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re: Man not pleased with neighbors blocking a street in the 7th ward for a "jazzfest" party

Posted on 5/5/21 at 8:20 pm to
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 5/5/21 at 8:20 pm to
quote:

Not sure what the rules are for an insurance company insuring a property for someone not on the title.




He can pay all the insurance all he wants but if the house isn’t in his name he won’t collect a dime on any claim.

And since the homeowner is dead, the house isn’t legally insured.
Posted by Breauxsif
Member since May 2012
22291 posts
Posted on 5/5/21 at 8:21 pm to
quote:

Because you’re white

This post was edited on 5/5/21 at 8:23 pm
Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
74454 posts
Posted on 5/5/21 at 8:22 pm to
Insurance isn't required so I doubt he has much if any. Even so, insurance will just drop him if they find out.
This post was edited on 5/5/21 at 8:23 pm
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 5/5/21 at 8:23 pm to
quote:

I’m sure the house doesn’t have a mortgage anymore


Probably not but that doesn’t mean they haven’t borrowed against the house or have a LOC, after Katrina when his mom or grandma was still alive.
Posted by jlovel7
Louisiana
Member since Aug 2014
22776 posts
Posted on 5/5/21 at 8:23 pm to
So what’s the legality of this? Who does a house go to if a homeowner dies and doesn’t legally transfer it?
Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
74454 posts
Posted on 5/5/21 at 8:27 pm to
No idea. Sure someone will chime in.

Never heard of anyone getting in trouble for living in their parents house without transferring the title.

Might be some delayed taxes or something.
Posted by JohnnyKilroy
Cajun Navy Vice Admiral
Member since Oct 2012
38527 posts
Posted on 5/5/21 at 8:28 pm to
It's not illegal or anything. As long as the taxes are paid the city doesn't care.
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 5/5/21 at 8:29 pm to
quote:

Insurance isn't required so I doubt he has much if any. Even so, insurance will just drop him if they find out.




I realize that but if they have liens then it should be recorded

A simple abstract run would reveal that.
Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
74454 posts
Posted on 5/5/21 at 8:30 pm to
Liens would have probably known at death.
Posted by Wolfhound45
Member since Nov 2009
121303 posts
Posted on 5/5/21 at 8:30 pm to
quote:

Breauxsif
Take down that picture of my future, 2nd wife
Posted by MMauler
Primary This RINO Traitor
Member since Jun 2013
22460 posts
Posted on 5/5/21 at 8:31 pm to
quote:

So who’s paying the mortgage? Taxes? Insurance?

What happens if the house floods or catches on fire? What happens if someone gets hurt on the property?

There’s no one alive to sue or file a claim to collect insurance money.

This dude is fricking digging his own grave


There probably is no mortgage.

He's probably paying the taxes -- which is why he's pissed.

He may or may not have insurance. If he does and needs to make a claim, I would imagine he could open the succession on his great grandmother and make the claim through the succession.
Posted by Lester Earl
3rd Ward
Member since Nov 2003
284995 posts
Posted on 5/5/21 at 8:31 pm to
quote:

Further, the sentence that allows for a testamentary trust requires that the surviving spouse or former spouse actually live in the house to get the homestead exemption.



“and the title to it is in the name”

(Iii.) a testamentary trust(in the name of Byron Cole) established for the benefit of the surviving spouse (there is none) and the descendants(Byron Cole) of the deceased spouse or surviving spouse


You really think that if the deceased was single, it can’t transfer to a child or even a grandchild if it is written into a trust?

I mean I’m not the sharpest dude but...
Posted by Wolfhound45
Member since Nov 2009
121303 posts
Posted on 5/5/21 at 8:33 pm to
quote:

I mean I’m not the sharpest dude but...
No one disagrees with this.
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 5/5/21 at 8:33 pm to
quote:



I mean I’m not the sharpest dude but..


How much do you bill per hour?
Posted by Lester Earl
3rd Ward
Member since Nov 2003
284995 posts
Posted on 5/5/21 at 8:37 pm to
About 350
Posted by SUB
Silver Tier TD Premium
Member since Jan 2009
23154 posts
Posted on 5/5/21 at 8:39 pm to
quote:

About 350


Posted by MMauler
Primary This RINO Traitor
Member since Jun 2013
22460 posts
Posted on 5/5/21 at 8:40 pm to
quote:

“and the title to it is in the name”

(Iii.) a testamentary trust(in the name of Byron Cole) established for the benefit of the surviving spouse (there is none) and the descendants(Byron Cole) of the deceased spouse or surviving spouse


You really think that if the deceased was single, it can’t transfer to a child or even a grandchild if it is written into a trust?

I mean I’m not the sharpest dude but...



No, you're not the sharpest dude because you're a F*CKING IDIOT.

You left out the preceding clause which is a condition precedent before you get to "and the title to it is in the name" -- "when the homestead is occupied by the surviving spouse or a former spouse and title to it is in the name...".

Before you even get to the "AND title to it is in the name..." the homestead must be OCCUPIED BY THE SURVIVING SPOUSE OR A FORMER SPOUSE.


If the home is not OCCUPIED BY THE SURVIVING SPOUSE OR A FORMER SPOUSE, you never get to "and title to it is in the name" clause. And, since the only possible surviving spouse (his grandmother) is dead, she cannot be OCCUPYING the house.

You are one ignorant mother f*cker.

Here's the full paragraph again (learn how to read) --

quote:

The homestead exemption shall extend and apply fully to the surviving spouse or a former spouse when the homestead is occupied by the surviving spouse or a former spouse and title to it is in the name of (i.) the surviving spouse as owner of any interest or either or both of the former spouses, (ii.) the surviving spouse as usufructuary, or (iii.) a testamentary trust established for the benefit of the surviving spouse and the descendants of the deceased spouse or surviving spouse, but not to more than one homestead owned by either the husband or wife, or both.


To spell it out AGAIN for someone of your obvious intellectual talents, the surviving or former spouse must OCCUPY the house AND one of the three title provision must be applicable.

Please, please, please tell me that you're not a lawyer, BRUH.
This post was edited on 5/5/21 at 11:57 pm
Posted by jlovel7
Louisiana
Member since Aug 2014
22776 posts
Posted on 5/5/21 at 8:40 pm to
This guy just confirmed on his Instagram he’s selling shirts. And he’s getting so many orders for them that his phone is bricking and he can’t respond or make comments on Instagram and his sister is operating and taking orders for him.

ETA: he’s posting his actual cell phone number and cash app.
This post was edited on 5/5/21 at 8:41 pm
Posted by Da Sheik
Trump Tower
Member since Sep 2007
8589 posts
Posted on 5/5/21 at 8:41 pm to
He’s obviously anti woman and anti capitalist.

Funny, one Commie attacking another Commie.
Nice thong doe
Posted by cajunangelle
Member since Oct 2012
156835 posts
Posted on 5/5/21 at 8:43 pm to
is he selling shirts with the commie doe's arse yo?
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