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re: Millennial baws, how you hanging on?

Posted on 12/21/23 at 12:44 pm to
Posted by Supermoto Tiger
Baton Rouge
Member since Dec 2010
10337 posts
Posted on 12/21/23 at 12:44 pm to
quote:

Not only am I barely scrapping by to afford basic necessities

Inflation has hit hardest the things which I buy most frequently.

Food feels like it’s doubled or tripled in price, [quote]
Insurance is through the roof.

Even cheap beer is up 40%.

It seems like no matter what, I can’t even get back the modest lifestyle I had before
.
quote:


- My spending habits have gotten tighter
- My life style has massively declined
- I went from comfortably paying my bills and saving to only scraping by

________________________________________________________________________________

I uphold every rule that was given to me to be successful to the goddamn letter
- -
There’s barely anything keeping me going.
I feel utterly broken, without purpose or hope for a future that is anything except a continual slide into poverty
_______________________________________________________________________________


I can relate to everything you said - including the no kids part. Your continued history of being diligent in making the tough but necessary adjustments with your finances and your lifestyle has you in the perfect position to literally bounce back overnight.

Although these are very unusual times, they are very temporary, too. Personally, I think we have gone through the worst part. I expect that we will begin to see improvement beginning in January - and every month following will get just a little bit better.

The crescendo will be the election of Trump.

The best part is right around the corner. Keep doing what you are doing and PLEASE VOTE.

Posted by Mushroom1968
Member since Jun 2023
3683 posts
Posted on 12/21/23 at 12:44 pm to
quote:

The saddest part is that my lifestyle when I’m not at work isn’t all that different from how I would live if I won the lottery and never had to work anymore. I guess I just can’t see another way to live, and my current life doesn’t satisfy me, while it barely manages to keep me alive.


That’s brutal and I use to think just like that. I don’t know, I hate to tell people to get on pills but talking to someone and getting on antidepressants may benefit you. I assume you are fairly young but you sound like a man in midlife crisis almost.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
51562 posts
Posted on 12/21/23 at 12:46 pm to
quote:

3 years ago, what I’m making now would be plenty. Suddenly, it isn’t jack shite.

Do you have the ability to make more as you progress in your career?
Posted by LSU fan 246
Member since Oct 2005
90567 posts
Posted on 12/21/23 at 12:47 pm to
quote:

and what I am passionate about and actually good at (music) never seems to make any money


Sounds bad but I wouldn't focus attention on that if it takes away from your career.

My brother is a very good musician. Has had record deals, a few albums, toured all of Europe doing shows and festivals, has made plenty of music for video game companies, and still has to have a regular job to live. Music is a pipe dream or lottery so to speak as a flourishing career. Guy he partnered with is in the same boat. Has to have a steady job. Hell, the other friend joined Nine Inch Nails on their tour for awhile and still has to work regular jobs. It's a taxing industry
Posted by fjlee90
Baton Rouge
Member since Nov 2016
8380 posts
Posted on 12/21/23 at 12:49 pm to
Honestly myself and my wife have worked pretty hard to put us in a very good position.

33/39 years of age. I maxed my 401k out day 1 of my first job 10 years ago. The first few years were sorta tough but manageable. I just didn’t live extravagantly. I can’t stress how important it is to tell your kids to do that. I’ve passively managed the account and it’s a nice little chunk.

We have 1 vehicle left to pay off and a mortgage. We also have a rental property. Im not saying it’s simple to do all of that. It all boils down to discipline.

My struggle now is how tf do I have enough saved for 4 kids educations. Also have a 12 year old. Can’t wait for that insurance.
Posted by kingbob
Sorrento, LA
Member since Nov 2010
68411 posts
Posted on 12/21/23 at 12:51 pm to
I tried pills back in 2021. Whatever cocktail they put me on didn’t really work. They tried to get rid of my anxiety and it just made me give no f$&ks about anything. Like imagine a depressed version of the post-hypnosis Office Space guy. Just literally couldn’t be bothered to do the barest of minimal things I didn’t want to do because f$&k it. When I got off the meds, I started noticing how many physical side effects were from the pills.

I went back to trying to use behavioral therapy to fix problems which helped to a point, but ain’t nothing anywhere near fixed. I’m a great deal better off at managing my mental health than I was 4 years ago, but it’s still a problem. No amount of meds can give you a purpose. They can just make you feel a little less miserable about your current situation so you can have enough will power to start making changes. I’ve been making changes on my own for a long time now. Maybe I am primed to bounce back, and everything that I am struggling with is just temporary, but it sure doesn’t feel that way in the moment.

I’ve basically been in a mid life crisis for the last 5 years since I found out I couldn’t have kids and my wife left me to marry someone else. I just wish I had the income to work through it with red convertibles and bottle blondes instead of top ramen and loneliness. I stick with music because it’s the only hobby keeping me social and it’s the only goodish part of my life I got to keep in the divorce. And other than trauma dumping anonymously in a b!tch thread like this, it’s my only real positive outlet for my negative emotions. Everywhere else, as a man, opening up or even complaining a little diminishes your status, causes people to lose respect for you, and your vulnerabilities are weaponized against you. But do it on stage, and they cheer and sing along.
This post was edited on 12/21/23 at 1:02 pm
Posted by deltaland
Member since Mar 2011
96728 posts
Posted on 12/21/23 at 1:03 pm to
quote:

Not talking about you older baws who own a house and have assets already. I’m talking between ages 27-35.


