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re: Moral and Legal Question Concerning Hitting a Dog

Posted on 1/19/14 at 8:27 pm to
Posted by Shepherd
Member since Nov 2009
3077 posts
Posted on 1/19/14 at 8:27 pm to
quote:

Hitting a dog can damage your car that much? What the heck do you drive?

Subaru
Posted by rpg005
Member since Apr 2010
700 posts
Posted on 1/19/14 at 8:29 pm to
quote:

His insurance is going to have a deductible, I'd at least expect the dog owner to cover that.


You are incorrect. The deductible does not apply for a liability claim
Posted by bencoleman
RIP 7/19
Member since Feb 2009
37887 posts
Posted on 1/19/14 at 8:46 pm to
quote:

I upvoted you, frick the haters.
You did nothing wrong.

I downvoted for both of you being dickheads.
Posted by molsusports
Member since Jul 2004
37034 posts
Posted on 1/19/14 at 8:48 pm to
quote:

Dog owners responsibility to make sure the dog is either on a leash or on their own property. Besides being the right thing to do in terms of keeping others and their property safe, it's the right thing to do to keep the animal safe as well.

I hate shitty pet owners
Posted by MikeBRLA
Baton Rouge
Member since Jun 2005
17123 posts
Posted on 1/19/14 at 9:26 pm to
quote:

You are incorrect. The deductible does not apply for a liability claim


Wow. Some of you have no idea how insurance works.
Posted by Cruiserhog
Little Rock
Member since Apr 2008
10460 posts
Posted on 1/19/14 at 9:28 pm to
you didnt damage your bumper if you just clipped the dog and it just limped off. quit being a dick and trying to get someone to pay for the time you hit something in a parking lot

asshat
Posted by MottLaneKid
Gonzales
Member since Apr 2012
4543 posts
Posted on 1/19/14 at 9:33 pm to
Damn ! How big was this fricking dog ?

Dogs should not be on the streets without a leash.

Posted by Displaced
Member since Dec 2011
32980 posts
Posted on 1/19/14 at 9:33 pm to
I swear... A lot of you people are retarded.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
59052 posts
Posted on 1/19/14 at 9:42 pm to
File a claim with your insurance, pay your comp deductible and get your car fixed. Dog owner is negligent by allowing his dog out in the road, his homeowners policy should reimburse your deductible and your insurer for their payments.


ETA You pay your deductible to the shop that repairs your car along with the insurance check. Not worded in the best way in the first sentence.
This post was edited on 1/19/14 at 9:44 pm
Posted by Sir Drinksalot
Member since Aug 2005
16855 posts
Posted on 1/19/14 at 9:42 pm to
Throw the dog back at the owner
Posted by Easy
Los Angeles
Member since Dec 2008
5687 posts
Posted on 1/19/14 at 9:51 pm to
I wouldn't do it, but the dog owner certainly deserves to pay. That could easily have been a more serious accident if a motorist swerved to avoid the dog and either ran off the road or hit another car.
Posted by rpg005
Member since Apr 2010
700 posts
Posted on 1/19/14 at 9:59 pm to
quote:

Wow. Some of you have no idea how insurance works.


Actually I do. The deductible would only apply to a property loss, not liability. In the event that the dog owner filed the claim on his homeowners insurance there would be no deductible.

Posted by PurpleAndGold86
Member since Jun 2012
11036 posts
Posted on 1/19/14 at 9:59 pm to
Wow you're a real dickhole.
Posted by Will Munny
Baton Rouge
Member since Nov 2007
3105 posts
Posted on 1/19/14 at 10:00 pm to
Tell him you'll go back to Ville Platte and finish the job if he doesn't pay for your bumper

/cop
Posted by oilmanNO
Member since Oct 2009
2873 posts
Posted on 1/19/14 at 10:01 pm to
There is no way it cracked your bumper and the dog just limped off. Show us a picture of your bumper. You probably can't even see the damage
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
59052 posts
Posted on 1/19/14 at 10:02 pm to
yellowfin meant the OPs insurance, not the dog owners.
Posted by MikeBRLA
Baton Rouge
Member since Jun 2005
17123 posts
Posted on 1/19/14 at 10:03 pm to
quote:

Actually I do. The deductible would only apply to a property loss, not liability. In the event that the dog owner filed the claim on his homeowners insurance there would be no deductible.



In the post you were responding to the claim would be filed by the car owner to fix his own car, thus not a liability claim.
Posted by MikeBRLA
Baton Rouge
Member since Jun 2005
17123 posts
Posted on 1/19/14 at 10:06 pm to
quote:

yellowfin meant the OPs insurance, not the dog owners.


Thank you.
This post was edited on 1/19/14 at 10:07 pm
Posted by rpg005
Member since Apr 2010
700 posts
Posted on 1/19/14 at 10:10 pm to
I was referring to the homeowner. Misread yellowfins post....

Sorry for the confusion!
This post was edited on 1/19/14 at 10:11 pm
Posted by bendellee
Member since Aug 2006
2430 posts
Posted on 1/19/14 at 10:11 pm to
This thread is Germans [shepherd].

Seriously though, you don't want the To hire any attorney that takes this case.

Comp usually covers animals. File a comp claim, get your car fixed, give your insurance the guy's info, let them pursue it if it's worth it (it's not), go on about your life.

The end.

Don't over think this.
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