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re: My auto insurance is $615.00 a month and State Farm gave me $113.65 dividend.
Posted on 9/2/26 at 6:14 pm to Ailsa
Posted on 9/2/26 at 6:14 pm to Ailsa
quote:
How do they see it and if they can...why do they inquire as to who is your current insurance provider and cost?
Consumer reports. To make conversation and know if it's even worth your time if the price isn't competitive? You think they are setting rate in each individual office??
Posted on 9/2/26 at 6:15 pm to Sofaking2
quote:
These quotes are highly individualized based on a lot of factors. All that matters is you are getting the rate you want.
He was referring to his dividend payout not his insurance rate
Posted on 9/2/26 at 6:18 pm to MFTPC
They sent a separate email for each car with a link. You can accept payment through Venmo
Posted on 9/2/26 at 8:14 pm to DCtiger1
quote:
You think they are setting rate in each individual office??
Homeboy doesn’t know what an actuary is.
Posted on 9/2/26 at 8:15 pm to 22jctiger22
quote:
With which insurer?
Farm Bureau of MS
Posted on 9/2/26 at 8:31 pm to ellunchboxo
How long will it take for dividend to be processed?
Posted on 9/2/26 at 8:36 pm to Ailsa
quote:
Why are they run differently with differences in pricing?
Pricing is based on the zip code where your car is "garaged."
I am in Metairie and I am getting back a few $ more than my one month premium.
I am also using Drive Safe to get a discount.
Posted on 9/2/26 at 8:55 pm to Red Stick Tigress
It’s not yet. It said predicted payment October 2nd
Posted on 9/2/26 at 10:13 pm to DiamondDog
$615 for 2 cars???? We pay less than $400 for full coverage for 2 cars.
Posted on 9/2/26 at 10:17 pm to lsufan9193969700
quote:
full coverage
What is full coverage
Posted on 9/2/26 at 10:44 pm to DCtiger1
I need to shop my home + auto. Anyone have a recommendation for a broker in the NOLA metro area? I've done some digging and found some potential brokers to contact, but I'm worried about getting buttfricked with spam calls/texts/emails after contacting them.
Posted on 9/2/26 at 10:52 pm to DiamondDog
I had 3 dividend checks coming to me. One for 29 dollars, one for a 160 dollars, and another for 46 dollars.
Posted on 9/2/26 at 10:59 pm to DiamondDog
I got 4 dividend checks this week totaling $522
Posted on 9/3/26 at 12:45 am to ellunchboxo
The reason I asked is I was curious if different payment methods would take less (or more) time to process. My date is the same and I chose Zelle.
Posted on 9/3/26 at 8:13 am to BabyTac
quote:
Mine is $50/month on two vehicles paid in full every 6 months. Shop around for the cheapest possible rate every 6 months only because of the crime of it being a legality or wouldn’t have it.
Haven’t paid home insurance in 8 years.
It’s all a scam. This board loves writing checks tho to people who give them nothing in return. Watch them call me an idiot.
we call you an idiot because you are literally 1 small mistake from being bankrupt....all that work you did to get to retire early....gone
not even going to comment on not having home insurance
its fine you are gambling man...doesnt mean its smart
Posted on 9/3/26 at 8:30 am to iknowmorethanyou
quote:
frick the dividend, your issue is the ridiculous premium.
i love how yall continue to post this
you understand he has to carry maxed out coverage for work right????
god damn, 100 comments in here from people who fail to read or understand he has to carry 1m on coverage because his vehicle is used as a work truck which he takes inside plants. I used to have to do the same thing.
Posted on 9/3/26 at 8:32 am to DCtiger1
quote:
DCtiger1
thank god you are here and answering questions...i would lose my shite otherwise.
the shear stupidity from people who do not understand limits what they mean, why he has them etc not to mention risk transfer...well its mind blowing to me. maybe its because im married to an agent but frick man, most of this is common financial literacy imo.
Posted on 9/3/26 at 8:49 am to SulphursFinest
quote:I got a call from my agent yesterday to expect them. Getting 4 dividend checks that total about 340 dollars
Oh so that’s not a scam? I thought that email was a scam
Posted on 9/3/26 at 8:50 am to lsu777
I sincerely try to help, but people will continue to believe what they want to believe. They'll say they have "full coverage" and pay x a month but truly have no clue what that actually means.,
In this instance, I was just trying to help figure out the dividend situation. Glad he got it figured out. Babytac doesn't own shite so anything he says should be ignored
In this instance, I was just trying to help figure out the dividend situation. Glad he got it figured out. Babytac doesn't own shite so anything he says should be ignored

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