I’m 32 and we own our house outright. No mortgage. 5 br 3 bath. Bass boat, ski boat, 2021 Grand Cherokee Summit Reserve, 2019 GMC Sierra x31. All paid off except the ski boat. About 1 million in stock investments

Im good baw
Posted by kingbob
Sorrento, LA
Member since Nov 2010
68411 posts
Posted on 12/21/23 at 1:04 pm to
This baw baws!

Comgrats, my dude! I’m glad to hear someone is making it!
Posted by Mushroom1968
Member since Jun 2023
3683 posts
Posted on 12/21/23 at 1:08 pm to
I hope you continue with your music and it one day assists in healing. Hope you figure it out. I was in a major rut almost my entire 30s. It can be tough, maybe check out some books that may discuss your situation and see if they help. I hope for the best. If I met your personally I’d listen to you and have no judgement. I really wouldn’t, I’m the guy believe it or not people love to spill their soul to, people irl that no me know I’m not judge-mental. I hope you can find someone better to talk to
Posted by deltaland
Member since Mar 2011
96728 posts
Posted on 12/21/23 at 1:13 pm to
quote:

Not saying you’re a liar, but if you joined the military at 18 right out of high school you’re saying that you served at what was for sure a low paying wage, got out, got a job, paid off two cars, and put 20% down on your dream house all with 10 years of working assuming no further education occupying your time.



It’s not far fetched. In the military you’re housed and fed and clothed. Even at around base soldier pay you could save up 100k in 4 years.
Posted by rintintin
Life is Life
Member since Nov 2008
16711 posts
Posted on 12/21/23 at 1:13 pm to
Late 30's own a home in LA, but live out of state. Have increased my income substantially over the last 6-7 years when i decided what I was doing at the time wasnt enough..

But it took hard work. I put myself in uncomfortable situations not shying away from opportunities to upgrade my career, and busted my arse going to grad school while working full time.

It's paid off but it wasn't fun.
Posted by deltaland
Member since Mar 2011
96728 posts
Posted on 12/21/23 at 1:18 pm to
quote:

Comgrats, my dude! I’m glad to hear someone is making it!


I’ve been very blessed and married a good woman who is self sufficient as well. It didn’t come without sacrifice, I started working summer farm jobs at 10 years old and sacrificed a lot of childhood summers. Gave me a lot of experience, didn’t have much student load debt and was way ahead of others my age in work experience post college plus I had built up great credit by then
Posted by el Gaucho
He/They
Member since Dec 2010
56786 posts
Posted on 12/21/23 at 1:24 pm to
Dang you had a wife already

No fair stop dabbing on us true millenials who are struggling
Posted by bamaguy17
Member since Jul 2022
1208 posts
Posted on 12/21/23 at 1:37 pm to
quote:

Boomers want to sit on their piles of cash and wipe their hands of responsibility

It's their money, they earned it. It's none of our fricking business how they spend it. It's fricking math you retards. You don't make enough to support yourself, you either cut spending or make more money. You "shouldn't have to do that" is a failure's mantra. A guy I work with delivered GD pizzas to get out of credit card debt after his divorce.
Posted by H2O Tiger
Delta Sky Club
Member since May 2021
6843 posts
Posted on 12/21/23 at 1:45 pm to
quote:

I’m 32 and we own our house outright. No mortgage. 5 br 3 bath. Bass boat, ski boat, 2021 Grand Cherokee Summit Reserve, 2019 GMC Sierra x31. All paid off except the ski boat.


Nice! I love my Sierra. Curious as to what kind of ski boat you have? We have a wake boat
Posted by JohnnyKilroy
Cajun Navy Vice Admiral
Member since Oct 2012
38472 posts
Posted on 12/21/23 at 1:58 pm to
quote:

A guy I work with delivered GD pizzas to get out of credit card debt after his divorce.


We know. He posts here.
Posted by LouisianaLady
Member since Mar 2009
82176 posts
Posted on 12/21/23 at 1:58 pm to
quote:

A guy I work with delivered GD pizzas to get out of credit card debt after his divorce.


Mikel?
Posted by lsut2005
Northshore
Member since Jul 2009
2670 posts
Posted on 12/21/23 at 2:01 pm to
35 here. Married. Wife stays home. We own our own home. One daughter with another on the way… bought before Covid thank god and we bought way below our income levels.
Posted by kingbob
Sorrento, LA
Member since Nov 2010
68411 posts
Posted on 12/21/23 at 2:05 pm to
quote:

A guy I work with delivered GD pizzas to get out of credit card debt after his divorce.


I’ve thought about doing so in addition to my other side hustles. The main reason I haven’t done so is I’m afraid to put more unnecessary mileage on my car which is already up there. Making an extra couple hundred bucks a week wouldn’t help much if my car breaks down sooner and has to be replaced.
Posted by el Gaucho
He/They
Member since Dec 2010
56786 posts
Posted on 12/21/23 at 2:05 pm to
It seems like once you get married you can quit life and get bald and fat and take off work whenever you want. Women always bitch about wanting a new house and iPhone every 6 months but I guess that goes away when they get married


Incels like me and Elon and kingbob are the only thing keeping the economy going
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