Unbelievable
Posted on 8/18/24 at 6:50 pm to lnomm34
Welcome to 2023
This post was edited on 8/18/24 at 6:53 pm
Posted on 8/18/24 at 6:52 pm to lnomm34
Would anyone mind sharing their city and the precent they are paying in insurance compared to the cost of their house? We are considering a move for work and are beginning to look at options.
Currently paying 1.2% of the value of our home in yearly premiums and we have a high deductible. New Orleans of course
Currently paying 1.2% of the value of our home in yearly premiums and we have a high deductible. New Orleans of course
Posted on 8/18/24 at 7:02 pm to jsquardjj
Insured value is like $475K.
Lowest dedct possible.
$3700 a year with State Farm.
70647
Lowest dedct possible.
$3700 a year with State Farm.
70647
Posted on 8/18/24 at 7:03 pm to rattlebucket
Mine went from 110k to 150k.
Posted on 8/18/24 at 7:03 pm to jcaz
I would kill to have $3500 for my homeowners
Posted on 8/18/24 at 7:06 pm to lnomm34
My renewal was a 324% increase. I’ve been with the same company for 15 years with no losses.
Insurance companies are overvaluing property values to manufacture premiums to cover past hurricane losses. After having the company reclassify my home to custom and raising my deductible I was able to get it to a 60% increase.
Insurance companies are overvaluing property values to manufacture premiums to cover past hurricane losses. After having the company reclassify my home to custom and raising my deductible I was able to get it to a 60% increase.
This post was edited on 8/18/24 at 7:08 pm
Posted on 8/18/24 at 8:49 pm to TigerinATL
quote:
lowered some coverage amounts where my agent said I was overinsured vs. the average, so the big increase became no increase.
But you got less for the money. I really hate that the only real option to lower your rate is to lower your coverages. So you got nothing but screwed. INS COs are a-hole.
Posted on 8/19/24 at 5:25 pm to jcaz
Criminal
Are you disputing?
Are you disputing?
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