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Message
Posted on 9/3/26 at 9:12 am to DCtiger1
quote:
I sincerely try to help, but people will continue to believe what they want to believe. They'll say they have "full coverage" and pay x a month but truly have no clue what that actually means.,
In this instance, I was just trying to help figure out the dividend situation. Glad he got it figured out. Babytac doesn't own shite so anything he says should be ignored
im married to an agent...trust me I understand completely
Posted on 9/3/26 at 10:14 am to DiamondDog
quote:
I have 2 vehicles. It’s about $300 a month for each. Written under same policy.
That is crazy.
I live in rural Oklahoma.
We have a 2022 Lexus RX 350 and a 2023 Chevy Silverado.
$1000 deductible on both comprehensive and collision.
$180 / month total, not each. State Farm.
This post was edited on 9/3/26 at 10:16 am
Posted on 9/3/26 at 10:15 am to Stinger_1066
quote:
I live in rural Oklahoma.
Rates are much different in OK. What are your liability limits?
Posted on 9/3/26 at 10:18 am to DiamondDog
Ours was almost $500. We have home and 3 vehicles with them.
Posted on 9/3/26 at 10:33 am to DCtiger1
quote:
Rates are much different in OK. What are your liability limits?
Liability: $50K / $100K / $50K
Uninsured: $50K / $100K
Medical: $5K
Posted on 9/3/26 at 11:55 am to Stinger_1066
This post was edited on 9/3/26 at 11:58 am
Posted on 9/3/26 at 11:57 am to Stinger_1066
quote:
Liability: $50K / $100K / $50K Uninsured: $50K / $100K
And this is my point. You said what he's paying is crazy compared to what you're paying, but he has 20 TIMES the amount of liability coverage than you do.
Posted on 9/3/26 at 12:00 pm to DCtiger1
And more importantly, the UM coverage
Posted on 9/3/26 at 12:03 pm to Peruviantiger
Just FYI, I clicked to have mine mailed to me and since I used to have multiple policies they sent the checks in 5 envelopes that look like marketing mail. I can’t imagine how many throw them away.
Posted on 9/3/26 at 12:03 pm to boosiebadazz
True, I didn't see him mention UM so I wasn't sure if it matched his liability but if it does, it's very pricey.
This post was edited on 9/3/26 at 12:06 pm
Posted on 9/3/26 at 12:06 pm to boosiebadazz
You will take the shirts off many of these people’s backs if they find themselves in a suit
Posted on 9/3/26 at 12:08 pm to DiamondDog
It more often happens the other way. They get smoked by one of their fellow underinsureds (or uninsured) then have little to no UM and I have to have a difficult conversation with them.
This post was edited on 9/3/26 at 12:12 pm
Posted on 9/3/26 at 12:17 pm to DiamondDog
Got my email yesterday. $300 a month for me and the Mrs. and got a $130 dividend.
Friendly reminder that auto is ok with State Farm but under no circumstances should you ever have State Farm homeowners. They are criminal. Not Allstate criminal but close.
Friendly reminder that auto is ok with State Farm but under no circumstances should you ever have State Farm homeowners. They are criminal. Not Allstate criminal but close.
Posted on 9/3/26 at 12:17 pm to boosiebadazz
I see that quite a bit myself. FL min coverage is 10/20/10
Posted on 9/3/26 at 12:18 pm to iwyLSUiwy
You will get an email for each car. Should be more
Posted on 9/3/26 at 12:20 pm to DCtiger1
Yea the Mrs. told me she got one but wasn't sure if it was the same as mine or not. Good to know, thanks.
Posted on 9/3/26 at 12:21 pm to lsu777
quote:
we call you an idiot because you are literally 1 small mistake from being bankrupt....all that work you did to get to retire early....gone not even going to comment on not having home insurance its fine you are gambling man...doesnt mean its smart
Everything he posts on here is a lie.
Posted on 9/3/26 at 12:37 pm to jorconalx
I would love to see this clown IRL.
Posted on 9/3/26 at 12:40 pm to THRILLHO
quote:
for a broker in the NOLA
Why do they need to be in NOLA? Frost Bank out of Texas is a large insurance broker that will service you.
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