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Posted on 11/22/25 at 11:51 am to HoustonGumbeauxGuy
No because we are very like minded when it comes to spending and we have something called trust that seems to be waning in a lot of relationships.
Posted on 11/22/25 at 11:52 am to TBoy
joint.
Posted on 11/22/25 at 11:52 am to HoustonGumbeauxGuy
Yes, been married 55 years, separate checking accounts for a reason. My wife is an impulse buyer, if we have money in the checking account, she will spend it and have zero to show for it. So, for the last 50 years we have each had our own account, I pay the bills, manage the brokerage accounts, make major purchases. Since she retired her pension goes to her checking account, the only thing she has to buy is groceries, the rest she is free to spend on whatever.
No complaints, no money arguments, this works for us. As an example, a couple of years ago she got $90K in a settlement, it was gone in 6 months without a trace, the stores at Town Centre got most of it.
No complaints, no money arguments, this works for us. As an example, a couple of years ago she got $90K in a settlement, it was gone in 6 months without a trace, the stores at Town Centre got most of it.
Posted on 11/22/25 at 11:53 am to 777Tiger
quote:she’s waiting ….
well it's been decades, what's taking so long???
Posted on 11/22/25 at 11:54 am to GreenRockTiger
quote:
she’s waiting
then who would change my diapers?
Posted on 11/22/25 at 11:56 am to HoustonGumbeauxGuy
No and a situation that wasn’t normal.
Another BS thing younger people do that have extremely negative consequences.
The only acceptable reason is if one spends money like crazy. And you should have know that before you got married in the first place.
The week after we got back from our honeymoon we each put up $500 to open start a joint account.
Another BS thing younger people do that have extremely negative consequences.
The only acceptable reason is if one spends money like crazy. And you should have know that before you got married in the first place.
The week after we got back from our honeymoon we each put up $500 to open start a joint account.
This post was edited on 11/22/25 at 11:59 am
Posted on 11/22/25 at 11:57 am to UptownJoeBrown
quote:
Another BS thing younger people do that have extremely negative consequences.
I’m pretty old and we’ve always had separate accounts, we have some joint accounts too
Posted on 11/22/25 at 11:57 am to HoustonGumbeauxGuy
Married 30 years and we have separate accounts. All of our finances are consolidated onto a Fidelity site and we both have full access to see the account balances so there are no trust issues or anything as the reason we do it. It's just convenient and makes it easy at Christmas and birthdays to be able to surprise one another. My friend's wife is having to jump through all sorts of hoops to buy her husband a watch online for Christmas without him knowing because if she uses her debit card or credit card (shared accounts) he will get a text notification. Couldn't imagine being 54 and dealing with bs like that for no reason.
Posted on 11/22/25 at 11:59 am to jojothetireguy
quote:
I have my money to spend on whatever without being questioned on what and where we spend our money
So you’re saying this would happen if you had a joint account?
Yikes.
Posted on 11/22/25 at 11:59 am to auie93
quote:
Couldn't imagine being 54 and dealing with bs like that for no reason.
we’ve got a great arrangement, I pay all of the bills and what my wife makes is her play money
Posted on 11/22/25 at 12:00 pm to 777Tiger
quote:
I’m pretty old and we’ve always had separate accounts, we have some joint accounts too
We do too but young people separate everything. I pay this and this. You pay that and that.
WTF is this? A marriage or not?
Posted on 11/22/25 at 12:00 pm to auie93
We share a checking, savings, and retirement accounts not tied to our employers. We each have one credit card that the other doesn't have access to. We touch base weekly on our current balances and pay them off every month. It's worked well for us the last 8 years.
Posted on 11/22/25 at 12:01 pm to HoustonGumbeauxGuy
No, but my grandparents did. They stayed married 73 years. My grandfather said the key to lasting so long was separate checking accounts and she made good cornbread.
Posted on 11/22/25 at 12:01 pm to HoustonGumbeauxGuy
quote:
If you do, why so?
To avoid the too many cooks issue. Only one person using each account makes it easier to keep track of everything.
Posted on 11/22/25 at 12:02 pm to HoustonGumbeauxGuy
Yes, we don't even bank with the same bank.
This post was edited on 11/22/25 at 12:05 pm
Posted on 11/22/25 at 12:02 pm to HoustonGumbeauxGuy
Yup. Wife and I don’t combine our money. We have a joint money market account and that’s it.
Posted on 11/22/25 at 12:03 pm to HoustonGumbeauxGuy
Yes. We both had our own accounts when we got married, so we just maintained them. No secrecy about them, though.
Posted on 11/22/25 at 12:04 pm to HoustonGumbeauxGuy
Yes. Married 15 years. Separate property regimes. We have a common household account we each deposit into for bills and household expenses.
Best scenario ever.
Best scenario ever.
Posted on 11/22/25 at 12:09 pm to UptownJoeBrown
quote:
I pay this and this. You pay that and that.
WTF is this? A marriage or not?
as I mentioned above, I pay for pretty much everything and my wife has her play money, we're empty nesters, pretty comfortable, I've always taken care of all the finances, one thing my wife does is love to travel, and we travel a lot, I told her I don't sit in coach for anything over two hours and no way in hell I'm crossing the pond in coach ever again, when she has a trip planned all I do is ask when are we leaving and how long are we going to be gone? she has taken care of everything else, airfare, ground transportation, lodging, whatever, works for us
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